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Topstep Futures Trading Review: Read This Before You Trade

By Ethan Brooks on May 31, 2025

Topstep Futures Trading Review: Read This Before You Trade

Looking to trade futures with Topstep? Here’s what you need to know:

  • Profit-Sharing Model: Keep 100% of your first $10,000 in profits, then 90% of anything above that.
  • Account Options: Choose from $50K, $100K, or $150K accounts with monthly fees starting at $49. Profit targets range from $3,000 to $9,000.
  • Three-Step Process: Start with the Trading Combine (simulated trading), move to Express Funded, and end with a Live Funded Account using real capital.
  • Platform Choices: Use platforms like TopstepX (commission-free), NinjaTrader, or Tradovate, each with unique features and costs.
  • Daily Rules: Close all positions by 3:10 PM CT. Automated trading is allowed but not supported.
  • Additional Costs: Live accounts incur exchange data fees ($135/month per exchange) and platform fees (up to $99/month).

Quick Comparison of Account Options

Account Size Monthly Fee Profit Target Max Loss
$50,000 $49 $3,000 $2,000
$100,000 $99 $6,000 $3,000
$150,000 $149 $9,000 $4,500

Want faster trading? QuantVPS offers ultra-low latency servers (0–1 ms) starting at $49/month, ensuring smooth performance across platforms like NinjaTrader and TradingView. Plans scale with trading needs, from basic setups to advanced multi-chart configurations.

Summary: Topstep combines a structured funding program with flexible platforms and a trader-friendly profit-sharing model. Pair it with QuantVPS for reliable infrastructure, and you’re set for futures trading success.

Topstep Futures Funded Account EXPLAINED (Rules, Fees …

Topstep

1. Topstep Trading Program Details

Topstep’s trading program is designed to evaluate and fund futures traders through a three-stage process. Here’s a closer look at how it works.

Program Structure

The journey starts with the simulated Trading Combine, moves to the Express Funded stage, and ends with a Live Funded Account that uses real capital. These stages are supported by a reliable trading infrastructure to ensure a smooth experience.

Trading Platforms

Topstep offers a variety of platforms to cater to different trading preferences:

Platform Features Cost Structure Best For
TopstepX Commission-free, mobile and Mac-friendly $0.04 + Exchange Fees Budget-conscious traders
Tradovate CQG feed, mobile and Mac-compatible $1.52 + Exchange Fees Mobile traders
NinjaTrader Rithmic feed, advanced charting tools $1.60 + Exchange Fees Technical analysts
T4 CTS feed, mobile-compatible $2.04 + Exchange Fees Scalpers

Program Rules and Limits

Traders must follow specific rules to progress:

  • Consistency Rule: Your best day’s profit cannot exceed 50% of your total profits.
  • Minimum Success: Earn at least $200 in profit on five or more trading days.
  • Automated Trading: Automated trading (EAs and copy trading) is allowed, though platform support is not provided.

Cost Structure

The program charges fees based on the account size you choose:

Account Size Monthly Fee Profit Target Maximum Loss
$50,000 $49 $3,000 $2,000
$100,000 $99 $6,000 $3,000
$150,000 $149 $9,000 $4,500

Once you reach the Live Funded stage, additional fees apply, including exchange data ($135/month per exchange), market depth ($39/month), and platform fees (up to $99/month).

"As with all prop challenges, the key to success in the Topstep trading program is managing risk effectively, hitting profit targets, and maintaining consistency." [1]

The profit-sharing model is straightforward: traders keep 100% of their first $10,000 in profits, after which the split changes to 90/10. This approach motivates traders to perform consistently while keeping risk under control.

These stages, rules, and costs provide a structured path for traders to align their strategies with the program’s goals.

2. QuantVPS Trading Setup

QuantVPS

For Topstep trading, QuantVPS provides a reliable hosting solution designed for real-time execution. This setup ensures a smooth and efficient trading experience.

Server Infrastructure

QuantVPS uses low-latency servers with response times between 0–1 ms. The servers feature NVMe storage for fast data access, dedicated resources, and a 100% uptime guarantee with DDoS protection. These features help reduce delays and keep trading uninterrupted.

Platform Compatibility

QuantVPS integrates effortlessly with leading trading platforms. Supported platforms include:

Platform Compatibility
TopstepX Fully supported
Quantower Fully supported
Tradovate Fully supported
TradingView Fully supported
T4 Fully supported

Resource Allocation

QuantVPS provides hosting plans to suit different trading needs:

Plan Capacity Specifications Monthly Cost
VPS Lite 1–2 charts 4 cores, 8GB RAM, 70GB NVMe storage $49
VPS Pro 3–5 charts 6 cores, 16GB RAM, 150GB NVMe storage $99
VPS Ultra 5–7 charts 24 cores, 64GB RAM, 500GB NVMe storage $199

System Capabilities

QuantVPS offers several features designed for trading efficiency:

  • Automatic backups to protect trading data
  • Secure global access for trading from anywhere
  • Real-time performance monitoring
  • Multi-monitor support on Pro and Ultra plans
  • Stability provided by Windows Server 2022

With full root access and dedicated support, users can tailor their setup while benefiting from a dependable environment for futures trading.

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Key Benefits and Limitations

Here’s a closer look at the benefits and limitations of the trading environment, focusing on platform costs, infrastructure, and technical considerations.

Platform Cost Breakdown

Topstep offers various platform options, each with its own cost structure:

Platform Advantages Drawbacks
TopstepX No commissions on trades Locked into the platform after starting the challenge
NinjaTrader Free during the trial phase Costs $99/month for a Live Account
Other Platforms Wide range of choices Commissions vary by platform

Infrastructure Highlights

QuantVPS provides key features that enhance trading performance:

  • Fast Execution: Sub-millisecond latency ensures quick order placement.
  • Scalable Resources: Adjust computing power based on your trading needs.
  • Platform Options: Easily switch between supported trading platforms.

Associated Costs

When trading with Topstep, keep these costs in mind:

  • Monthly Account Fees: Fees depend on the size of your account.
  • Exchange Data Fees: $135 per exchange for Live Funded Accounts.

Technical Trade-offs

QuantVPS infrastructure offers strong performance but comes with some trade-offs:

Feature Advantages Limitations
Performance Fast latency, reliable uptime Advanced charting requires higher-tier plans
Platform Support Works with all Topstep platforms VPS fees are extra
Data Management Includes backups and DDoS protection Storage depends on your plan
Trading Conditions Simulates real market scenarios Live accounts have complex fee structures

Matching Resources to Needs

Selecting the right QuantVPS plan to complement your Topstep account is essential. Your choice should align with your trading volume and account size. For more details, check the Trading Setup section to ensure your resources meet your specific requirements.

Summary and Recommendations

Our review highlights how Topstep’s structured funding program, combined with QuantVPS’s high-performance infrastructure, provides a practical option for U.S. futures traders aiming to secure funded accounts.

For Beginner Traders

If you’re just starting out with futures trading, these account options could be a good fit:

Account Size Monthly Cost Platform Key Features
$50K $49/month TopstepX Simple interface and commission-free trading
$100K $99/month TradingView Familiar charting tools and a free platform

For Experienced Traders

Seasoned traders might prefer larger accounts paired with advanced trading platforms:

Account Size Monthly Cost Platform Ideal For
$100K $99/month NinjaTrader High-frequency trading
$150K $149/month Quantower Algorithmic trading

These options make it easier to align your tools and infrastructure for peak performance.

Infrastructure Recommendations

Choose a QuantVPS plan that matches your trading style:

  • Day Trading: The VPS Pro plan supports 3–5 charts with 16GB RAM.
  • Scalping: The VPS Ultra plan offers ultra-low latency with 24 cores.
  • Multi-Market Trading: The Dedicated Server plan can handle 7+ charts simultaneously.

Aligning your infrastructure with your trading approach ensures smoother performance and better results.

Risk Management Guidelines

To manage risk effectively, stick to these practices:

  • Start Small: Begin with a smaller account to keep costs manageable while you learn the platform.
  • Focus Your Strategy: Trade on a single exchange initially to avoid unnecessary data fees.
  • Set Targets: Stay consistent and follow disciplined risk management to hit profit goals.

By combining these strategies with QuantVPS’s reliable performance, you can enhance your trading outcomes.

For U.S. traders, Topstep’s strong market reputation and daily profit withdrawal processing make it a dependable choice for funded futures trading. When paired with QuantVPS’s advanced infrastructure, Topstep’s program offers a solid way to pursue your trading objectives.

FAQs

What are the main differences between the Trading Combine, Express Funded Account, and Live Funded Account in Topstep’s program?

The Topstep program consists of three key stages, each with its own purpose and structure:

  • Trading Combine: This is the evaluation phase where traders practice in a simulated environment. A monthly fee applies based on the account size, and traders must meet profit targets ranging from $3,000 to $9,000 while staying within maximum loss limits of $2,000 to $4,500. There’s no set time limit to complete this stage, but strict risk management rules must be followed.
  • Express Funded Account: In this stage, traders can earn real profits while still trading in a simulated account. There’s no monthly fee, but a one-time activation fee of $149 is required.
  • Live Funded Account: The final stage gives traders access to real capital for live trading. However, exceeding the maximum loss limit will result in the account being closed, so careful risk management is crucial.

Each stage is designed to help traders develop their skills while progressively increasing the stakes and opportunities for real earnings.

What is the profit-sharing structure after earning your first $10,000 in profits with Topstep?

Once you reach your first $10,000 in profits with Topstep, you keep the entire amount. After that, the profit-sharing model allows you to retain 90% of your earnings, with the remaining 10% going to Topstep. This structure is designed to reward traders while supporting the platform’s operations.

What costs should I expect when moving to a Live Funded Account with Topstep?

When transitioning to a Live Funded Account with Topstep, traders should be prepared for monthly market data fees. These fees are required to access live trading data and are a standard part of maintaining an active funded account.

It’s important to factor these costs into your trading plan to ensure you’re fully prepared for the financial commitment of live trading.

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Ethan Brooks

May 31, 2025

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