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Funded Trading Plus Payout Rules Explained: How Trader Payouts Work

By Ethan Brooks on July 14, 2025

Funded Trading Plus Payout Rules Explained: How Trader Payouts Work

Funded Trading Plus offers traders funded accounts ranging from $200,000 to $2,500,000, allowing them to trade without risking personal funds. Key highlights include:

  • Day-one payouts: Withdraw profits immediately after exceeding $50 in gains.
  • Weekly withdrawals: Available every 7 days once eligibility is met.
  • Profit splits: Start at 80/20, improve to 90/10 after 20% profit, and reach 100/0 at 30%.
  • Payout methods: Options like bank transfers, PayPal, and cryptocurrency, with processing times as fast as minutes for crypto.
  • Drawdown limits: Strict rules to manage risk, including daily and maximum simulated loss limits.

Staying within these rules ensures traders can withdraw profits smoothly while advancing through profit tiers for higher earnings.

Payout Eligibility and Withdrawal Process

Payout Eligibility Requirements

To request a payout, your account balance must exceed the starting amount by $50. For example, if your account begins at $100,000, you’ll need to reach $100,050 before you can withdraw any funds. There’s no requirement for a minimum number of trading days. On the Master Program, for instance, withdrawals are available right from day one.

"Withdrawals from programs are available from the moment the closed balance of the account reaches $50 above the account starting size. You do not need to wait until you hit a pre-defined profit target." – Funded Trading Plus Help Center

Once all your trades are closed and the $50 threshold is met, you’re eligible for your first payout. After this, you can request withdrawals every 7 calendar days. Just ensure all positions are closed before submitting a withdrawal request.

With eligibility confirmed, let’s look at the available withdrawal options.

Withdrawal Methods and Processing Times

Funded Trading Plus provides several withdrawal options to accommodate different preferences, including bank transfers, PayPal, and cryptocurrency payments. Here’s a quick breakdown of processing times:

  • Bank Transfers: 3–5 business days
  • PayPal: 1–2 business days
  • Cryptocurrency: Minutes to a few hours

Most withdrawal requests are processed within 2 hours, with all finalized within 48 hours. For example, withdrawals reflect the profit split after a risk review is completed.

Now, let’s go over currency and account details to ensure a smooth payout process.

Currency and Account Information

All payouts are made in U.S. dollars ($), no matter your location or chosen withdrawal method. Funded Trading Plus offers account sizes ranging from $25,000 for newer traders to $200,000 for those with more experience. Larger accounts allow for higher earning potential but demand careful risk management to stay within drawdown limits.

It’s crucial that your account details match your identification to prevent delays. Keep in mind, your profit split percentage will directly affect your payout. Most traders start with an 80/20 split, which can improve to 90/10 after achieving a 20% overall simulated profit. If you reach a 30% simulated profit, you may even qualify for a 100/0 split.

Profit Splits and Tier System

How Profit Splits Work

Funded Trading Plus uses a progressive profit-sharing model to reward traders who demonstrate consistent performance. At the start, traders keep 80% of their profits, with the remaining 20% going to Funded Trading Plus. As traders hit performance benchmarks, the profit split improves. For example, reaching a 20% simulated profit on your FT+ Trader account lets you request an upgrade to a 90/10 split. Push further to a 30% simulated profit, and you qualify for a 100/0 split, keeping all future profits for yourself.

Tier-Based Payout System

This system is structured around tiers, each tied to specific performance milestones that directly increase your earnings:

  • Tier 1: Start with an 80/20 split across all programs, including Master Trader, Two-Phase Prestige, and Experienced Trader.
  • Tier 2 (20% Profit Milestone): Hit 20% simulated profit, and you can upgrade to a 90/10 split. This applies to challenges like the Two-Phase Advanced Challenge and Instant Funding Challenge.
  • Tier 3 (30% Profit Milestone): Reach 30% simulated profit, and you qualify for a 100/0 split, keeping 100% of your profits. This tier is available in programs like the Experienced Trader Program and Two-Phase Prestige Challenge.

Once you reach a new tier, the improved profit split applies to all future withdrawals, making consistent performance even more rewarding.

Profit Split Calculation Example

Here’s an example using the Premium Trader Program:

  1. You start with a $100,000 account at an 80/20 split and make $15,000 in profit. From this, you withdraw $12,000 while Funded Trading Plus takes $3,000.
  2. After reaching 20% simulated profit, your split upgrades to 90/10. If you earn another $10,000, you’ll withdraw $9,000, with $1,000 going to Funded Trading Plus.
  3. At 30% simulated profit, you qualify for a 100/0 split. Any additional profits – say $5,000 – are entirely yours to keep.

This example highlights how steady performance can significantly boost your earnings, allowing you to go from retaining 80% of profits to keeping 100% as you progress through the tiers.

Payout Rules and Account Conditions

Drawdown Limits and Account Management

Funded Trading Plus enforces drawdown limits to promote responsible trading and to safeguard both traders and the platform from excessive losses. Knowing these limits is essential if you want to maintain eligibility for payouts.

Drawdown refers to simulated losses, which are categorized into three types: relative (trailing), static, and daily drawdowns. Each program offered by Funded Trading Plus comes with its own set of drawdown rules, so it’s important to familiarize yourself with the specific guidelines for your chosen program.

The daily drawdown is particularly critical, as it resets every day at 4:59 PM Eastern Standard Time. This reset establishes a fresh loss limit for the next trading day and represents the lowest simulated balance level your account can reach during that day.

Here’s a breakdown of the drawdown limits for each program:

Program Phase Maximum Simulated Loss Daily Simulated Loss Drawdown Type
Experienced Phase 1 6% trailing from starting balance 4% of initial capital Relative
Advanced Phase 1 & 2 10% trailing of initial capital 5% of initial capital Relative
Premium Phase 1 & 2 8% trailing of initial capital 4% of initial capital Relative
Prestige Phase 1 & 2 10% of initial capital 5% of initial capital Static
Master FT+ Trader 6% trailing from starting balance 6% of initial capital Relative

The static drawdown is based on your initial starting balance and remains fixed, regardless of any profits you make. For example, if you begin with a $100,000 account in the Prestige program, your maximum loss limit stays at $10,000, even if your account grows.

These drawdown limits are key to protecting your account and play a direct role in determining your payout eligibility.

Relative Drawdown Rules

Relative drawdown, on the other hand, adjusts as your account becomes profitable. This trailing drawdown is tied to your account’s peak balance, allowing for greater flexibility as you grow your account. The system calculates this limit by applying the maximum loss percentage to the highest balance your account has achieved.

Let’s say you’re trading in the Master program with a $100,000 starting balance. Initially, your relative drawdown limit is $6,000 (6% of $100,000). If your account grows to $110,000, the new limit would be $6,600 (6% of $110,000). This adjustment provides more room to trade while still enforcing strict risk management.

Adhering to these drawdown rules is non-negotiable if you want to maintain payout eligibility. For funded accounts, traders must respect the 6% relative and 10% static maximum drawdowns. Effective account management means treating these limits as hard boundaries. While many traders focus on hitting profit targets, it’s the disciplined approach to risk management that separates successful funded traders from those who lose their accounts. Violating these limits results in immediate account termination, forfeiting any accumulated profits and payout opportunities.

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How to Maximize Your Payouts

Getting the most out of your payouts on Funded Trading Plus requires a thoughtful strategy that combines steady performance with disciplined risk management. The key to long-term success lies in maintaining sustainable profitability.

Consistent Performance and Tier Advancement

To move up payout tiers and improve your profit splits, consistent profitability is a must. Start by creating a clear trading plan and keeping a trading journal. Use it to track your goals, entry and exit points, and even your emotional reactions. This helps you stay disciplined and avoid impulsive decisions. Emotional control is especially critical, as many funded trading programs have rules that enforce consistency, such as limits on the percentage of daily gains you can achieve.

Focusing on one trading strategy that matches your style can also help you maintain consistent results. This kind of steady performance not only builds confidence but also lays the groundwork for effective risk management.

Risk Management and Drawdown Control

Protecting your capital is just as important as making profits. Stick to the drawdown limits, leverage restrictions, and trading guidelines set by the program to ensure you stay eligible for payouts. Develop a habit of taking profits consistently, which can help you meet funding targets while safeguarding your earnings over time.

Using QuantVPS for Better Trading Performance

Your trading success doesn’t just depend on discipline and strategy – it also hinges on having the right tools. A reliable trading infrastructure can make all the difference. QuantVPS offers ultra-low latency connections to CME, ensuring faster execution and reduced slippage. With a latency of less than 0.52ms to CME, your trades are more likely to be executed at the prices you expect, which helps protect your overall profits.

"Stay connected, trade faster, and never miss an opportunity – with ultra-low latency virtual and dedicated servers built for traders."
– QuantVPS

QuantVPS’s Chicago-based datacenter provides a direct connection to CME, giving day traders and scalpers a critical edge with faster trade execution. Plus, it’s compatible with popular trading platforms like NinjaTrader, MetaTrader, and TradeStation, allowing you to integrate it seamlessly into your existing workflow.

"Yes, highly recommended for prop firms (e.g., Apex, Bulenox). Our ultra-low <0.52ms CME latency and enhanced security meet their strict trading requirements."
– QuantVPS

With an always-on environment, you won’t have to worry about power or connectivity interruptions. Add to that 24/7 expert support, and you can focus entirely on trading. For funded traders, using enterprise-grade network connections and ultra-low latency execution is a game-changer, especially when managing larger accounts at higher payout tiers.

Summary and Key Points

Getting familiar with the payout rules at Funded Trading Plus can make a big difference in how you manage your earnings and withdrawals. The platform’s straightforward policies and trader-friendly approach are designed to support funded traders who aim for consistent income.

Payout Rules and Profit Structure Overview

Funded Trading Plus offers a standout feature: day-one payouts with a weekly withdrawal schedule. This means traders can access their earnings quickly, without the hassle of long waiting periods. As traders hit performance milestones, the profit split improves, encouraging steady growth while keeping risk in check.

There’s a minimal profit threshold, so you can start withdrawing earnings sooner. For added convenience, payouts can be made via crypto or bank transfers, making it easier for traders around the globe. Before each payout, a risk review ensures compliance with the platform’s guidelines.

However, there are a few restrictions to keep in mind. Strategies like copy trading, arbitrage, hedging, and grid trading are not allowed. That said, EAs (Expert Advisors) are generally permitted, and news trading is acceptable when done responsibly. Drawdown limits depend on the specific challenge type, so it’s crucial to understand the details of your program.

These rules and structures are designed to help traders develop strategies that balance risk and reward effectively.

Final Trading Tips

Discipline is the name of the game when it comes to making the most out of these payout rules. Consistency in execution and careful resource management are key. Staying within drawdown limits and maintaining steady performance unlock higher profit tiers over time.

"We’ve always made sure that we had a balanced program, parameters of relative drawdown, and lower leverage to keep volatility in check. We’ve designed our system to handle peaks and troughs, ensuring that traders can get their payouts without disruption." – Simon Massey, CEO of Funded Trading Plus

Following risk management protocols isn’t just about following the rules – it’s about building a long-term, sustainable trading career. Funded Trading Plus highlights this with its balanced approach, as shown by the fact that 72% of traders consider its payment structure to be the best in the industry.

To stay ahead, make sure your trading setup is optimized. Tools like QuantVPS can give you the ultra-low latency execution needed for precise trade management, especially when working with larger funded accounts and higher profit split tiers. The right tools can help you keep up with market movements and secure the payouts you’ve worked for.

FAQs

How does the profit split system at Funded Trading Plus affect my earnings potential?

The profit-sharing model at Funded Trading Plus is built to reward traders for consistent success, giving you the chance to keep more of your earnings as you reach specific milestones. You begin with an 80/20 split, meaning you retain 80% of your profits. Once you achieve a 20% simulated profit, your share increases to 90/10. Hit a 30% profit, and you’ll reach the top tier with a 100/0 split, allowing you to keep all of your earnings.

This structured approach not only motivates steady growth but also offers a clear route to maximize your payouts as your performance improves. By maintaining consistent progress, you can secure higher profit retention and significantly enhance your earning potential.

How can I manage my trading to stay within drawdown limits and stay eligible for payouts?

To stay within drawdown limits and qualify for payouts, you need to practice strict risk management. Begin by setting clear stop-loss orders to cap potential losses and avoid putting too much of your capital into a single trade or market. Spreading your trades across different markets can also reduce the impact of sudden market swings.

Using smaller position sizes is a smart way to manage risk, particularly when markets are unpredictable. Make it a habit to regularly analyze your performance and confirm that you’re sticking to the platform’s daily and overall drawdown limits. Consistently following these steps can safeguard your capital and maintain your eligibility for payouts.

How does using QuantVPS improve trading performance with Funded Trading Plus?

QuantVPS offers a range of benefits designed to enhance your trading experience with Funded Trading Plus. With ultra-low latency and guaranteed 100% uptime, it ensures that your trades are executed quickly and efficiently – an essential feature in today’s fast-moving markets.

Its dependable, high-speed infrastructure delivers smooth performance, so you can concentrate fully on your trading strategies without the distraction of technical hiccups. By providing a stable and responsive trading environment, QuantVPS supports consistent execution and helps you make the most of your trading opportunities.

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Ethan Brooks

July 14, 2025

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