FundingPips reward eligibility depends on the model and selected cycle. These are simulated Master accounts, and the applicable purchase date can change the conditions. Rules were checked in October 2026.
Reward cycles and profit splits
| Model | Current cycles | Additional gates |
|---|---|---|
| 2 Step Standard | Weekly 60%; bi-weekly 80%; on demand 90%; monthly 100% | On demand: 35% consistency and 2% minimum; qualifying monthly: 35% and profitable days |
| 2 Step Pro | Weekly 80%; monthly 100% | Monthly consistency and profitable-day conditions; not a weekly requirement |
| 1 Step Flex | Bi-weekly 80%; monthly 100% | Monthly consistency and profitable-day conditions |
| 2 Step Flex | Bi-weekly 80% or 95%; monthly 100% | 95%: three profitable days of at least 0.5% per cycle; no bi-weekly consistency score |
| Zero | Bi-weekly 95% | 15% consistency; seven qualifying days; 3% cushion; loss/win comparison |
| Prime | Daily 80% | Invitation-only; separate account and agreement |
Weekly and bi-weekly timers run from the first executed Master trade, not a universal Tuesday deadline. Monthly conditions introduced for evaluations purchased on or after 15 August 2026 include 35% consistency and seven profitable days of at least 0.5% of starting account size. Those counters reset after a processed reward; check the model’s purchase-date terms.
Identify the rules attached to your account
Write down the exact model, account size, selected reward cycle, purchase or reset date and add-ons before calculating a withdrawal. An evaluation target and a Master reward requirement serve different purposes. Passing an evaluation does not automatically make every reward cycle available or remove the model's loss and trading restrictions.
The 2 Step Standard policy separates its weekly, bi-weekly, On Demand and monthly choices. A larger percentage on the monthly row also comes with its applicable consistency and qualifying-day conditions. Compare the full row with the intended trading history instead of choosing by the split alone.
For Pro, use the 2 Step Pro policy. Its weekly reward path is not subject to the monthly 35% and seven-day gates. A summary that assigns those gates to every Pro withdrawal can incorrectly describe a weekly account as ineligible.
The 1 Step Flex rules currently state an 80% bi-weekly split. The 2 Step Flex rules distinguish its selected 80% and 95% structures; the 95% path adds three qualifying profitable days. Do not combine numbers from similarly named Flex products into one withdrawal policy.
Keep a copy of the account's applicable terms and dashboard cycle information. When a help article distinguishes older purchases from new or reset accounts, use that distinction. A change published after purchase is not a reason to assume every historical account has the same configuration.
Worked monthly consistency example
Assume a hypothetical eligible $50,000 monthly Master account with the 35% consistency rule. A best day of $1,000 and total cycle profit of $2,500 gives a 40% score: $1,000 divided by $2,500. That history does not meet a maximum best-day share of 35%, even if the cycle timer has finished.
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Keeping the same best day, total profit would need to reach at least $2,857.15 for the simple ratio to be no more than 35%. This is the arithmetic threshold rounded upward, not an instruction to trade for additional profit. Further trading can lose money, change the best day or breach another rule. Eligibility still requires the separate qualifying days and all account conditions.
On the same $50,000 account, a 0.5% qualifying-day threshold corresponds to $250. A profitable $200 day is therefore positive but does not satisfy that particular day requirement. Record ordinary profitable days and qualifying profitable days separately; otherwise a journal can show seven winners while the relevant dashboard counter remains below seven.
| Check | Hypothetical calculation | Separate question |
|---|---|---|
| Best-day share | $1,000 / $2,500 = 40% | Is the applicable maximum 35%? |
| Qualifying-day amount | $50,000 × 0.5% = $250 | How many days meet that threshold? |
| Monthly timer | Account's 30-day cycle | Has the relevant date arrived? |
| Withdrawal amount | Amount requested under the model | Does the method also permit it? |
These checks are cumulative. Meeting one does not substitute for another. After a processed monthly reward, the applicable consistency and profitable-day counters reset, so the next cycle needs its own history rather than reusing the previous seven days.
Minimum reward and Zero conditions
The general minimum request is 1% of Master account size, including FundingPips’ split. Standard On Demand has a 2% minimum. Rise and bank transfers also have a $500 method minimum; a method threshold and an account eligibility threshold are separate.
Zero’s first 3% profit is not withdrawable. Zero also needs a best-day share no higher than 15%, seven profitable days of at least 0.25% within the rolling 30-day period, and a largest losing trade no greater than the largest winning trade. The 3% cushion should not be described as a universal rule for every Master model.
Calculate the reward share separately
For a hypothetical $2,000 eligible reward amount before the firm's share, a 60% split produces $1,200 for the trader, an 80% split produces $1,600 and a 90% split produces $1,800 before method charges. A stated 100% split concerns the applicable profit share; it does not establish that every transfer arrives without a service or network charge.
Distinguish four values in a withdrawal journal: account profit, requested reward amount, trader share and received amount. Those values can differ without an arithmetic error. Method eligibility and deductions belong in the comparison, especially when a small request meets a model minimum but not the selected payment method's threshold.
For Zero, consult the specific Zero policy. On a hypothetical $50,000 account, its first 3% cushion is $1,500. Do not list that protected amount as freely withdrawable profit or apply it to unrelated Standard or Flex accounts. Zero's additional conditions still matter after the cushion has been established.
Methods and processing
| Method | Current condition |
|---|---|
| Crypto | USDT or USDC on ERC20; 1% account-size minimum; fees deducted |
| Rise | $500 minimum; matching FundingPips email; Rise verification |
| Bank transfer | $500 minimum; selected regions; account in the trader’s name |
| Card | Visa/Mastercard in selected regions; Standard or Pay to Card according to bank support |
FundingPips states 1–3 working days for request processing, followed by another 1–2 working days for funds to appear. Standard card arrival can take 1–5 working days after approval. Supported Pay to Card can arrive instantly or within 30 minutes after approval, with additional security checks taking up to 48 hours.
How to request a reward
- Complete Master onboarding and the applicable verification and agreement.
- Close all trades and pending orders, then wait at least 15 minutes.
- Open Rewards, choose the Master account and amount, select the available method and confirm the current terms.
- Use payment details in your own name and follow the request in the dashboard.
Trading is temporarily disabled while a reward is processed. Do not treat a dashboard due date as proof that every other eligibility condition has been met. If the published processing window passes, contact FundingPips support rather than relying on a promised same-day resolution.
Check the request before confirming it
Reconcile the account's closed trades with the cycle journal and inspect the displayed consistency and qualifying-day counters. Check whether a pending order remains, even if no position is open. Verify the selected payout details and receiving account before confirming; a previous successful request does not prove that a new destination is correct.
The official reward-method guide is the source for the request flow, supported methods and processing windows. Treat approval and funds arriving as separate stages. If a request is still inside the stated window, an unchanged bank balance is not proof of rejection.
Retain the request identifier, submission time, selected method and status changes. If the published window passes, those records let support inspect the actual request. Never send wallet secrets or unrelated account credentials as evidence. Use the firm's support process and provide the details it requests for that case.
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Why a request may be unavailable or reviewed
Check cycle timing, minimum amounts, identity verification and the consistency score applicable to that model. Monthly models have a Striking System with a 1% trade-idea warning trigger; repeated warnings reduce the reward split and can ultimately close the account. The old blanket statement that every 2% or 3% trade-idea loss immediately terminates every model is not current.
News-window and holding rules differ by model, phase and add-on. Read the selected account’s published rules instead of treating one news or weekend restriction as universal. A hosted machine does not change those rules.
Prime account and scaling
Prime entry is by FundingPips invitation. Eligible profit after the reward split is multiplied by 12.5 to size the new account; prior Evaluation and Master accounts close. Prime pays an 80% daily split, has a 3% soft daily limit and an 8% static maximum loss.
Prime scale-ups add 10% at each level, with changing profit and qualifying-day requirements. The first four targets are 5%, later targets are 10%, and published sizing reaches $2 million per Prime account. Invitation and separate onboarding remain required rather than an automatic promise of live capital.
Compare reward structures without mixing products
A frequent cycle can pay a smaller share while a longer cycle adds conditions. Compare the net amount and the effort needed to meet the actual rules, without assuming that a higher headline split is automatically a better fit. A payout schedule is not evidence that a strategy will earn the required profit.
The futures prop firm reviews concern a different market category from FundingPips' CFD Master products. Use them for a separate product comparison rather than importing futures drawdown or winning-day definitions into this guide. The underlying contract type and account agreement matter before the reward percentage is compared.
Running an eligible platform on a forex VPS can keep the software independent of a local computer. That is an infrastructure choice. It does not change a reward cycle, qualifying-day threshold or a firm's published trading rules.
FAQs
Does every Master account need a 3% payout cushion?
No. The published 3% reward cushion belongs to Zero. Other models have their own cycle, minimum and consistency conditions.
Must weekly rewards be requested on Tuesday?
No universal Tuesday deadline appears in the current Standard rule. The weekly timer runs seven calendar days from the first Master trade; use the dashboard’s current cycle date.
Is the 2 Step Pro weekly cycle subject to monthly consistency conditions?
The current weekly structure pays 80% every seven calendar days. Its monthly structure adds the 35% consistency and qualifying-day conditions; do not apply those monthly gates to the weekly row.
Does a positive day always count as a qualifying day?
No. Some reward structures require a minimum percentage of the starting account size. In the monthly example above, 0.5% of $50,000 is $250, so a $200 positive day does not meet that specific threshold. Check the selected model’s counter.
Is the requested amount the same as the amount received?
Not always. The applicable trader share is calculated separately, and supported methods can have charges or conversion differences. Keep the requested amount, share and final received amount as distinct journal entries.
Does Prime entry happen automatically after several rewards?
The current Prime account policy requires an invitation and separate onboarding. Its account sizing and reward structure differ from an ordinary Master account. Meeting a personal reward milestone should not be presented as guaranteed admission.
