Funded Trading Plus offers simulated accounts from $5,000 to $200,000 (depending on the program), with scaling up to $2.5 million, allowing traders to trade without risking personal funds. Key highlights include:
- Day-one payouts: On the 1-Step and Instant Funding programs, request your first payout from day one (minimum $50). The 2-Step Classic requires at least 1% account growth first.
- Regular withdrawals: Every 7 days on 1-Step and Instant Funding, every 10 days on 2-Step Classic (a 3-day cycle is a paid add-on).
- Profit splits: Start at 80/20 and improve to 90/10 after 20% profit on the funded account; higher splits are available as paid add-ons at checkout.
- Payout methods: Cryptocurrency and Rise, with standard reviews completed within 2 business days (most the same day).
- Drawdown limits: Strict rules to manage risk, including daily and maximum simulated loss limits.
Staying within these rules ensures traders can withdraw profits smoothly while advancing through profit tiers for higher earnings.
Payout Eligibility and Withdrawal Process
Payout Eligibility Requirements
To request a payout, your account balance must exceed the starting amount by $50. For example, if your account begins at $100,000, you’ll need to reach $100,050 before you can withdraw any funds. There's no minimum number of trading days on the 1-Step and Instant Funding programs, where withdrawals are available from day one. The Master Program is no longer offered.
On the 1-Step program, payouts are available on demand from day one of the funded account, with a $50 minimum withdrawal.
Once all your trades are closed and the $50 minimum is met, you're eligible for your first payout on 1-Step or Instant Funding. After this, you can request withdrawals every 7 days (every 10 days on 2-Step Classic). Your account must be flat before you submit a request.
With eligibility confirmed, let’s look at the available withdrawal options.
Withdrawal Methods and Processing Times
Funded Trading Plus currently offers two withdrawal options: cryptocurrency and Rise. Here's how processing works:
- Standard review: up to 2 business days (most processed the same day)
- Risk-flagged requests: estimated 5–7 business days
- Cryptocurrency: Minutes to a few hours
Standard payout reviews take up to 2 business days and most are processed the same day; requests flagged for risk review can take an estimated 5–7 business days. Withdrawals reflect the profit split after the review.
Now, let’s go over currency and account details to ensure a smooth payout process.
Funded Trading Plus Payout Rules, Methods, and Frequency
Payout conditions depend on the program. 1-Step and Instant Funding have no minimum trading days and no consistency rule: you can request from day one (minimum $50), then every 7 days. On 2-Step Classic, your funded account must show at least 1% growth, payouts run every 10 days, and no single day can exceed 50% of your total profit for the period.
On 2-Step Classic funded accounts, you cannot request a payout if any single day's net profit exceeds 50% of your total profit for the payout period. 1-Step and Instant Funding have no consistency rule.
Warning: Check your program's payout terms before requesting. On 2-Step Classic, one outsized day can block a payout until other profitable days bring it under 50% of total profit.
| Condition | 1-Step / Instant Funding | 2-Step Classic |
|---|---|---|
| Minimum days | None | None (10-day payout cycle) |
| First payout | Day one, $50 minimum | Once account shows at least 1% growth |
| Consistency | None | No day over 50% of total profit (funded) |
| Cycle | Every 7 days | Every 10 days |
On 2-Step Classic, the first payout requires at least 1% account growth, which is $500 on a $50,000 account. On 1-Step and Instant Funding there is no growth gate, and the minimum withdrawal is $50.
Tip: On 1-Step and Instant Funding, the $50 minimum withdrawal is the only threshold for your first payout. On 2-Step Classic, wait until the account shows at least 1% growth.
Takeaway: Know which program you're on. 1-Step and Instant Funding pay from day one ($50 minimum); 2-Step Classic needs 1% growth and follows a 10-day cycle.
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When can you request your first payout?
On 1-Step and Instant Funding, the earliest window is day one of the funded account. On 2-Step Classic, you can request once the account shows at least 1% growth and no single day exceeds 50% of your total profit; you keep trading until both are true.
Traders keep 80% of their simulated profit by default (90% after 20% profit on the funded account, or from the start with an add-on). On $1,000 in simulated profit at 80%, that is $800. After each payout, the next window opens 7 days later on 1-Step and Instant Funding, or 10 days later on 2-Step Classic.
How does the consistency rule actually work?
On 2-Step Classic funded accounts, the 50% consistency rule is tracked in your FT+ Dashboard and blocks a payout request while any single day exceeds 50% of your total profit; 1-Step and Instant Funding have no consistency rule. A strong single day doesn't invalidate your account or trigger penalties. It simply means that day represents more than half of your total profit for the period. The fix is straightforward: keep trading to let other profitable days dilute that day's share, then request payout once the spread brings you back inside the threshold.
Payout Overview
Funded Trading Plus pays out through two routes: Rise and crypto. On 1-Step and Instant Funding, the minimum withdrawal is $50.
| Method | Frequency | Minimum | Speed |
|---|---|---|---|
| Rise | 1-Step/Instant: day one, then every 7 days; 2-Step: after 1% growth, then every 10 days | $50 above starting balance | Up to 2 business days |
| Crypto | 1-Step/Instant: day one, then every 7 days; 2-Step: after 1% growth, then every 10 days | $50 above starting balance | Up to 2 business days |
On the 1-Step Express and Instant Funding programs, your first payout is available from day one, then every 7 days thereafter. A 3-day payout cycle is available as a paid add-on at checkout.
Breakdown by Payout Method
Rise
Is the main payment processor for both bank accounts and crypto wallets.
Crypto
Is the fastest option in practice, with traders frequently reporting same-day completion. KYC verification and a signed Trader Agreement are required before processing, so completing these documents early eliminates the only friction point.
Bank transfer
Bank transfer is not currently listed as a payout method; FT+ pays via crypto and Rise.
Qualification Requirements
The 1-Step Express and Instant Funding programs share the same payout structure: first payout on demand from day one with a $50 minimum, then every 7 days. On 2-Step Classic, the funded account must show at least 1% growth, payouts run every 10 days, and the 50% consistency rule applies.
Most traders face payout delays because of incomplete KYC documents or unsigned Trader Agreements. Complete both before placing your first funded trade, not at withdrawal time.
Do you have to withdraw every cycle?
You don't have to request a payout every time you become eligible. Simulated profit can stay on your account indefinitely, and some traders intentionally leave it there to let their position grow before withdrawing funds. What matters is that your account meets your program's conditions when you request: on 2-Step Classic, at least 1% growth and no single day above 50% of total profit for the period.
Traders who understand that the eligibility window recurs cyclically rather than appearing once tend to approach each cycle with less pressure and greater clarity about what they are building.
What Traders Say About Funded Trading Plus Payouts
Traders report receiving their first payouts on request, with withdrawals over $10,000 processed without problems in 2 hours to 2 days. Long-term reviewers confirm multiple payouts over months without failure.
Rare complaints focus on the trailing drawdown model and challenge pricing, not withdrawals. When criticism seldom targets the payout process itself, this demonstrates how the firm performs on this promise.
The execution environment matters as much as payout rules. Many traders use a trading VPS to maintain stable, low-latency connections during the precise moments when hitting profit targets and maintaining drawdown thresholds determine whether a payout request is possible.
Currency and Account Information
All payouts are made in U.S. dollars ($), no matter your location or chosen withdrawal method. Funded Trading Plus offers account sizes from $5,000 (Instant Funding) and $10,000 (1-Step and 2-Step) up to $200,000 (1-Step). Larger accounts allow for higher earning potential but demand careful risk management to stay within drawdown limits.
It’s crucial that your account details match your identification to prevent delays. Keep in mind, your profit split percentage will directly affect your payout. Most traders start with an 80/20 split, which improves to 90/10 after 20% profit on the funded account. Higher splits are available as paid add-ons at checkout.
Profit Splits and Tier System
How Profit Splits Work
Funded Trading Plus uses a progressive profit-sharing model to reward traders who demonstrate consistent performance. At the start, traders keep 80% of their profits, with the remaining 20% going to Funded Trading Plus. As traders hit performance benchmarks, the profit split improves. For example, reaching a 20% simulated profit on your FT+ Trader account lets you request an upgrade to a 90/10 split. Traders can also buy a profit split add-on at checkout to start at a higher split.
Tier-Based Payout System
This system is structured around tiers, each tied to specific performance milestones that directly increase your earnings:
- Tier 1: Start with an 80/20 split on Instant Funding, 1-Step Express and 2-Step Classic.
- Tier 2 (20% Profit Milestone): Hit 20% profit on the funded account, and your split upgrades to 90/10.
- Add-ons: Traders can buy a higher profit split add-on at checkout (for example, starting at 90/10).
Once you reach a new tier, the improved profit split applies to all future withdrawals, making consistent performance even more rewarding.
Profit Split Calculation Example
Here's an example using a $100,000 1-Step Express account:
- You start with a $100,000 account at an 80/20 split and make $20,000 in profit. From this, you withdraw $16,000 while Funded Trading Plus takes $4,000.
- After reaching 20% simulated profit, your split upgrades to 90/10. If you earn another $10,000, you’ll withdraw $9,000, with $1,000 going to Funded Trading Plus.
This example highlights how steady performance can significantly boost your earnings, allowing you to go from retaining 80% of profits to keeping 90% as you progress through the tiers.
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Payout Rules and Account Conditions
Drawdown Limits and Account Management
Funded Trading Plus enforces drawdown limits to promote responsible trading and to safeguard both traders and the platform from excessive losses. Knowing these limits is essential if you want to maintain eligibility for payouts.
Drawdown refers to simulated losses, which are categorized into three types: relative (trailing), static, and daily drawdowns. Each program offered by Funded Trading Plus comes with its own set of drawdown rules, so it’s important to familiarize yourself with the specific guidelines for your chosen program.
The daily drawdown is particularly critical, as it resets every day at 4:59 PM Eastern Standard Time. This reset establishes a fresh loss limit for the next trading day and represents the lowest simulated balance level your account can reach during that day.
Here’s a breakdown of the drawdown limits for each program:
| Program | Daily Loss | Maximum Loss | Type |
|---|---|---|---|
| Instant Funding | 6% | 6% | Relative (trailing, balance-based) |
| 1-Step Express | 4% (balance-based) | 6% | Trailing, locks at starting balance |
| 2-Step Classic | 4% (balance-based) | 8% | Static |
| Pass Now Pay Later | 4% | 6% | Static |
The static drawdown is based on your initial starting balance and remains fixed, regardless of any profits you make. For example, if you begin with a $100,000 2-Step Classic account, your maximum loss limit stays at $8,000 (8%), even if your account grows.
These drawdown limits are key to protecting your account and play a direct role in determining your payout eligibility.
Relative Drawdown Rules
Relative drawdown, on the other hand, adjusts as your account becomes profitable. This trailing drawdown is tied to your account’s peak balance, allowing for greater flexibility as you grow your account. The drawdown amount is the maximum loss percentage of your starting balance, subtracted from the highest balance your account has reached; once that floor reaches the starting balance, it locks there.
Let's say you're trading a 6% relative drawdown account with a $100,000 starting balance. Your drawdown amount is $6,000, so your floor starts at $94,000. If your high-water mark reaches $102,000, the floor rises to $96,000; once the high-water mark reaches $106,000 or more, the floor locks at $100,000. This adjustment provides more room to trade while still enforcing strict risk management.
Adhering to these drawdown rules is non-negotiable if you want to maintain payout eligibility. For funded accounts, traders must respect the 6% relative/trailing maximum drawdown (Instant Funding and 1-Step) or the 8% static maximum drawdown (2-Step Classic). Effective account management means treating these limits as hard boundaries. While many traders focus on hitting profit targets, it’s the disciplined approach to risk management that separates successful funded traders from those who lose their accounts. Violating these limits results in immediate account termination, forfeiting any accumulated profits and payout opportunities.
How to Maximize Your Payouts
Getting the most out of your payouts on Funded Trading Plus requires a thoughtful strategy that combines steady performance with disciplined risk management. The key to long-term success lies in maintaining sustainable profitability.
Consistent Performance and Tier Advancement
To move up payout tiers and improve your profit splits, consistent performance is a must. Start by creating a clear trading plan and keeping a trading journal. Use it to track your goals, entry and exit points, and even your emotional reactions. This helps you stay disciplined and avoid impulsive decisions. Emotional control is especially critical, as many funded trading programs have rules that enforce consistency, such as limits on the percentage of daily gains you can achieve.
Focusing on one trading strategy that matches your style can also help you maintain consistent results. This kind of steady performance not only builds confidence but also lays the groundwork for effective risk management.
Risk Management and Drawdown Control
Protecting your capital is just as important as making profits. Stick to the drawdown limits, leverage restrictions, and trading guidelines set by the program to ensure you stay eligible for payouts. Develop a habit of taking profits consistently, which can help you meet funding targets while safeguarding your earnings over time.
Summary and Key Points
Getting familiar with the payout rules at Funded Trading Plus can make a big difference in how you manage your earnings and withdrawals. The platform’s straightforward policies and trader-friendly approach are designed to support funded traders who aim for consistent income.
Payout Rules and Profit Structure Overview
Funded Trading Plus offers a standout feature: day-one payouts with a weekly withdrawal schedule. This means traders can access their earnings quickly, without the hassle of long waiting periods. As traders hit performance milestones, the profit split improves, encouraging steady growth while keeping risk in check.
There’s a minimal profit threshold, so you can start withdrawing earnings sooner. Payouts are made via crypto or Rise. Before each payout, a risk review ensures compliance with the platform’s guidelines.
However, there are a few restrictions to keep in mind. Arbitrage, grid trading, tick scalping, and hedging with other traders' accounts are not allowed; copying trades between your own FT+ accounts is permitted. EAs, algos and bots are allowed, and news trading is allowed subject to FT+'s policy. Drawdown limits depend on the specific challenge type, so it’s crucial to understand the details of your program.
These rules and structures are designed to help traders develop strategies that balance risk and reward effectively.
Final Trading Tips
Discipline is the name of the game for making the most out of these payout rules. Consistency in execution and careful resource management are key. Staying within drawdown limits and maintaining steady performance unlock higher profit tiers over time.
"We've always made sure that we had a balanced program, parameters of relative drawdown, and lower leverage to keep volatility in check. We've designed our system to handle peaks and troughs, ensuring that traders can get their payouts without disruption." - Simon Massey, CEO of Funded Trading Plus
Following risk management protocols isn’t just about following the rules; it’s about building a long-term, sustainable trading career.
To stay ahead, make sure your trading setup is optimized. The right tools can help you keep up with market movements and secure the payouts you’ve worked for.
FAQs
How does the profit split system at Funded Trading Plus affect my earnings potential?
The profit-sharing model at Funded Trading Plus is built to reward traders for consistent success, giving you the chance to keep more of your earnings as you reach specific milestones. You begin with an 80/20 split, meaning you retain 80% of your profits. Once you achieve 20% profit on the funded account, your share increases to 90/10. Higher splits are available as paid add-ons at checkout.
This structured approach not only motivates steady growth but also offers a clear route to maximize your payouts as your performance improves. By maintaining consistent progress, you can secure higher profit retention and significantly enhance your earning potential.
How can I manage my trading to stay within drawdown limits and stay eligible for payouts?
To stay within drawdown limits and qualify for payouts, you need to practice strict risk management. Begin by setting clear stop-loss orders to cap potential losses and avoid putting too much of your capital into a single trade or market. Spreading your trades across different markets can also reduce the impact of sudden market swings.
Using smaller position sizes is a smart way to manage risk, particularly when markets are unpredictable. Make it a habit to regularly analyze your performance and confirm that you’re sticking to the platform’s daily and overall drawdown limits. Consistently following these steps can safeguard your capital and maintain your eligibility for payouts.
