Top 10 Best Instant Funding Prop Firms for 2025

Looking to start trading immediately with funded accounts? Instant funding prop firms let you skip lengthy evaluations and trade with real capital right away. Here’s a quick breakdown of the top 10 options in 2025:

• FTMO: Evaluation-based model; up to $400,000 funding. Not available for U.S. traders.
• My Forex Funds: Instant funding starting at $99 for $2,000 accounts; supports U.S. traders.
• The Funded Trader: Multiple evaluation challenges; payouts after 14–30 days.
• TopStep: Focuses on futures trading; evaluation required with $50,000–$250,000 accounts.
• Earn2Trade: Futures-focused; evaluation required with accounts starting at $25,000.
• BluFx: Instant funding up to $200,000 (no longer operational).
• The 5%ers: Instant funding with scaling plans; not available for U.S. traders.
• Fidelcrest: Two-phase evaluation; closed operations in 2024.
• City Traders Imperium: Instant funding with accounts starting at $2,500; no U.S. clients accepted.
• SurgeTrader: Instant funding (discontinued in 2024).

Quick Comparison

Key Takeaway: Choose a firm that aligns with your trading goals, funding needs, and evaluation preferences. For U.S. traders, options like My Forex Funds and TopStep are accessible and offer strong features. Instant funding often comes with higher fees and stricter rules, so weigh the convenience against the costs.

Instant Funding Explained (2025) | Best Instant Funding Prop Firm Challenges

How to Choose the Best Instant Funding Prop Firms

Picking the right instant funding prop firm can make a big difference in your trading success. A bad choice might cost you time and money, but the right one can help you achieve consistent profits more efficiently. Here are the key factors to consider:

Funding Speed and Capital Access: Don’t take “instant” at face value – some firms might take hours or even up to 48 hours to provide funding. Speed matters in trading. According to a TABB Group study, even a 1-millisecond advantage can generate $100 million annually. This highlights why quick funding and execution speeds are so important.

Platform Support and Technology Infrastructure: Make sure the firm supports your preferred trading platforms, such as NinjaTrader, MetaTrader, or TradeStation. Advanced trading systems are also critical. For example, FTMO is recognized for its fast execution speeds, often under 200 milliseconds.

Performance Requirements and Risk Parameters: Each firm has its own set of rules for risk and performance. Knowing these upfront can save you from unpleasant surprises. Here’s a breakdown of typical risk parameters:

Security and Regulatory Compliance: Your capital and personal data need to be safe. Look for firms that are transparent about their regulatory status and have strong user reviews. For instance, DNA Funded, backed by DNA Markets, had a Trustpilot rating of 3.9/5 as of January 2025, reflecting a level of trust among traders. Reliable firms will also offer robust security measures like firewalls, DDoS protection, and regular backups.

U.S. Trader Support: If you’re a U.S.-based trader, this is a critical consideration. The firm should understand U.S. tax reporting requirements and offer customer support during U.S. trading hours. Also, ensure that your technical setup, such as VPS solutions, is optimized for trading in the U.S.

VPS Integration and Technical Infrastructure: With automation driving much of today’s trading, having a solid VPS (Virtual Private Server) setup is essential. A quality Forex VPS can offer ultra-low latencies of 0.3–1.5 milliseconds, while NVMe technology can boost execution speeds significantly. Look for VPS providers that offer:

• Sufficient RAM and CPU power for smooth operation
• Uptime guarantees of 99.9% or higher
• Pricing between $30 and $60 per month

These features can help reduce slippage and ensure your automated systems run without interruptions.

Specialization and Market Focus: Different firms cater to different markets. For example, FTMO specializes in forex and crypto, offering funding up to $400,000, while TopStep focuses on futures with funding starting at $150,000. It’s essential to align the firm’s expertise with your trading style and the markets you want to target.

At the end of the day, the best prop firm is the one that fits your trading goals, risk tolerance, and technical needs. Dive deep into each firm’s track record, read trader reviews, and carefully review their fee structures. This groundwork will help you make an informed choice. The next section will delve into VPS solutions, an essential tool for uninterrupted and efficient trading.

Trading VPS Hosting for Prop Firm Traders

When you’re trading with a prop firm’s capital, every fraction of a second counts. A Virtual Private Server (VPS) can safeguard your trades from local system failures, surprise updates, or internet disruptions. Think of it as a dedicated trading environment that operates independently from your home setup, ensuring consistent performance and reliability.

Why VPS Hosting Is Crucial for Prop Trading

Speed is everything in trading, and a VPS can significantly reduce latency, giving you faster trade execution. This speed advantage can be the difference between a profitable trade and a missed opportunity. For instance, a major global investment bank once estimated that every millisecond of delay could cost up to $100 million annually in lost opportunities. While individual traders aren’t managing billions, faster execution often means better fills and less slippage.

Low Latency: The Edge You Need

The location of your VPS plays a big role in latency. Fiber optic cables already minimize delay, but placing your VPS near key financial hubs like Chicago or New York can take it a step further. These cities are home to major exchanges like the CME Group, NYSE, and NASDAQ, making them ideal for U.S.-based prop traders. With a VPS in these locations, you can achieve sub-millisecond response times, which is critical for executing trades in fast-moving markets.

Reliability and Uptime You Can Trust

Top-tier VPS providers typically promise uptime guarantees of 99.9% or more, which amounts to less than nine hours of downtime per year. This level of reliability is essential, especially during volatile markets when your trading systems need to function seamlessly.

Keeping Your Data Safe

Prop trading involves handling large sums of money and sensitive information. A robust VPS setup includes features like firewalls, DDoS protection, and intrusion detection systems. These security measures help ensure your data and trades remain safe, providing peace of mind while you focus on strategy.

QuantVPS: Tailored for Prop Traders

QuantVPS is specifically designed with algorithmic and prop traders in mind. With over 300,000 servers deployed globally, it offers solutions tailored for trading. Their servers are located in Chicago and New York, ensuring optimal connectivity to major U.S. exchanges like the CME Group. This setup allows for lightning-fast execution, often achieving latency between 0 and 1 millisecond with most brokers.

What Traders Are Saying

Traders consistently praise QuantVPS for its reliability and performance. With a 4.8/5 rating on Trustpilot based on 191 reviews, the feedback speaks volumes. One trader using Quantower for algorithmic futures trading noted that QuantVPS "hasn’t flinched once in months – with their /NQ bots running 24/7 and executions staying crisp." Another shared how the platform delivered the speed and stability they needed for futures trading on TradeStation, with no technical hiccups and smooth /YM trading throughout the day.

Key Features and Pricing

QuantVPS plans start at $49 per month for the VPS Lite option and go up to $299 per month for dedicated servers. These plans include high-performance CPUs, NVMe storage for fast data access, and unmetered bandwidth . The platform supports popular trading platforms like NinjaTrader, MetaTrader 4/5, TradeStation, and Tradovate, and it’s compatible with leading prop firms such as Apex, TopStep, and Bulenox.

Balancing Costs and Benefits

VPS hosting generally costs between $15 and $50 per month, making it a cost-effective alternative to maintaining your own on-premise server. Considering that algorithmic trading accounts for about 70% of the daily volume on the New York Stock Exchange, investing in reliable infrastructure is less of an expense and more of a necessity for serious traders.

Optimizing Your Setup

To get the most out of your VPS, choose a location close to your target exchanges. Keep an eye on CPU, RAM, and storage usage to ensure everything runs smoothly. Regular updates to both your VPS and trading software are also key to maintaining peak performance.

In the high-stakes world of prop trading, having the right tools can make all the difference. A reliable VPS setup helps eliminate one of the biggest hurdles – execution delays – allowing you to focus on what really matters: making the right trades at the right time.

1. FTMO

FTMO has earned its place as one of the most respected proprietary trading firms in the industry. With an impressive 4.8/5 rating on Trustpilot, it’s well-regarded within the trading community for its robust reputation and professional approach . Unlike the instant funding options discussed in this article, FTMO operates on an evaluation-based model.

Note: FTMO’s funding process involves a two-step evaluation, not instant funding. Traders must successfully complete the FTMO Challenge and the Verification stage to prove their consistency and risk management skills before accessing a funded account.

Instant Funding Availability and Prerequisites

FTMO requires all traders to go through its structured Evaluation Process to become an FTMO Trader. The process begins with the FTMO Challenge, where traders must hit a 10% profit target while adhering to strict drawdown limits. There’s no time limit for reaching the profit target, but traders must trade for at least 4 days. Upon passing the Challenge, traders move to the Verification stage, which has a 5% profit target and the same 4-day minimum trading requirement.

FTMO offers account sizes ranging from $10,000 to $400,000, with the entry-level $10,000 FTMO Challenge priced at €89. Once you qualify as an FTMO Trader, you can earn up to 90% of the simulated profits you generate.

Geographic Restriction: FTMO does not provide services to individuals from Iran, Syria, Myanmar, North Korea, or the United States. This means U.S. residents and nationals, regardless of their experience or capital, are excluded from participating.

Supported Trading Platforms

FTMO supports four major trading platforms: MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, and DXtrade. Traders can choose their preferred platform when starting the FTMO Challenge, allowing them to work with tools they’re already comfortable using. However, due to regulatory restrictions, U.S.-based clients are unable to use MetaTrader or cTrader platforms.

Integration with VPS Hosting

FTMO allows traders to integrate their accounts with VPN/VPS hosting, offering a more stable and professional trading setup. For international traders, this feature ensures smooth evaluations and uninterrupted trading, especially for those relying on advanced infrastructure.

However, U.S.-based traders face restrictions when it comes to using VPN/VPS with MetaTrader and cTrader accounts. Combined with FTMO’s geographic limitations for U.S. residents, this effectively excludes VPS integration for American traders.

Key Features for International Traders

FTMO provides a range of resources to support its traders. The FTMO Academy offers educational materials to help traders improve their skills , while the Premium Programme rewards top-performing traders with perks like free FTMO Challenges, dedicated customer service, and higher profit splits .

The evaluation process comes with consistent risk management rules, including a 5% maximum daily loss limit across all account sizes. Both phases of the evaluation allow unlimited trading periods, giving traders the flexibility to meet profit targets at their own pace.

FTMO’s focus on rigorous evaluation and structured risk parameters has earned it high satisfaction ratings across review platforms. However, its strict exclusion of U.S.-based traders remains a major limitation, making it inaccessible to a significant segment of the trading community.

2. My Forex Funds

My Forex Funds provides traders with immediate access to capital through its Accelerated Program, skipping the lengthy evaluation process often required by other funding models. This approach allows traders to start trading right away without waiting for extended assessments.

Instant Funding Options and Requirements

The Accelerated Program offers two account types:

• Conventional Accelerated Account: Features straightforward profit targets.
• Emphatic Accelerated Account: Offers larger maximum account sizes and greater growth potential.

Account sizes range from $2,000 to $50,000, with pricing structured as follows:

• Conventional accounts start at $99 for a $2,000 account and go up to $2,450 for a $50,000 account.
• Emphatic accounts begin at $198 for a $2,000 account and reach $4,900 for a $50,000 account.

Advancing to larger account sizes requires meeting ongoing profit targets, which are part of the program’s milestones rather than initial prerequisites. It’s important to note that all fees for the Accelerated Program are non-refundable, presenting a higher-risk option compared to models that refund fees after successful evaluations.

Supported Trading Platforms

My Forex Funds supports both MetaTrader 4 (MT4) and MetaTrader 5 (MT5), popular platforms among traders. Traders can access a variety of assets, including:

• Currency pairs
• Metals
• Oil
• Stock indices
• Cryptocurrencies (in CFD format)

Trading is conducted with leverage and floating narrow spreads. Additionally, the use of a robust VPS enhances platform performance, ensuring smoother operations for traders.

VPS Hosting Integration

For those relying on automated trading, integrating with professional VPS hosting can significantly improve performance. A reliable VPS ensures low latency and uninterrupted connectivity. For example, QuantVPS offers ultra-low latencies between 0.7ms and 1ms and guarantees 100% uptime, making it an excellent choice for traders using platforms like MT4 and MT5.

Features for U.S.-Based Traders

My Forex Funds stands out by welcoming traders from the United States, a market often restricted in the proprietary trading industry. U.S. traders benefit from USD-denominated accounts, which eliminate the hassle of currency conversions and provide a familiar structure. However, the non-refundable fees associated with the Accelerated Program require careful consideration. While these fees represent a higher upfront cost, they allow traders to bypass evaluation phases and start trading with capital immediately, offering a streamlined experience for those ready to take on the challenge.

3. The Funded Trader

The Funded Trader offers traders a chance to access funded accounts, but only after completing evaluation challenges. While this means funding isn’t immediate, the process gives traders a structured way to prove their skills and earn capital.

Evaluation Challenges and Funding Process

Instead of instant funding, The Funded Trader provides several evaluation challenges, each with its own profit targets, drawdown limits, timeframes, and pricing. Some examples include:

• Dragon Challenge: Priced at $355
• Royal Pro Challenge: Priced at $1,890

The challenges vary in structure. For instance, the Rapid Challenge allows withdrawals after 14 days, while the Standard and Royal challenges require a 30-day waiting period. The Knight Challenge is a one-step evaluation, whereas the Royal Challenge involves two steps. Before accessing a funded account, traders must complete KYC (Know Your Customer) and AML (Anti-Money Laundering) verifications. Impressively, the firm has paid out over $100 million to traders.

Supported Trading Platforms

Once traders complete their evaluation, they gain access to a variety of trading platforms, each designed to cater to different needs:

This range of platforms ensures both beginners and experienced traders can find a suitable option. However, traders should note that using VPNs, VPS setups, account management software, or copy trading services is strictly prohibited during the evaluation phase.

VPS Hosting for Funded Accounts

While VPS usage is restricted during evaluations, traders who transition to funded accounts can access professional VPS hosting services. Options like QuantVPS offer ultra-low latency and guaranteed uptime, which can be especially beneficial for algorithmic trading strategies.

Features Tailored for U.S.-Based Traders

For U.S.-based traders, The Funded Trader offers the DXtrade platform, designed specifically for their market. Additionally, partnerships with brokers such as Eightcap, ThinkMarkets, and Purple Trading Seychelles ensure reliable trade execution and market access.

The platform has a 3.3-star rating on Trustpilot, with 68% of reviews being five stars and 22% being one star. Positive reviews often mention smooth payouts and supportive customer service, though some users have raised concerns about unclear trading rules and penalties.

To support traders further, The Funded Trader provides resources like a knowledge center, an active Discord community, and a scaling plan that allows traders to grow account balances and increase payout ratios. Combined with top-tier VPS solutions, these features aim to create a seamless and efficient trading experience.

4. TopStep

TopStep takes a different approach compared to firms that offer immediate funding. Instead of jumping straight into live accounts, they focus on skill-building through their Trading Combine evaluation. This process ensures that traders are well-prepared before accessing funded accounts. Below, we’ll explore TopStep’s evaluation process, platform options, VPS integration, and features tailored for U.S.-based traders.

Instant Funding Availability and Prerequisites

TopStep doesn’t provide instant funding. Instead, traders must complete the Trading Combine, a simulated evaluation that tests their trading skills and risk management. To pass, participants need to hit specific profit targets while adhering to strict drawdown limits, known as the Maximum Loss Limit (MLL). The minimum time to complete the Trading Combine is two trading days. Between January 1, 2023, and July 1, 2023, only 25.51% of participants passed this evaluation, with an overall success rate of around 10%.

The monthly fees for the Trading Combine vary based on account size – $49 for a $50,000 Combine and $149 for a $150,000 Combine. If a trader needs to reset their evaluation, they’ll pay the same monthly fee again. Once the evaluation is successfully completed, there’s a one-time $149 activation fee for moving to the Express Funded Account (XFA) phase.

Supported Trading Platforms

TopStep offers a range of trading platforms, starting with their proprietary TopstepX. This platform is specifically designed for prop firm traders and comes equipped with features like TradingView charts, the Tilt™ Indicator, a built-in trade copier, and livestream capabilities.

In addition to TopstepX, traders can choose from platforms like NinjaTrader, Quantower, Tradovate, and TradingView. For those using Tradovate and TradingView, the platforms are seamlessly interchangeable while maintaining a single data feed.

TopstepX stands out by offering commission-free trading, though traders still incur NFA and clearing fees on each trade. The platform also provides real-time status updates for all supported platforms, which can be accessed directly on TopStep’s website.

Integration with VPS Hosting

TopStep doesn’t restrict the use of VPS hosting during the evaluation phase, and traders can benefit from professional VPS solutions. For example, QuantVPS offers Futures Trading VPS hosting with sub-2 ms latency and 99.9% uptime. This setup is especially valuable for algorithmic traders using platforms like NinjaTrader, as it ensures fast trade execution and minimizes disruptions caused by local hardware issues.

Key Features for U.S.-Based Traders

TopStep is particularly well-suited for U.S. traders, offering USD accounts and maintaining strong security standards throughout the evaluation and funding process. All accounts operate in USD, and the company places a strong emphasis on account protection.

The Express Funded Account (XFA) serves as a transitional phase between the Trading Combine and the Live Funded Account, which is TopStep’s highest funding tier. This step-by-step approach allows traders to gain confidence and refine their strategies before accessing larger funding amounts. Additionally, TopStep’s transparent success rates and clearly outlined fees give traders a solid understanding of what’s required, helping them manage risks more effectively.

5. Earn2Trade

Earn2Trade stands out from instant funding models by requiring traders to pass a performance evaluation that aligns with professional industry standards. Instead of offering immediate funding, the platform ensures traders demonstrate their skills by meeting specific objectives. These include trading for a minimum number of days during approved hours, adhering to a structured progression ladder, and staying within strict loss and drawdown limits. Only after successfully completing this evaluation can traders qualify for funding [61, 62].

The platform offers two primary funding programs. The Trader Career Path is designed to help traders gradually advance toward professional futures trading. On the other hand, the Gauntlet Mini is an intraday futures trading challenge that guarantees funding upon successful completion. This program requires at least 15 trading days to qualify [61, 62]. Notably, pass rates in 2024 declined compared to the previous year.

Pricing for these programs varies. The Trader Career Path costs $150 for a $25K account, $190 for a $50K account, and $350 for a $100K account. For the Gauntlet Mini, prices range from $170 for a $50K account to $550 for a $200K account.

Supported Trading Platforms

Earn2Trade supports over 15 trading platforms to accommodate different trading styles. Among these, NinjaTrader is highly recommended and free to use during the evaluation phase. Additionally, Earn2Trade provides free access to Finamark for the duration of the evaluation period, plus an extra 90 days. Other notable platforms include R|Trader, R|Trader Pro, and Overcharts, which offers a 60-day free trial for new users. Additional supported platforms include:

• Inside Edge Trader
• Investor RT
• Motive Wave
• MultiCharts
• Bookmap
• Photon
• QScalp
• QSI‑Quick Screen Trading
• ScalpTool
• Trade Navigator
• Volfix.net
• Jigsaw Trading
• ATAS Order Flow Trading
• Quantower

If a trader’s preferred platform isn’t listed, they can reach out to Earn2Trade support for assistance [62, 64].

Integration with VPS Hosting

For traders using Earn2Trade, VPS hosting can offer a significant edge, particularly when paired with platforms like NinjaTrader. QuantVPS provides ultra-low latency VPS hosting tailored for futures trading. With servers located just 1 millisecond away from major exchanges in Chicago and New York, this setup ensures faster and more reliable connections – critical for high-frequency and algorithmic trading. Given that Earn2Trade focuses on futures products from CME, COMEX, NYMEX, and CBOT, the low latency offered by QuantVPS is a valuable advantage for participants.

Key Features for U.S.-Based Traders

Earn2Trade is particularly appealing to U.S.-based traders, focusing exclusively on futures products from major U.S. exchanges and operating all accounts in U.S. dollars. The platform emphasizes strict risk management, with evaluation criteria tailored to account size. For instance:

• A $25,000 account requires a 7% profit target and a 6% end-of-day drawdown limit.
• A $100,000 account has a 6% profit target and a 3.5% end-of-day drawdown limit.

All accounts are subject to a strict 2.2% daily drawdown limit. However, the transition from simulation to live trading remains challenging; in 2024, only 10.04% of candidates managed to trade live, highlighting the rigorous nature of the program.

6. BluFx

BluFx was once a prominent name in the instant funding space, though it has since shut down. Its approach to funding set an early standard for traders seeking immediate access to capital, leaving a lasting impact on the industry.

Instant Funding and Requirements

BluFx offered traders access to up to $100,000 in trading capital without requiring any evaluation process. All traders had to do was verify their identity, pay an initial fee, and they could start trading with real funds right away. The company operated on a subscription-based model, with different tiers providing varying funding levels and associated fees. For those who preferred a one-time payment, annual fee options were available. However, due to regulatory challenges, BluFx stopped accepting traders from the United States as of December 2022.

Supported Trading Platforms

BluFx supported several widely-used trading platforms, including MetaTrader 4 (MT4), MetaTrader 5 (MT5), and cTrader. Among these, cTrader stood out for its intuitive interface, access to deep liquidity, advanced charting tools, quick order execution, and strong support for algorithmic trading.

VPS Hosting for Better Performance

To enhance trading efficiency, BluFx provided VPS hosting, which helped minimize latency and slippage – especially useful for traders using automated systems. For those seeking similar VPS solutions, QuantVPS remains a strong alternative.

Features for U.S.-Based Traders

Before ceasing operations, BluFx funded over 20,000 traders across 140 countries. The company implemented a straightforward 50/50 profit-sharing model, giving traders half of their earnings. While BluFx is no longer active, its trailblazing approach continues to influence modern proprietary trading funding models.

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7. The 5%ers

The 5%ers is a well-known prop trading firm based in Israel, operating since 2016. With a stellar 4.9 out of 5.0 rating on Trustpilot from 15,303 reviews, it has built a solid reputation among traders. However, due to regulatory restrictions, the firm does not accept traders from the United States.

Instant Funding and How It Works

Through its Hyper Growth Program, The 5%ers offers instant funding, allowing traders to begin live trading as soon as they pay an upfront fee. The program is designed with a scaling structure that rewards consistent performance. Here’s how it works:

• Pay $260 for a $10,000 account, $450 for a $20,000 account, or $850 for a $40,000 account.
• Achieve a 10% profit target to complete Level 1.
• Once the target is met, the account doubles with each additional 10% gain.

Live trading starts immediately after payment, and profits can be withdrawn as soon as the first goal is reached. To minimize losses, the firm employs a daily pause mechanism, which temporarily disables accounts if the daily loss limit is exceeded. This thoughtful feature helps traders manage risk without jeopardizing their entire account.

Supported Trading Platform: MT5

The 5%ers exclusively uses the MetaTrader 5 (MT5) platform. MT5 is a versatile trading tool that supports a wide range of asset classes, including Forex, cryptocurrencies, commodities, and indices. To ensure transparency, the firm provides traders with MT5 login access so they can evaluate trading conditions before committing. The profit-sharing structure is also appealing, offering splits between 80% and 100% depending on milestones achieved.

VPS Hosting for Algorithmic Trading

For traders using automated systems or Expert Advisors (EAs), The 5%ers supports algorithmic trading on MT5. To guarantee smooth operations, traders can leverage VPS hosting solutions like QuantVPS, which offer low-latency connectivity – essential for executing trades quickly, especially within the Hyper Growth Program. However, it’s important to note that certain activities, such as copy trading, tick scalping, and arbitrage trading, are prohibited.

Availability for U.S.-Based Traders

Unfortunately, The 5%ers is not available to traders based in the United States due to regulatory restrictions. American traders will need to explore other funding options that comply with U.S. financial regulations. For international traders, however, The 5%ers stands out as a strong contender with its fast payouts, responsive customer service, and competitive evaluation fees. These features make it an appealing choice for those eligible to participate.

8. Fidelcrest

Important Update: Fidelcrest shut down operations in 2024, yet it still garners 8,100 monthly Google searches. Despite its closure, its influence in the world of prop trading remains notable.

Launched in 2018, Fidelcrest catered to over 6,000 traders from more than 170 countries and boasted an impressive Trustpilot rating of 4.5/5. The company stood out for offering some of the most generous profit-sharing options in the industry, with payouts reaching up to 90% for traders on its Aggressive Strategy accounts.

Instant Funding Process and Requirements

Fidelcrest required traders to complete a two-phase evaluation process to qualify for funded accounts. This included a Trading Challenge (Phase 1) followed by a Verification phase (Phase 2), during which participants had to meet specific profit targets while adhering to strict risk management rules.

The firm offered two main account types: Micro Trader and Pro Trader. Each came with Normal and Aggressive risk strategies. Funding options ranged from $10,000 to $1,000,000, with one-time fees starting at €99 ($108) for a $10,000 Micro Trader account and going up to €2,899 ($3,162) for a $1,000,000 Pro Trader account.

Fidelcrest’s profit-sharing and scaling plans left a lasting mark on prop trading, influencing many firms that came after.

Trading Platforms and Broker Integration

Fidelcrest supported both MetaTrader 4 (MT4) and MetaTrader 5 (MT5), partnering with the FXCH Forex broker for trade execution. These platforms offered access to a wide range of instruments, including currency pairs, CFDs on stocks, indices, metals, and commodities. This ensured traders had the tools they needed to implement their strategies effectively.

U.S. Trader Participation

Fidelcrest welcomed traders globally, including those from the United States. In fact, 17.8% of its traders were U.S.-based, reflecting its appeal to American participants. The firm also introduced a scaling plan where traders could receive a 25% capital increase after achieving a 15% gain for three consecutive months.

VPS Hosting for Uninterrupted Trading

To support automated trading, Fidelcrest’s MT4 and MT5 platforms were compatible with VPS hosting services like QuantVPS. This ensured uninterrupted trading operations, especially for algorithmic strategies that required constant market access and minimal latency.

Interestingly, even by March 2025 – months after its closure – Fidelcrest’s website continued to attract significant traffic, recording 107,118 visits and ranking 35th among prop trading firms. If considering any evaluation programs, traders should always confirm the operational status of the firm beforehand.

9. City Traders Imperium

Important Update: As of June 7, 2025, City Traders Imperium (CTI) has stopped accepting U.S. clients. However, it continues to serve international traders and remains a prominent name in the industry.

City Traders Imperium has built its reputation by focusing on trader development and offering a variety of trading styles. For international traders looking for flexible funding options, CTI stands out with its two unique instant funding programs that skip the usual evaluation process. Below, we’ll break down their funding options, platform support, and how they integrate with technology.

Instant Funding Options and Requirements

CTI offers two instant funding programs designed to let traders start trading immediately – no evaluation phase required.

• Instant Funding Program: Traders must hit a 10% profit target to unlock their first payout. Afterward, withdrawals can be submitted every two weeks.
• Instant Funding Pro Program: This premium option provides on-demand payouts right from the start.

Both programs come with a maximum loss limit of 6% and require traders to set a stop-loss for every position. Below is an overview of the account sizes, fees, and payout conditions:

Supported Trading Platforms

CTI provides access to two trading platforms: MetaTrader 5 (MT5) and Match-Trader.

• MetaTrader 5 (MT5): A popular choice among professional traders, MT5 offers advanced charting tools, fast execution, and automated trading features.
• Match-Trader: A web-based platform that allows traders to manage their accounts from any device, making it a flexible option for those who prioritize accessibility.

Both platforms are equipped with CTI’s advanced charting tools and benefit from high-quality execution, thanks to the firm’s partnership with a top-tier liquidity provider.

VPS Hosting Integration

CTI’s support for MetaTrader 5 makes it compatible with virtual private server (VPS) solutions like QuantVPS. VPS hosting ensures ultra-fast execution and low latency, which is critical for automated traders who need uninterrupted market access.

CTI also offers a comprehensive suite of tools to enhance the trading experience, including:

• Account metrics
• Risk calculators
• A trading journal
• Economic calendars
• Personal wallets
• Direct payout options
• An affiliate portal

These features work seamlessly with VPS setups, ensuring traders have everything they need for efficient and reliable trading.

10. SurgeTrader

Important Notice: SurgeTrader discontinued its operations in 2024. While the firm no longer accepts new traders, its former model offers a useful case study in instant funding practices within the prop trading industry.

Instant Funding Process and Requirements

SurgeTrader was known for its fast-track funding model, allowing traders to activate their accounts quickly. The evaluation process could be completed in as little as 24 to 48 hours. Once traders passed the audition, they gained immediate access to a funded account [88,89]. To qualify, participants had to meet a 10% profit target while staying within strict risk limits: a 4% maximum daily loss and a 5% maximum trailing drawdown [88–90].

Trading Platforms Offered

SurgeTrader supported several widely-used trading platforms, including MetaTrader 4 (MT4), MetaTrader 5 (MT5), and MatchTrader. These platforms were hosted via Eightcap, a broker regulated by ASIC, which ensured compliance and dependable trade execution. Traders could access a variety of instruments, such as forex pairs, indices, commodities, cryptocurrencies, and stocks. The platform’s capabilities were further enhanced by reliable VPS integration, ensuring uninterrupted trading experiences.

VPS Hosting Integration

The compatibility of MetaTrader platforms with VPS hosting solutions was a standout feature of SurgeTrader. This setup was particularly advantageous for traders employing algorithmic strategies or those requiring continuous market access. SurgeTrader’s integration with QuantVPS reduced latency and ensured smooth trade execution, making it a reliable option for tech-savvy traders.

Features Tailored for U.S.-Based Traders

SurgeTrader offered several features designed to appeal to U.S.-based traders. These included USD-denominated accounts and profit splits of up to 90%. The streamlined audition process provided a straightforward path to funding, and the partnership with Eightcap added an extra layer of regulatory oversight through ASIC. However, traders needed to account for the upfront costs, as setting up a trading operation – including audition fees and other expenses – could range from $2,000 to $3,000.

Comparison Table: Top Instant Funding Prop Firms

Here’s a detailed comparison to help you find the best prop firm for your trading goals.

*Note: SurgeTrader discontinued operations in 2024 but is included here for comparison purposes.

Key Insights for Traders

Funding Speed: If you’re eager to start trading immediately, firms like City Traders Imperium, BluFx, and My Forex Funds stand out with instant funding and no evaluation periods. Others, like FTMO and SurgeTrader, typically take 24-48 hours, while The Funded Trader and Fidelcrest may require 1-2 business days to activate accounts.

VPS Hosting: Every firm supports VPS hosting, ensuring ultra-low latency (0–1ms) and reliable uptime. For traders prioritizing speed and stability, this feature is crucial.

Security Features: All firms employ SSL encryption to safeguard data. Some, like My Forex Funds and Fidelcrest, go further by incorporating advanced DDoS protection and multi-layered security systems.

Capital Requirements: Minimum capital varies significantly, from City Traders Imperium’s accessible $2,500 to The 5%ers’ maximum funding of $4,000,000, offering options for both newcomers and seasoned professionals.

Platform Support: MetaTrader 4 and 5 dominate as the primary platforms, but several firms also cater to diverse preferences with alternatives like NinjaTrader, cTrader, and MatchTrader.

This table and insights aim to help you align your trading style, platform preferences, and capital requirements with the right prop firm.

Conclusion

Choosing the right instant funding prop firm could be the turning point for your trading career in 2025. Success often hinges on finding a firm that matches your trading style, risk tolerance, and capital needs. As David Dombrowsky from FX2 Funding puts it, "Prop firms provide access to trading capital, which lets you skip the slow process of building your account and get right to the business of trading."

The firms discussed here offer a variety of funding options, and profit splits ranging from 50/50 to 90/10 can have a notable impact on your earnings. But don’t forget, instant funding usually involves non-refundable upfront fees, making it crucial to choose wisely.

For serious traders, VPS hosting is a must-have tool. Many top firms support VPS integration, often with uptime guarantees of 99.9%, ensuring your trading setup is as reliable as possible. Professional trader Johnathan emphasizes, "The fastest traders win the race… Use a Forex VPS to ensure your connection remains stable and ultra-low latency. This is non-negotiable if you want to stay ahead in the market."

If you’re trading in the U.S., QuantVPS is a standout choice for VPS hosting. Offering ultra-low latency (0–1 ms) and a 100% uptime guarantee, it’s designed to meet the needs of prop firm traders. Starting at $49/month for the VPS Lite package, QuantVPS supports major platforms like MetaTrader 4/5, NinjaTrader, and cTrader, giving you the tools to boost your trading performance.

The instant funding space is evolving, with hybrid models and milestone-based scaling becoming more common. Whether you opt for the established reputation of FTMO, the quick access from My Forex Funds, or the futures-focused approach of TopStep, success will ultimately depend on how well you align your skills and discipline with the firm’s structure. Dive deep into payout histories, fully understand the rules, and treat your trading journey with the seriousness of managing a business.

FAQs

What should I look for when choosing an instant funding prop firm in 2025?

When choosing an instant funding prop firm in 2025, it’s essential to prioritize factors that fit your trading style and financial objectives. Start by checking the firm’s reputation and track record within the trading community. Partnering with a well-known and established firm can provide a sense of security and reliability. It’s also important to verify that the firm adheres to industry regulations, as this helps create a safer trading environment.

Take a close look at the firm’s instant funding model. Features like immediate access to trading capital – without lengthy evaluation periods – can save you time and reduce unnecessary stress. Don’t forget to examine their profit split structure, drawdown limits, and payout schedules. These elements play a key role in shaping your trading experience and aligning with your overall strategy.

How can VPS hosting improve trading for prop firm traders, and what features should I prioritize when choosing a provider?

How VPS Hosting Enhances Trading for Prop Firm Traders

VPS hosting can significantly elevate the trading experience for prop firm traders by providing a reliable, high-performance platform that minimizes latency and enables quicker trade execution. In the fast-paced world of trading, even a split-second delay can impact your profitability. With a VPS, you can keep your trading platforms running nonstop, reducing the chances of missing out on opportunities due to hardware failures or internet disruptions at home. Plus, it adds an extra layer of security to safeguard your sensitive trading data.

When choosing a VPS provider, prioritize features that matter most for trading. Look for dedicated resources to maintain steady performance, low-latency connections to your broker’s servers for faster execution, and robust security measures to protect your activities. It’s also worth considering providers that offer customization options to tailor the service to your needs and round-the-clock customer support to address any issues promptly.

Why don’t some prop firms accept U.S. traders, and what are the best options for U.S.-based traders seeking instant funding?

Why Some Proprietary Trading Firms Don’t Work with U.S. Traders

Certain proprietary trading firms opt out of working with U.S. traders, and it often boils down to the strict financial regulations in the United States. These laws place heavy compliance demands on financial institutions, which can be both expensive and complex for international firms to navigate. On top of that, concerns about legal liabilities and the challenges of managing disputes with U.S. clients can push firms to simply avoid the U.S. market altogether.

That said, if you’re a trader based in the U.S. and searching for instant funding, don’t worry – there are solid options out there. Some firms are designed specifically with U.S. traders in mind. They offer quick access to trading capital, streamlined evaluation processes, and attractive profit-sharing arrangements. These features make it easier for traders to jump into proprietary trading and thrive.

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