15 Best Futures Prop Firms That Actually Pay in 2025

Key Takeaways:

• Futures prop firms provide traders with capital to trade without risking personal funds, offering profit splits ranging from 70% to 100%.
• Reliable firms prioritize transparent payout policies, fair evaluations, and strong support systems.
• The top firms include Topstep, Apex Trader Funding, Goat Funded Trader, E8 Funding, and more, each with unique features like fast payouts, competitive profit splits, and diverse funding options.

Quick Comparison:

What to Look For:

• Transparent Payouts: Fast processing, clear rules, no hidden fees.
• Fair Evaluations: Reasonable targets, no unnecessary restrictions.
• Profit Splits: Higher splits (80–100%) maximize your earnings.
• Support & Tools: Educational resources, risk management tools, and responsive support.

Whether you’re a beginner or a seasoned trader, these firms offer a mix of reliability, flexibility, and competitive payouts. Choose one that aligns with your trading style and goals.

Ultimate Futures Prop Firm Tier List 2025 (From A 7 Figure Trader)

What to Look for in a Futures Prop Firm

Picking the right futures prop firm can make or break your trading journey. With profit splits ranging anywhere from 70% to 95% across the industry ^[3], the choice between an average firm and a top-tier one can have a huge impact on your earnings.

Transparent Payout Policies

A good starting point is clear and transparent payout policies. You’ll want to know exactly how withdrawals work – what the minimum thresholds are, how long processing takes, and how often you can withdraw. Some firms let you withdraw daily, while others stick to weekly or bi-weekly schedules ^[6]. The goal? Find a firm that aligns with your cash flow needs and doesn’t hit you with unexpected fees.

Take MyFundedFutures, for example. Their payout process is straightforward: Starter Plan payouts are processed within 6–12 business hours, while Expert Plan payouts take 1–3 business days ^[8]. This kind of clarity allows traders to plan their finances without guesswork.

Competitive Profit Splits

Profit splits can vary widely in this space. While 90% is often the industry standard ^[10], some firms offer higher or lower splits depending on performance. For instance, DNA Funded provides up to 90% profit splits for traders who meet performance benchmarks, with starting capital ranging from $5,000 to $2 million ^[3]. Meanwhile, FX2 Funding offers splits starting at 75% and climbing to 95% for top performers ^[3].

Fair Evaluation Processes

A fair evaluation process is a hallmark of a legitimate prop firm. Look for firms with reasonable profit targets and consistency requirements. For example, FT (Funding Traders) uses a 20% inconsistency score, meaning your single biggest profit day can’t exceed 20% of your total profits ^[6]. This encourages steady, low-risk trading rather than reckless bets. A firm’s evaluation standards should also be backed by a strong reputation within the trading community.

Strong Reputation and Track Record

Reputation matters, especially in an industry where only 7% of prop traders turn a profit ^[7]. Check reviews and ratings – Trustpilot is a good place to start. BrightFunded, for example, boasts a 4.6/5 Trustpilot score, while ThinkCapital comes in at 4.5/5 ^[2]. These ratings reflect real traders’ experiences with payouts, support, and overall reliability.

Comprehensive Trader Support

Good support goes beyond answering emails. Look for firms that provide educational resources, risk management tools, and responsive assistance. BrightFunded’s Trade2Earn program is a standout example – it rewards active traders with tokens that can be redeemed for perks like extended drawdown limits or lower evaluation targets ^[2].

Diverse Market Access

Access to a wide range of markets can open up more trading opportunities. While many firms stick to forex and commodities, some, like DNA Funded, provide access to global equities and indices. As Noam Korbl, co-founder of Prop-Firms.com, puts it:

"DNA Funded’s extensive range of markets includes a broad selection of global equities and indices. In an industry that often prioritizes forex and commodities, DNA Funded addresses the needs of stock traders, providing them with unmatched access in the prop trading space." ^[2]

This broader market access can make a firm particularly appealing if you’re looking to trade beyond the usual offerings.

Reasonable Fees and Flexible Funding Options

Fees and funding options can also shape your experience. Challenge fees vary widely – for example, ThinkCapital charges between $39 and $949, while BrightFunded’s fees range from €55 to €1,824 ^[2]. However, lower fees aren’t always better if they come with poor support or tough evaluation criteria.

Flexible funding options are another factor to consider. Some firms offer instant funding accounts, letting you skip lengthy evaluations and start trading capital right away ^[6]. Others use scaling models, where your profit-sharing percentage grows as you prove consistent performance ^[10].

Clear Withdrawal Policies

Finally, make sure the withdrawal rules are straightforward. Review minimum withdrawal amounts, fees, and processing times to avoid any surprises when it’s time to access your earnings.

One notable advantage of futures prop firms is the centralized nature of futures exchanges. Unlike forex, futures markets tend to be more regulated and transparent ^[4]. While generous profit splits are tempting, they’re not the only thing to consider. Sometimes, better trading conditions – like realistic evaluations and solid support – are worth more than a slightly higher profit percentage, especially if you rely on tight stop-loss strategies ^[11].

1. Topstep

Topstep has built a strong reputation in the futures prop trading world, offering clear policies, attractive profit-sharing, and a fair evaluation system. With over 12 years of experience funding traders, it’s one of the most trusted names in the industry. This trust is reflected in its 4.5 out of 5 rating on Trustpilot, based on 7,914 reviews, with 86% of users giving it the highest rating^[15].

Transparent Payout Structures

Topstep’s payout process is straightforward and designed to benefit traders. Once you achieve five winning days (each with a net profit of at least $200), you become eligible for daily payouts^[12][13]. The minimum payout request is $125, and processing typically takes 1–3 business days. Depending on your chosen withdrawal method – Wise, ACH, or Wire/SWIFT transfer – funds usually arrive within 10 business days^[12].

Competitive Profit Splits

Topstep rewards its traders with an impressive profit-sharing model. You keep 100% of your first $10,000 in profits. Beyond that, you retain 90% while Topstep takes 10%^[12]. Additionally, after completing 30 winning trading days, you gain access to 100% of your account balance, lifting the initial 50% cap.

Fair Evaluation Process

Topstep uses a three-step evaluation system – Trading Combine, Express Funded Account, and Live Funded Account – that some traders have completed in as little as eight days^[14]. To help traders get started risk-free, Topstep offers a 14-day free trial to test strategies^[14].

Here’s a breakdown of their account options:

• $50K Account: $49/month, $3,000 profit target, $2,000 max loss
• $100K Account: $99/month, $6,000 profit target, $3,000 max loss
• $150K Account: $149/month, $9,000 profit target, $4,500 max loss

To encourage disciplined trading, Topstep caps daily profits at 50% of your account balance during the evaluation phase^[16]. This structured approach has earned Topstep a reputation for reliability and fairness among futures prop firms.

Dependable Payment System

In 2021 alone, Topstep traders withdrew over $3 million in profits, showcasing the company’s commitment to timely payments^[14]. Their daily payout processing system ensures traders can access their hard-earned profits without unnecessary delays^[13].

2. Apex Trader Funding

Apex Trader Funding stands out as a trusted name among futures prop firms, boasting an impressive Trustpilot rating of 4.5/5 from 11,112 reviews ^[24]. Known for its straightforward payout system and profit-sharing model, the firm has become a favorite for serious futures traders who value transparency and efficiency.

Transparent Payout Structures

Apex Trader Funding ensures fast and clear payouts with no fixed payout windows. Their detailed PA Charts help traders stay informed about trading practices and compliance requirements ^[18][19].

The payout process is smooth: requests are reviewed and approved within two business days, with domestic transfers completed in 3–4 business days. For international payments, the timeline extends to 3–7 business days ^[18].

"Getting my first payout took less than a week from request to money in my bank account. Apex is the fastest prop firm payout I’ve seen." – Chris T., Funded Trader ^[17]

Apex has a strong track record of payouts, including a remarkable single payout of $2,552,800.50 in April 2025. Other notable payouts include a $2,464,822.90 wire transfer, bringing total payouts to over $2.6 million, and Patrick Wieland’s $608,000 earnings in December 2024 ^[17].

Competitive Profit Splits

Apex Trader Funding offers a compelling profit-sharing structure. Traders keep 100% of their first $25,000 in profits per account and retain 90% of all profits beyond that, with Apex taking a 10% share ^[17][21]. This setup allows traders to optimize earnings, especially when managing multiple accounts ^[21][22]. For instance, a trader with ten $50,000 accounts could potentially withdraw around $2,000 from each account every eight trading days, totaling approximately $20,000 in regular payouts ^[22].

From the sixth payout onward, traders can keep 100% of their profits, enabling full payouts in as few as 48 trading days on an 8-day cycle ^[18].

Reasonable Evaluation Processes

Apex Trader Funding has a straightforward one-step evaluation process with no time limits. Traders must complete a minimum of seven trading days to meet profit targets while staying within drawdown limits ^[24][23]. The firm enforces a 5:1 risk-to-reward ratio and prohibits holding positions past market close at 4:59 PM EST ^[18][20]. Approved strategies include news trading and Dollar-Cost Averaging (DCA) ^[18][20]. To promote consistency, a 30% rule ensures no single trading day contributes more than 30% of the total profit balance since the last payout ^[18]. DailyForex.com rated Apex’s evaluation standards a perfect 5.0/5 for their fairness ^[24].

Reliable Payment Schedules

Apex Trader Funding offers payout opportunities twice a month. To qualify, traders need to complete eight trading days, with at least five days showing a profit of $50 or more ^[18][20]. Additionally, a "Safety Net" feature during the first three payouts ensures account balances remain above the trailing threshold ^[18][19].

In 2024, Carlos V. earned over $400,000 across multiple Apex accounts using automation tools, showcasing the scalability of their system ^[17]. Traders can manage up to 20 funded accounts, further increasing their earning potential ^[24].

3. Goat Funded Trader

Goat Funded Trader (GFT) has built a reputation as a trustworthy futures prop firm, boasting a 4.1-star rating on Trustpilot and having paid out over $9.1 million to more than 98,000 traders ^[30][31]. What sets GFT apart is its clear, no-nonsense approach, including a promise to process payouts within 72 hours – or provide an extra $250 if they don’t ^[29].

Transparent Payout Structures

GFT keeps things simple and transparent when it comes to payouts. The firm has already distributed over $4.4 million, with individual payouts ranging from $333.38 to as high as $48,367 ^[26]. Payments are processed using Rise, a global payout tool ^[28], and traders receive official payout certificates as proof of their earnings once they meet profit targets ^[26].

To accommodate trader preferences, GFT offers multiple payout options, including cryptocurrency and traditional bank transfers ^[26]. This flexibility strengthens trust and ensures traders feel confident in the process.

Real-world examples highlight GFT’s reliability. Artur Zmiyov received two payouts totaling $48,244.50, while Ed Dostal earned $44,317.50 from two payouts. Bruno Velez saw consistent results, receiving seven payouts totaling $44,229.67 ^[29].

Competitive Profit Splits

GFT’s profit-sharing model is another standout feature. The firm offers a tiered structure that starts with a 65% profit split on the first payout, increases to 70% on the second, and climbs to 80% for subsequent payouts. Traders can even opt for an add-on to reach a 100% profit split ^[25][26].

For those looking to scale their earnings, GFT’s scaling plan offers even greater rewards. Traders who reach Level 4 can earn up to a 95% profit split and gain access to $2,000,000 in capital after six months and 15 successful payouts ^[30].

Reasonable Evaluation Processes

GFT offers several evaluation options to suit different trading styles, including 1-Step, 2-Step, 3-Step challenges, and Instant Funding ^[32]. Each model comes with unique targets and drawdown limits:

These evaluations focus on hitting profit targets while ensuring traders practice solid risk management. Fees for challenges vary, starting at $15 for entry-level challenges and going up to $1,898 for higher funding tiers ^[28][33].

GFT also allows news trading but enforces clear guidelines. For example, profits made within two minutes before or after high-impact news releases are capped at 1% of the account’s initial balance ^[33].

Reliable Payment Schedules

GFT processes payouts within 48 to 72 hours after approval ^[26]. For traders who want even faster access to their funds, the firm offers a "Payouts in 7 Days" add-on ^[26].

Withdrawals are fee-free and scheduled on the 5th, 15th, and 25th of each month. Eligible bi-weekly payouts are typically processed within 1–2 business days ^[26][28].

"GFT is a great firm. They have not denied any of my payouts, and I love their payout-on-demand feature. They’ve achieved so much in the prop industry in such a short time, which is why I’ll always trade with them. Their customer support is fast, friendly, and responsive." – Henry Ali ^[28]

GFT’s Discord channel serves as a hub where traders share payout certificates and success stories in real time, further proving the firm’s reliability ^[27]. This active community and transparency reinforce GFT’s reputation for honoring its commitments and supporting traders.

4. E8 Funding

E8 Funding has made its mark in the trading world, boasting over $55 million in global payouts and a solid 4.7-star rating on Trustpilot from 1,783 reviews ^[36][38]. Let’s dive into how E8 Funding structures its payouts, profit-sharing, evaluation process, and payment schedules.

Transparent Payout Structures

E8 Funding processes payments impressively fast – within just 10 hours ^[35]. Traders can choose between two payout platforms: Rise and Plane ^[34]. Rise supports both fiat and cryptocurrency withdrawals, with a minimum withdrawal amount of $250. On the other hand, Plane caters to local currency transfers and bank wires, offering a lower $50 minimum threshold ^[34].

With an average payout of $3,712 ^[36] and availability in over 195 countries ^[35], E8 Funding ensures traders have broad access to their earnings. Even better, there are no fees for payouts ^[34]. For high-performing traders, E8 Funding offers a Payout-on-Demand feature. To qualify, traders must meet specific performance benchmarks, such as limiting the influence of their best trading day on overall profits and maintaining net profits above 50% of their daily drawdown limit ^[34]. This streamlined payout process pairs well with E8’s attractive profit-sharing model.

Competitive Profit Splits

E8 Funding starts its profit-sharing at 80% for traders, with options to customize plans up to 100% ^[39][34][37].

"E8 Markets maintains one of the highest average payouts at $3,712 per payout. We provide top-notch support and superb trading conditions." – E8 Markets ^[36]

The system’s potential is evident in real trader success stories. For instance, in January 2024, trader Vijaya S. earned a $100,000 payout by leveraging analytical skills and focusing on Forex and commodities, all while maintaining disciplined risk management ^[36]. Another trader, Oghenetega Everest A., turned a free E8 account into $30,000 through smart strategies and careful risk control ^[36]. These success stories underscore the value of E8’s generous profit splits and its straightforward evaluation process.

Reasonable Evaluation Processes

E8 Funding offers three account types designed to suit varying trader preferences and experience levels: E8 Account, ELEV8 program, and E8 Track ^[42]. Each account type has a unique evaluation structure, ranging from one to three phases. The E8 One program simplifies things with a single-step process ^[43], while E8 Track requires three phases, and standard E8 accounts follow a two-phase system ^[42].

The ELEV8 program stands out by offering access to accounts as large as $1,000,000 ^[42]. E8 Funding’s evaluation process is designed to focus on practical trading skills and effective risk management rather than imposing arbitrary rules ^[41]. For added flexibility, custom evaluation options are also available ^[35].

Reliable Payment Schedules

E8 Funding ensures traders can access their earnings quickly, processing payouts within 1–2 business days. Traders can request their first payout after just 8 days and then every 14 days thereafter ^[34][35][37]. The firm provides 24/5 customer support ^[35][40], earning a reputation as one of the most trader-focused firms in the Forex prop trading space ^[34].

With a user-friendly dashboard, flexible account options, fast payouts, and responsive support, E8 Funding delivers an experience that prioritizes traders. The combination of quick processing times, multiple payout methods, and zero payout fees makes E8 Funding a top choice for traders seeking transparency and efficiency.

5. The Funded Trader

The Funded Trader (TFT) has made waves in the trading community, paying out over $100 million in just two years ^[46]. With a strong presence on platforms like Discord and YouTube, boasting over 100,000 followers ^[46], TFT provides traders with funding opportunities through a streamlined system that combines multiple challenge options and a tier-based reward structure.

Transparent Payout Structures

TFT takes transparency seriously, especially when it comes to payouts. Its tier system is designed to reward traders for consistent performance ^[44]. As traders hit payout milestones, they gain access to higher profit splits. Here’s how the tier system is structured:

Payments can be made through various methods, including cryptocurrency and traditional bank transfers ^[44]. However, traders are required to complete a KYC process, and TFT runs risk checks to ensure compliance with its trading rules before approving payouts ^[44].

Competitive Profit Splits

One of TFT’s standout features is its profit split structure, which goes as high as 90% in the early tiers and reaches an impressive 99% at Tier 3 ^[44][47]. This setup is designed to incentivize and reward traders who consistently meet performance benchmarks.

Flexible Evaluation Processes

TFT’s evaluation challenges are tailored to accommodate different trading styles, while maintaining clear guidelines on risk and profit targets. The platform offers five challenge types: Standard, Rapid, Royal, Knight, and Dragon ^[46]. Each challenge comes with its own profit targets and risk management criteria, with funding opportunities ranging up to $600,000 – or even $2.5 million for the Knight Pro challenge ^[48].

• Knight Challenge: A single-step evaluation with a 10% profit target, 3% daily drawdown, and 6% maximum drawdown. Traders can receive their first payout in as little as seven days ^[46].
• Royal Challenge: A two-step evaluation requiring an 8% profit target, 5% daily drawdown, and 10% maximum drawdown. This challenge has a 30-day waiting period for the initial payout ^[46].
• Dragon Challenge: A three-step evaluation process that allows traders to receive their first payout within seven days after completing all phases ^[49].

Recent updates include unlimited simulated trading days for several challenge types, giving traders more flexibility to meet their goals ^[50]. Additionally, TFT has introduced a Violation Warning System to alert traders of potential mistakes before their accounts are terminated ^[51].

Reliable Payment Schedules

TFT ensures a dependable payout schedule, adhering to a 14-day cycle that aligns with industry norms. On average, payouts are processed within three business days ^[45]. For challenges like Standard, Rapid, Royal, Royal Pro, Relaunch, Knight, Knight Pro, and Dragon, rewards are typically processed within 3–5 business days after a request is submitted ^[44].

Customer feedback reflects positively on TFT, with a 3.3-star Trustpilot rating. Notably, 68% of reviews are five stars, with traders praising the platform’s flexible challenges and responsive customer support ^[46]. The active Discord community also serves as a hub for traders to share experiences and seek advice, further enriching the TFT experience ^[46].

6. Leeloo Trading

Leeloo Trading has carved a niche in the futures prop trading world by offering flexible account options and profit-sharing structures that cater to both newcomers and seasoned traders. With over 370 reviews and a 4.1-star rating on Trustpilot, the company has built a solid reputation among its users ^[52].

Transparent Payout Options

Leeloo Trading’s payout system is refreshingly straightforward and completely fee-free. Whether you prefer wire transfers or PayPal, Leeloo covers the fees, ensuring traders receive their full earnings ^[53]. Payouts can be scheduled according to your preference, with options including every 10 days, bi-weekly, weekly, or the traditional monthly payout cycle ^[54].

To qualify for payouts, traders need to meet specific trading requirements. The first payout can be requested after completing a minimum of 30 trading days, while subsequent payouts require just 10 trading days per month ^[53]. Withdrawals are managed through Rise, allowing traders to choose between traditional bank transfers or cryptocurrency options ^[52]. For balances below $102,000, the minimum payout adjusts to $100,100 ^[53].

Generous Profit Splits

Leeloo offers a profit-sharing model that rewards traders generously. The first $12,500 in profits is kept entirely by the trader, with a 90% profit share applied to any earnings beyond that amount ^[53]. This structure allows traders to retain a significant portion of their early profits, making it an attractive choice for those aiming to maximize their earnings.

Simple Evaluation Process

The evaluation process at Leeloo is designed to be user-friendly. Traders work with a practice account to hit profit targets while adhering to drawdown limits ^[52]. To make things even easier, Leeloo provides a 14-day free trial for practice accounts, enabling traders to open up to 12 contracts and trade with $100,000 in virtual capital ^[53][55].

Accounts come in various sizes, ranging from $25,000 to $300,000, with monthly fees depending on the account type. Foundation accounts cost between $150 and $675, while Entry accounts are more affordable, ranging from $26 to $169 ^[52]. Traders must meet specific trade frequency and risk management guidelines to qualify.

"Leeloo is different from other funding companies. They offer a better variety of account options not found elsewhere. I find it much easier to qualify with multiple accounts at my disposal." – RonaldoAU ^[54]

Consistent Payment Schedules

Leeloo maintains a reliable payment schedule, with the first payout processed after 30 days ^[52]. While some traders have reported issues with rule violations, many others praise the company’s multiple payout options, which ensure regular access to profits without incurring extra fees.

7. SurgeTrader

SurgeTrader has made a name for itself in the futures prop trading world, boasting an impressive 4.7-star rating on Trustpilot from 1,081 reviews. Even more telling, 87% of those reviews give the platform a perfect 5-star rating ^[56]. This high level of satisfaction highlights the company’s focus on clarity, competitive profit-sharing, and dependable payment systems.

Clear Payout System

One of SurgeTrader’s standout features is its straightforward withdrawal process. The company partners with RiseWorks to handle withdrawals for virtually funded accounts, allowing traders to access their earnings through ACH transfers, bank wires, or cryptocurrency. Traders can easily initiate withdrawals from their dashboard, with payments typically processed within 1–2 business days. Withdrawals are allowed once every 30 days, but traders aren’t required to withdraw regularly, giving them the freedom to grow their accounts over time ^[56]. This flexible system works seamlessly with SurgeTrader’s attractive profit-sharing model.

Flexible Profit Splits

SurgeTrader offers traders a profit-sharing structure that starts at 75% as the default. For those looking to take home even more, an upgrade to a 90% profit split is available as an add-on ^[56][58]. The cost of this upgrade depends on the account size. For instance, upgrading a $25,000 account costs $50, while a $250,000 account upgrade costs $360. This tiered pricing lets traders select the profit split that best fits their trading style and financial goals.

Straightforward Evaluation Process

SurgeTrader’s evaluation process is designed to set traders up for success. Once a trader passes the evaluation, they receive instant funding ^[60]. The evaluation phase is also shorter compared to many competitors ^[59]. The platform has clear rules, no hidden fees, and supports a variety of trading strategies, including news trading and holding positions overnight or on weekends ^[59]. These features make the evaluation process both efficient and trader-friendly.

Consistent Payment Schedules

SurgeTrader has earned a reputation for fast and reliable payouts. Traders frequently praise the platform for its quick processing times, multiple withdrawal options, and responsive customer support ^[57]. This dependable payout schedule underscores SurgeTrader’s commitment to ensuring traders receive their earnings promptly and without hassle.

8. OneUp Trader

OneUp Trader has carved out a strong reputation in the futures prop trading world, thanks to its straightforward policies and trader-focused approach. With a 4.7-star rating on Trustpilot and 81% of users awarding it a perfect 5 stars ^[62], the platform has earned high praise for its transparency and profit-sharing model that prioritizes traders. Let’s dive into what makes OneUp Trader stand out, including its payout process and evaluation system.

Straightforward Payout System

OneUp Trader keeps things simple when it comes to payouts. Traders get to keep 100% of their first $10,000 in profits and 90% of all earnings after that ^[61]. This setup is particularly appealing for newer traders, as it allows them to pocket all of their initial gains.

The best part? Traders can start withdrawing profits from the very first day they’re funded ^[62]. Withdrawal requests are processed the same day, provided the withdrawal threshold is met, and funds are typically deposited within 1-2 business days via Bank Wire or Cryptocurrency ^[62].

"I was drawn to OneUp Trader because of the pricing and the customer service which was out of this world. It’s a phenomenal company and I can’t even see myself using anybody else in the future." – Justin V. ^[61]

Generous Profit Splits

OneUp Trader’s profit-sharing model is another big draw. Traders enjoy a 90%-100% profit split, meaning they keep nearly all of the earnings from their funded accounts ^[4].

Withdrawal thresholds are scaled based on account size, making it accessible for traders at every level. For example:

• A $25,000 account has a $1,500 withdrawal threshold.
• A $250,000 account requires $5,500.
• The minimum withdrawal amount is $1,000 of the trader’s profit share ^[62].

This flexibility ensures traders can maximize their earnings without unnecessary restrictions.

Fair and Achievable Evaluation Process

OneUp Trader’s 1-Step Evaluation process is designed to be both simple and fair. It allows traders to demonstrate their skills in a simulated environment while working toward clear and achievable targets ^[61].

"Our 1-Step Evaluation process is easy and user-friendly. Reach clear and attainable targets and start trading with your funded trader account. It’s that simple!" – OneUp Trader ^[61]

The evaluation includes:

• A minimum of 10 trading days.
• Specific profit targets based on account size.
• Permitted trading times from 5 PM CT to 3:15 PM CT ^[61].

For traders who have been funded before but lost their accounts, the Express Funding option offers a quicker 5-day evaluation process ^[63].

Here’s a breakdown of the evaluation criteria by account size:

Quick and Reliable Payments

OneUp Trader ensures traders get their earnings fast. Withdrawal requests that meet the threshold are processed the same day, and the funds are typically available within 1-2 business days ^[62]. Traders frequently highlight the platform’s ease of use and responsive support team ^[5].

"If you’re looking for a Funded Trading Account and want to have a support team that’s there with you and answers emails and phone calls, OneUp Trader is the platform that everyone should use." – Areina P. ^[61]

The evaluation fees are also reasonable, ranging from $65 per month for a $25,000 account to $325 per month for a $250,000 account ^[61]. If traders need to reset their account after hitting the trailing drawdown, the cost is $50 for smaller accounts and $100 for larger ones ^[63].

9. Earn2Trade

Earn2Trade has carved out a strong presence in the futures prop trading world by offering a structured and transparent approach to trader evaluation and funding. With a 4.6 out of 5 rating on Trustpilot based on 2,377 reviews^[67], it’s known for its straightforward payout policies and rigorous evaluation process, which is best suited for seasoned traders.

Clear Payout Policies

Earn2Trade stands out with its well-defined payout system. Traders can submit email requests by 2:00 PM CT on the Friday before a withdrawal, which is processed every Wednesday^[64]. The minimum withdrawal is $100 for both live and LiveSim accounts, and the $10 fee is waived for withdrawals exceeding $500. For LiveSim accounts with non-professional CME status, there’s a one-time $139 activation fee deducted from the first withdrawal, which requires at least $239 in profits. Withdrawals can be made via bank wire or cryptocurrency through the Rise international payment platform^[64].

Attractive Profit Splits

Earn2Trade offers an 80/20 profit split, allowing traders to retain 80% of their earnings^[66]. For Gauntlet Mini™ LiveSim® accounts, traders can withdraw up to $4,000 once they’ve reached $5,000 in profits after the 20% deduction. Similarly, in Trader Career Path® LiveSim® accounts, the maximum withdrawal is determined by the profit target minus the firm’s 20% share^[64]. This generous profit-sharing model complements the company’s rigorous evaluation process.

Challenging Evaluation Programs

Earn2Trade offers two main funding programs – Trader Career Path (TCP) and Gauntlet Mini – that closely simulate real market conditions. These programs are designed for experienced traders, as reflected in their tough passing rates. In 2024, only 10.42% of participants passed the Trader Career Path® or Gauntlet Mini™ evaluations, compared to 23.38% in 2023[105,107].

For example, a trader named KenUS nearly earned $3,000 in just four days but lost his funded account in April 2025 after failing to cancel a stop limit order before 5:00 PM EST^[68].

Consistent Payment Schedule

Earn2Trade’s reliable weekly payout schedule is another appealing feature. Withdrawals are processed every Wednesday^[64]. Among traders who successfully passed the evaluation, 10.04% opted to trade on live accounts, while the remaining 89.96% chose the LiveSim® environment^[65].

10. City Traders Imperium

City Traders Imperium (CTI) has earned a strong reputation in the trading community, boasting a 4.5 out of 5 rating on Trustpilot from over 1,150 reviews ^[71]. Known for its straightforward operations, competitive profit-sharing models, and a unique blend of monthly salaries and profit splits, CTI has become a popular choice for traders.

Clear and Efficient Payout Structures

CTI stands out for its transparent and well-organized payout system. Traders receive payout certificates that provide documented proof of their earnings, ensuring clarity and trust. Monthly payouts are processed seamlessly, with withdrawal amounts ranging from $100 to over $100,000, depending on individual performance and market conditions. Additionally, CTI offers a scaling plan that can grow trader accounts to a maximum allocation of $2,000,000, with incentives allowing for up to a 200% increase at each level ^[70].

Competitive Profit Sharing

The firm offers various profit-sharing percentages based on the program:

• Two-Step Challenge: 80%
• One-Step Challenge: 70%
• Direct Funding: 60% ^[69]

For those in the VIP program, the rewards are even more impressive. Bronze-level VIPs enjoy weekly payouts with a 90% profit share, while Silver-level VIPs take home 100% of their profits. On top of that, CTI provides monthly salaries that range from $12.50 to $500, depending on the account size ^[72][71].

Flexible Evaluation Models

CTI offers a range of evaluation options designed to suit traders with different levels of experience and trading styles. The firm provides four funding models: 1-Step Evaluation, 2-Step Evaluation, Instant Funding, and Instant Funding Pro. These models focus on consistent returns and effective risk management ^[71].

The 2-Step Challenge has no time constraints, offering traders the flexibility to meet targets at their own pace ^[74]. Meanwhile, the 1-Step Challenge provides a faster path to funding, requiring a 10% profit target with no minimum trading days ^[73]. For seasoned traders, the Instant Funding option grants immediate access to trading capital without the need for an evaluation process.

Dependable Payment Schedules

CTI is committed to ensuring timely and reliable payouts. Monthly payments are standard, but VIP members benefit from weekly payouts. The firm has built trust through its consistent payment history, with amounts ranging from $100–$500 for newer traders and exceeding $100,000 for top performers ^[70]. This reliability is further supported by a perfect 5 out of 5 rating on ForexPeaceArmy, reflecting positive feedback from traders ^[71].

11. FTMO

FTMO has built a reputation as one of the most reliable names in the prop trading industry, earning an impressive 5.0 out of 5 rating for trust, payments, trading platforms, and support ^[75]. Its commitment to transparency and dependable operations makes it a standout choice for traders.

"FTMO is known for actually paying out and being transparent. That builds trust." – Trader Siem ^[76]

Let’s dive into FTMO’s payout system, profit-sharing model, evaluation process, and payment reliability to see what sets them apart.

Transparent Payout Structures

FTMO keeps its payout process simple and straightforward. Traders can request their first withdrawal just 14 days after placing their first trade on a funded account ^[75]. Payouts can be requested directly through the Trader Dashboard, keeping everything centralized and easy to manage ^[75].

Speed is another key feature. FTMO processes withdrawals in an average of 8 hours ^[78], ensuring traders receive their funds quickly. Payouts are scheduled every two weeks, providing regular and predictable access to earnings ^[77]. This frequency helps traders manage their cash flow effectively while reinforcing FTMO’s reputation for reliability.

Competitive Profit Splits

FTMO offers one of the most appealing profit-sharing arrangements in the industry. Traders start with an 80% profit split, which can increase to 90% through the scaling plan ^[79]. This allows traders to retain the bulk of their profits, with FTMO taking only a small portion.

Another standout feature is FTMO’s refundable fee structure. The FTMO Challenge fees are fully refundable upon successful completion of the evaluation stage ^[75]. Essentially, this makes the evaluation process free for traders who meet the requirements, showcasing FTMO’s confidence in their model and reducing financial risk for participants.

Reasonable Evaluation Processes

FTMO’s evaluation process is designed to assess traders’ skills while offering flexibility. It consists of two stages: the FTMO Challenge and Verification. Each stage is tailored to test trading ability and discipline under realistic conditions ^[80].

One of the most trader-friendly aspects is the no time limit to hit profit targets during the FTMO Challenge ^[81]. This eliminates unnecessary pressure, allowing traders to work at their own pace. Additionally, traders can keep positions open overnight and over weekends during both evaluation stages ^[80]. For those using algorithmic strategies, Expert Advisors (EAs) are fully allowed ^[80].

The Verification stage further eases the transition to live trading with reduced requirements. The profit target drops to just 5%, half of what’s required in the Challenge ^[82]. This gradual approach ensures traders can adapt smoothly as they progress.

Reliable Payment Schedules

FTMO’s payment system is as dependable as its reputation suggests. Withdrawals are processed every two weeks ^[77], and with an average processing time of just 8 hours, traders face minimal waiting time ^[78].

The combination of clear policies, attractive profit splits, and fast, reliable payments has earned FTMO top marks across all major performance categories ^[75]. This reliability is a key reason why seasoned traders, like Trader Siem, highlight FTMO’s transparency and trustworthiness as defining features of their experience ^[76].

12. Fidelcrest

Fidelcrest supports a global community of over 6,000 traders across 170+ countries. With a 4.5-star rating on Trustpilot based on 1,666 reviews, 85% of users have awarded the platform 5 stars ^[83][84].

Clear and Flexible Payout Options

Fidelcrest ensures a straightforward and predictable payout process. Traders receive their profits directly into their wallets after each 30-day trading period ^[84]. This monthly schedule offers traders consistent access to their earnings, making financial planning easier.

Withdrawals are flexible, with no minimum payment required. Requests can be made anytime and are typically processed within three business days. The platform supports multiple withdrawal methods, including bank transfers, PayPal, credit cards, and debit cards ^[84]. For those who prefer alternative payment options, withdrawals can also be made in Bitcoin or via bank transfer once a month ^[84]. While there are no charges for most withdrawals, transfers to bank accounts outside the SEPA area come with a $50 fee, which can be avoided by opting for Bitcoin ^[84]. These transparent options make Fidelcrest’s payout system both accessible and competitive.

Generous Profit Splits

Fidelcrest offers profit splits of up to 90%, depending on the account type. For Normal Strategy accounts, traders can earn an 80% split, while Aggressive Strategy accounts allow for up to 90% ^[84][85]. This structure caters to a range of trading styles, rewarding both cautious traders and those willing to take on higher risks.

For traders looking to scale, Fidelcrest offers account funding of up to $2 million. Through its scaling plan, traders can double their starting balance within a year. Every three months, accounts are increased by 25% of the initial capital, provided traders achieve a 15% gain over three consecutive months ^[1][83].

Straightforward Evaluation Process

Fidelcrest employs a two-phase evaluation process: a 30-day Trading Challenge followed by a 60-day Verification phase ^[84][86]. This system allows traders to showcase their profitability and risk management skills over time. To ease the pressure, Fidelcrest offers unlimited free retries for both phases, giving traders multiple chances to succeed ^[86].

Evaluation fees are competitive, starting at $99 for a $15,000 account – more affordable compared to FTMO (approximately $155) and Topstep (around $165) ^[87]. Fees for larger accounts scale accordingly, with the $1,000,000 Pro account costing $999 ^[83][84].

Consistent and Reliable Payment Schedule

Fidelcrest stands out for its dependable monthly payout system. Profits are transferred after each 30-day trading cycle, and withdrawal requests are processed within three business days ^[84]. The variety of payment methods and clear fee structures accommodate a wide range of trader preferences.

Despite occasional feedback about strict rules and customer service response times, Fidelcrest’s consistent payouts and strong Trustpilot rating reinforce its reputation as a reliable prop trading firm ^[86]. These features make it a solid choice for traders seeking both flexibility and dependability in their trading journey.

13. BluFX

Note: BluFX has ceased operations ^[89]. However, its previous model offers valuable insights into what to look for in a prop trading firm.

During its operation, BluFX supported over 20,000 traders across 140 countries, with daily trading volumes reaching up to $800 million ^[89]. The firm earned a strong reputation, holding a 4.4/5 rating on both Trustpilot and Google Business ^[89]. Below is an overview of BluFX’s former structure and standout features.

Straightforward Payout Structures

BluFX operated on a simple 50/50 profit-sharing arrangement ^[88]. Instead of charging traditional trading commissions, the firm used a monthly subscription model, starting at $99 per month ^[88].

Traders could choose from multiple account tiers with clear pricing:

Additionally, BluFX offered one-time payment options for Basic ($429) and Swap-Free ($549) accounts, providing capital options of $20,000 or $100,000 ^[89].

Balanced Profit Splits

BluFX’s 50/50 profit split was standard for firms offering instant funding, though it was lower compared to evaluation-based firms, where profit splits often range from 70% to 100% ^[89][90]. The trade-off? Traders gained immediate access to funds without the need for lengthy evaluation processes ^[89]. Accounts could even scale up to $1 million in capital after achieving a 10% profit ^[89].

Consistent Payment Reliability

BluFX was known for dependable payouts, although liquidity challenges in December led to occasional delays. To address these issues, the firm reinstated USDT payouts ^[89][91]. While some traders voiced concerns about slow responses on social media ^[89], BluFX maintained a strong overall reputation for honoring payments throughout its tenure.

BluFX’s model – offering instant funding, clear fee structures, and reliable payouts – provided traders with a straightforward route to the markets. Its closure serves as a reminder of how quickly the landscape of prop trading can evolve.

14. 5%ers

The 5%ers has carved out a strong presence in the prop trading world by focusing on long-term trader development. With a TrustScore of 4.9 out of 5 on Trustpilot from over 15,000 reviews, the firm has earned a solid reputation for guiding traders from evaluation to funded trading ^[93].

Straightforward Payout Structures

The 5%ers keeps its payout structures clear and rewarding. In the Bootcamp program, traders start with a 50/50 profit split, which improves as they grow. Once your account hits $25,000, the split shifts to 75/25, then 80/20 at $2 million, and eventually reaches 100% profit retention at $2.5 million ^[93].

For those looking for higher initial profit shares, the High Stakes program offers an 80% profit split right from the start, scaling up to 100% as you advance. A standout feature of this program is the fixed monthly salary: at $350,000, traders receive a $4,000 monthly salary, which increases to $10,000 per month once the account reaches $500,000 ^[93]. These flexible models, combined with a reliable payout system, make it an attractive choice for traders.

Consistent Payment Schedules

The 5%ers is known for its reliable bi-weekly payouts, with a minimum withdrawal amount of $150. Traders can choose from multiple payment methods, ensuring flexibility when accessing their earnings ^{[93] [94] [95]}. Many traders commend the firm for its smooth and timely payouts.

"The process of withdrawing profits is simple and fast." – Ірина, Trader ^[92]

Fair and Flexible Evaluation Process

The 5%ers offers an evaluation process designed with traders in mind. Their Hyper Growth One Step Program requires traders to achieve just 10% net profit to pass Level 1, and there’s no time limit, allowing traders to work at their own pace ^[96]. This approach gives traders the freedom to focus on their strategies without feeling rushed.

For the High Stakes program, the evaluation involves two steps with realistic profit targets – 8% for Step 1 and 5% for Step 2 – and a consistent 10% maximum loss limit across all account sizes ^[93]. The one-time fees are competitive, starting at $39 for the smallest account size.

Traders can manage up to $4 million across three accounts, offering significant growth potential ^[95]. By combining scalable accounts, flexible evaluations, and trader-friendly policies, The 5%ers continues to stand out as a firm dedicated to helping traders succeed over the long haul.

15. QuantVPS

QuantVPS isn’t your typical prop firm offering trader funding. Instead, it plays a crucial role in the trading world by providing the infrastructure that many successful futures traders depend on. It’s a VPS (Virtual Private Server) service tailored specifically for algorithmic and high-frequency trading. By delivering lightning-fast and reliable performance, QuantVPS helps power the operations of top futures trading firms.

Reliable Trading Infrastructure

QuantVPS is built with high-performance trading in mind, offering ultra-low latency connections that are essential for serious traders. The platform boasts a 99.99% uptime guarantee and sub-2ms speeds for executing trades quickly and efficiently ^[97][99]. Impressively, it achieves a 0.5ms latency to CME Group servers, giving traders a significant advantage in fast-moving markets ^[99].

Flexible and Scalable Pricing

QuantVPS has four pricing tiers, catering to traders with varying needs:

• VPS Lite: $49/month, includes 4 cores, 8GB RAM, and 70GB NVMe storage. Perfect for traders managing 1–2 charts.
• VPS Pro: $99/month, offers 6 cores, 16GB RAM, and 150GB NVMe storage, suitable for 3–5 charts.
• VPS Ultra: $199/month, provides 24 cores, 64GB RAM, and 500GB NVMe storage, ideal for 5–7 charts.
• Dedicated Server: $299/month, features 16+ cores, 128GB RAM, and over 2TB NVMe storage. Designed for setups handling 7 or more charts.

Traders can also save money with discounted annual billing ^[98][99].

Broad Platform Support and Global Reach

QuantVPS works seamlessly with popular trading platforms like NinjaTrader, MetaTrader 4/5, cTrader, TradingView, and TradeStation ^[97][98]. Its servers are strategically positioned near key exchanges in New York, London, and Tokyo, ensuring strong global connectivity for futures traders operating across different time zones ^[99].

While many users appreciate the platform’s user-friendly setup and ultra-low latency ^[97], some have raised concerns about its pricing and the lack of advanced features, such as improved DDoS protection or more flexible billing options ^[97]. Even with these critiques, QuantVPS remains a solid choice for traders who need dependable infrastructure to support their trading strategies. It complements the financial and operational tools traders rely on for success.

How to Set Up Your Trading Infrastructure for Prop Firm Success

Having the right trading infrastructure is essential for succeeding with futures prop firms. While sound strategies and disciplined risk management are crucial, the technology you use can often be the deciding factor in passing evaluations and maintaining consistent profitability.

Speed and Reliability Matter

In trading, milliseconds can make or break a deal. According to a TABB Group study, a 1-millisecond advantage in trading applications can translate to $100 million annually for major brokerage firms ^[104]. For individual traders, even slight delays can mean missing profit targets or failing evaluations. Skimping on technology can be an expensive mistake.

This is why prioritizing speed and reliability is a must when building your trading setup.

Key Components of a Trading Setup

A strong trading setup is built on several essential components working together seamlessly. First, you need a reliable internet connection – this is non-negotiable. Next, invest in professional-grade trading software that can execute orders quickly and accurately, especially under the strict performance metrics set by prop firms.

It’s also important to account for ongoing costs like data feeds, platform fees, and commissions ^[100]. Keep in mind that many prop firms take 10–30% of your profits, impose monthly fees, and enforce strict performance standards ^[100]. This means every improvement in execution speed and reliability directly impacts your bottom line.

The VPS Advantage for Prop Trading

A Virtual Private Server (VPS) can solve many of the challenges traders face. With dedicated resources, a VPS ensures your trading platforms run smoothly without interruptions or crashes. This is especially important in volatile markets, where even a small delay can affect trade outcomes ^[103].

VPS providers usually guarantee high uptime – often 99.9% or higher ^[101]. Because a VPS operates in isolation, other applications or users can’t interfere with your trading performance, helping you consistently meet the requirements of prop firm evaluations.

Choosing the right server location can further enhance these benefits.

Location and Latency Optimization

The closer your server is to major exchanges, the faster your trade execution. Look for VPS providers with servers near your broker to minimize latency ^[103]. For futures traders, proximity to exchanges like the Chicago Mercantile Exchange (CME) can make a huge difference. Some providers offer latency as low as 0–1ms ^[102]. During periods of high market volatility, this level of speed can be critical, especially when prop firms are closely monitoring your risk management and execution ^[104].

Platform Compatibility and System Monitoring

Ensure your VPS is compatible with your preferred trading platforms, whether that’s NinjaTrader, MetaTrader 4/5, or TradeStation ^[103]. Regularly monitor your VPS’s CPU, RAM, and storage to keep everything running smoothly, even when using multiple charts and strategies ^[103].

This compatibility and monitoring play a key role in maintaining effective risk management.

Risk Management Backed by Technology

Risk management is the backbone of successful trading. Your infrastructure should support tools to enforce daily loss limits, control position sizes, and reduce drawdowns ^[100]. Additionally, having backup systems and redundancy in place ensures you can maintain consistent uptime ^[104].

Balancing Costs and Returns

Investing in professional-grade trading infrastructure may seem expensive, but the benefits often outweigh the costs. Many successful futures traders earn monthly returns of 15–25%, and even after giving 10–30% of their profits to prop firms ^[100], they find the reduced slippage and improved execution during volatile periods make a VPS – costing anywhere from $49 to $299 per month – a smart investment. Optimizing your trading setup not only improves performance but also helps maximize profitability with minimal upfront costs.

Conclusion

Picking the right futures prop firm can be the difference between a smooth trading journey and constant frustration. The 15 firms mentioned in this guide have earned their reputations for dependable payouts and clear business practices, giving you the freedom to focus on your trading strategies.

As one industry expert explains:

"For traders funded by a futures prop firm or a forex prop firm, payout reliability can make or break the experience. That’s why choosing the right payout platform is essential to support your trading success and ensure you receive your rewards without delays or unnecessary fees."

• Prop Firm Plus ^[106]

Each firm offers distinct advantages tailored to different trading preferences. Many also provide extra perks like educational tools, advanced platforms, and scalable funding options. For example, Topstep stands out with its structured funding pathway and a strong Trustpilot rating of 4.6 out of 5 ^[2].

Before committing to a program, look for firms with clear profit-sharing models, well-defined trading rules, and consistent payout schedules ^[9]. Reputable firms will also communicate openly about fees and trading requirements, helping you avoid unexpected surprises.

Your choice should align with your trading style and priorities. For instance, day traders often prioritize low latency and tight spreads, while swing traders benefit from firms that support overnight and weekend positions. Other factors like risk tolerance, account size, and available support features are equally important ^[3].

The proprietary trading market is expected to grow by more than 4% annually through 2027, fueled by retail traders seeking access to capital and flexible trading environments ^[3]. This growth highlights the importance of partnering with established firms that have a proven track record of timely payouts ^[105].

Finally, don’t overlook the importance of your trading setup. Whether you’re using a basic configuration or professional-grade VPS hosting, ensure your technology can handle the demands of these firms. A strong pairing of a reliable prop firm and a solid trading infrastructure can set you up for long-term success in the futures markets.

FAQs

What should I look for when choosing a reliable futures prop firm?

When choosing a futures prop firm, focus on trustworthiness, clarity, and compatibility with your trading objectives. Begin by digging into the firm’s reputation – look for evidence of timely payouts and positive feedback from traders. A reliable firm will have well-defined policies, strong reviews, and a solid history of performance.

Consider crucial aspects like the profit-sharing model, available trading capital, and the evaluation process. Aim for firms that offer competitive profit splits, fair drawdown limits, and terms that align with how you trade. It’s also important to ensure the firm provides useful resources, such as responsive customer support and tools to enhance your trading experience.

Finally, verify the firm’s regulatory compliance to confirm that your trading activities are secure and managed professionally. Taking the time to assess these factors can lead you to a firm that genuinely supports your development as a trader.

What are the differences in profit splits and evaluation processes among the top futures prop firms?

In 2025, futures prop firms offer a wide range of profit splits and evaluation methods, which play a big role in shaping traders’ income and overall experience. Some firms provide generous profit splits, such as 80/20 or even 90/10, giving traders the chance to keep a larger portion of their earnings. A few firms go a step further, allowing traders to keep 100% of their profits up to a specific amount before switching to a tiered split system.

When it comes to evaluations, the processes can vary just as much. Certain firms use quick, single-step evaluations, enabling traders to qualify for funded accounts in a short time. Others adopt multi-step evaluations to focus on consistency and risk management over time. These differences give traders the flexibility to choose firms that align with their individual goals – whether they’re looking for fast payouts, clear rules, or opportunities to grow over the long term.

Why is a reliable trading setup essential for success with futures prop firms?

A dependable trading setup is crucial for thriving with futures prop firms, as it guarantees quick execution, precise data, and smooth performance. In the world of futures trading, even a fraction-of-a-second delay can mean missing out on opportunities or facing financial setbacks. Having low-latency networks and stable internet connections ensures traders can place orders instantly and adapt swiftly to market fluctuations – an absolute must for speed-focused strategies like scalping or arbitrage.

Beyond speed, a robust trading setup supports advanced platforms and real-time data streams, enabling traders to make smarter decisions while minimizing mistakes. This solid foundation helps traders stay ahead in the fast-paced market and seize opportunities with confidence.

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