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Topstep Review

At a glance

Account sizes
$50K–$150K
Evaluation price
$49–$149/mo
Profit split
90%
Payouts
Every 5 days
Platforms
TopstepX

Checked on

4.454 ratingsUSSince Jan 2012

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Price by account size4.4 · 54 ratings
  1. $50K$49/mo1-Step
  2. $100K$99/mo1-Step
  3. $150K$149/mo1-Step
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Key facts

Profit split
90% to the trader90/10 on funded accounts
Instruments
Futures
Founded
Jan 2012

Some details here come from Topstep help center, checked Oct 4, 2026. Terms change often; confirm them with the firm before you buy.

Plans and pricing

1-Step: price and rules by account size
AccountPriceProfit targetMax lossDaily lossPayoutsActivationContracts
$50K$49/mo$3,000$2,000$1,000Every 5 days$1495
$100K$99/mo$6,000$3,000$2,000Every 5 days$14910
$150K$149/mo$9,000$4,500$3,000Every 5 days$14915

Platforms and payments

Trading platforms

  • TopstepX

Brokers

  • TopstepX Own Data Feed

Payment methods

  • Credit/Debit Card
  • PayPal

Payout methods

  • Wise
  • ACH
  • Bank Wire Transfer

Leverage

Leverage = Maximum Contracts Allowed per Account Size

  • $50K Account → Up to 5 Contracts
  • $100K Account → Up to 10 Contracts
  • $150K Account → Up to 15 Contracts

Commissions

Commissions & Fees

Consistency rules

Consistency Rule of 50%: Only on Combine Accounts, profits during one single trading day cannot not exceed 50% of the total profit target.

Firm rules

News Trading & Copy Trading

  • Allowed with no restrictions during Evaluation and Funded stages.

Automated Strategies and EAs

  • Not allowed on TopstepX.

Consistency Rule

  • Only on Combine Accounts, profits must not exceed 50% of the total profit target.

Express and Funded Accounts

  • After a payout, the remaining capital in the account becomes the maximum allowable loss.
  • The maximum loss limit will always be set to $0 after payout.

Inactivity Rule

  • Express Funded Accounts must execute at least one trade every 30 days to remain open.

Prohibited Trading Conduct

Payout rules

Profit split checked Oct 4, 2026: 90%. Where the terms below state another split, the checked figure is newer.

Topstep's Profit Split

  • Traders keep 90% of each payout (a 90/10 split).

  • Traders who joined the new Topstep dashboard before 12 January 2026 receive 100% of their first $10,000 in lifetime profits. After that, the 90/10 split applies. Payouts from the Legacy dashboard do not count toward the first $10,000.

  • Traders can access 100% of the profits after accumulating 30 winning trading days.

Express Funded Account

  • Traders can request a payout of up to $5,000 or 50% of their account balance after accumulating five winning trading days per payout request. A winning trading day is counted when a day’s Net PNL is $150 or more.

Live Funded Account

  • Traders can request a payout of up to 50% of their account balance after accumulating five winning trading days per payout request. A winning trading day is counted when a day’s Net PNL is $150 or more.

More details can be found via this link: https://intercom.help/topstep-llc/en/articles/8284233-topstep-payout-policy

Read the full guide: Topstep payout rules

Guides for Topstep

Restricted countries

  • AfghanistanAfghanistan
  • AlbaniaAlbania
  • AlgeriaAlgeria
  • AngolaAngola
  • BelarusBelarus
  • Bosnia and HerzegovinaBosnia and Herzegovina
  • BulgariaBulgaria
  • Burkina FasoBurkina Faso
  • BurundiBurundi
  • Central African RepublicCentral African Republic
  • ChadChad
  • Chinese Military Companies
  • Cote d'Ivoire (Ivory Coast)Cote d'Ivoire (Ivory Coast)
  • Crimea (Region of Ukraine)Crimea (Region of Ukraine)
  • CroatiaCroatia
  • CubaCuba
  • DarfurDarfur
  • Democratic Republic of the Congo (Congo Free State)Democratic Republic of the Congo (Congo Free State)
  • EthiopiaEthiopia
  • HaitiHaiti
  • Hong KongHong Kong
  • IranIran
  • IraqIraq
  • JamaicaJamaica
  • KenyaKenya
  • KosovoKosovo
  • LebanonLebanon
  • LiberiaLiberia
  • LibyaLibya
  • MaliMali
  • MonacoMonaco
  • MontenegroMontenegro
  • MoroccoMorocco
  • MozambiqueMozambique
  • Myanmar (Burma)Myanmar (Burma)
  • NamibiaNamibia
  • NicaraguaNicaragua
  • NigeriaNigeria
  • North KoreaNorth Korea
  • North MacedoniaNorth Macedonia
  • North of Black SeaNorth of Black Sea
  • PakistanPakistan
  • PhilippinesPhilippines
  • Regions of Ukraine: Crimea, Donetsk, and LuhanskRegions of Ukraine: Crimea, Donetsk, and Luhansk
  • RomaniaRomania
  • RussiaRussia
  • SenegalSenegal
  • SerbiaSerbia
  • SloveniaSlovenia
  • SomaliaSomalia
  • South AfricaSouth Africa
  • South SudanSouth Sudan
  • SudanSudan
  • SyriaSyria
  • TanzaniaTanzania
  • Trinidad and TobagoTrinidad and Tobago
  • TurkeyTurkey
  • UkraineUkraine
  • VenezuelaVenezuela
  • VietnamVietnam
  • YemenYemen
  • Zaporizhzhia (Region of Ukraine)Zaporizhzhia (Region of Ukraine)
  • ZimbabweZimbabwe

Topstep FAQ.

90% trader profit split. 90/10 on funded accounts.

Topstep's Profit Split Traders keep 90% of each payout (a 90/10 split).

57 restricted countries listed.

TopstepX