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TOPONEFUTURES Payout Rules Explained: How Trader Payouts Work

By Ethan Brooks on July 19, 2025

TOPONEFUTURES Payout Rules Explained: How Trader Payouts Work

TOPONEFUTURES simplifies trader payouts with clear rules and flexible options. Here’s what you need to know:

  • Profit Targets:
    • Accounts bought on/after May 22, 2025: 6% for the first payout, 5% for the second, and 4% for subsequent payouts.
    • Accounts bought before May 22, 2025: 5%, 4%, and 3%, respectively.
  • Withdrawal Options:
    • Standard Payouts: Require 10 active trading days.
    • ANYTIME Payouts: Immediate withdrawals with the Payout Add-On.
  • Sim Funded Limits:
    • $25,000 account: $1,500 max per cycle.
    • $150,000 account: $3,500 max per cycle.
    • Live Accounts: No limits.
  • Eligibility Requirements:
    • KYC Verification: Photo ID, proof of address, and a selfie.
    • Consistency Rule: Largest profit day ≤ 20% (Instant Sim) or 25% (Elite Funded) of total profits.
    • 10 Active Trading Days: One trade per day within the session window (6 PM–5 PM ET).
  • Processing:
    • Withdrawals are processed within 24 hours.
    • Funds are available via bank transfer or cryptocurrency after a 2% fee.

TOPONEFUTURES uses a 90/10 profit split (traders keep 90%). For accounts opened before May 22, 2025, the first $20,000 is 100% trader profit. Consistent trading is key to maximizing payouts.

Top One Futures MAJOR UPDATE – Payout Rules & Policy

Payout Eligibility Requirements

Before you can request your first payout, you’ll need to meet specific identity verification and trading performance criteria.

KYC Verification Process

Completing the Know Your Customer (KYC) process is a must before accessing Simulated Funded Accounts or requesting payouts. This process kicks off automatically once you finish the Elite Challenge evaluation or purchase an Instant Sim Funded account.

You’ll find the KYC verification process in the Profile section of your trader dashboard. The system uses Veriff for document verification, ensuring a secure and straightforward experience. To maintain privacy during the verification process, make sure you’re alone in the room.

Here’s what you’ll need for KYC approval:

Document Type Accepted Documents Requirements
Photo ID Driver’s License, Passport, or ID Card Must not expire within 14 days. NIN slip cards or Voter Cards (Nigeria) are not accepted.
Proof of Address Bank statements, Utility bills, or Phone bills Must be dated within the last 60 days.
Selfie Live photo verification Confirms your identity matches your ID.

Once your KYC is approved, you’ll also need to sign the trader agreement or affiliate contract.

Consistency Rule Requirements

The consistency rule ensures your profits come from steady, balanced trading rather than a few unusually large wins. For Instant Sim Funded accounts, your largest winning day’s profit must not exceed 20% of your total profits. For Elite Funded accounts, the limit is 25%.

Here’s an example: If your total profits on an Instant Sim Funded account are $600, your best single day’s profit should stay under $120 (20% of $600). This consistency rule applies throughout your trading period and must be met before each payout.

Minimum Profitable Days Rule

Beyond identity verification and consistent performance, you’ll also need to meet the minimum trading days requirement. A total of 10 active trading days is required between payouts.

An active trading day is defined as any 24-hour period where you open at least one trade during the session window, which runs from 6:00 PM Eastern Time to 5:00 PM Eastern Time the following day. This schedule aligns with standard futures market hours. The 10-day rule applies whether you choose Standard Payouts or ANYTIME Payouts (available with the Payout Add-On).

Payout Calculation Methods

TOPONEFUTURES uses a tiered profit target system that adjusts based on your account purchase date and payout cycle. This structure encourages traders to maintain consistent performance over time, while gradually reducing the profit percentage required for payouts as you progress through cycles.

Profit Targets by Trading Cycle

Your profit targets depend on when you purchased your account. On May 22, 2025, at 3:00 PM EST, TOPONEFUTURES updated its payout structure:

  • For accounts purchased on or after May 22, 2025, the 1st payout requires a 6% profit (e.g., $6,000 on a $100,000 account). The 2nd payout lowers the requirement to 5% profit, based on your post-payout balance. From the 3rd payout onward, only a 4% profit is needed.
  • For accounts purchased before May 22, 2025, the 1st payout requires a 5% profit, the 2nd payout drops to 4%, and subsequent payouts require just 3% profit.

Here’s a quick breakdown for easy reference:

Account Purchase Date 1st Payout Target 2nd Payout Target 3rd+ Payout Target
Before May 22, 2025, 3:00 PM EST 5% of starting balance 4% of post-payout balance 3% of post-payout balance
On/After May 22, 2025, 3:00 PM EST 6% of starting balance 5% of post-payout balance 4% of post-payout balance

Note: Profit percentages decrease with each cycle, making subsequent payouts easier to achieve.

There are no time limits for meeting these targets. After each payout, the profit requirements reset. Next, let’s look at withdrawal limits for Sim Funded accounts.

Payout Amount Limits

During the Sim Funded stage, TOPONEFUTURES sets withdrawal limits based on your account size:

  • $25,000 account: Maximum withdrawal of $1,500 per cycle.
  • $50,000 account: Maximum withdrawal of $2,500 per cycle.
  • $100,000 account: Maximum withdrawal of $3,000 per cycle.
  • $150,000 account: Maximum withdrawal of $3,500 per cycle.

Once you qualify for a Live Account, these restrictions are removed. If you manage multiple accounts, the withdrawal caps scale accordingly. For example, trading five $100,000 accounts would allow a combined withdrawal limit of $15,000 per cycle.

Under the S2F Sim PRO program, traders receive 90% of their profits. Additionally, payout eligibility depends on maintaining an acceptable ESS (Equity Stability Score), calculated as:

(Highest Day Profit + Highest Day Loss as a positive number) ÷ Total Profit × 100

For instance, if your total profit is $15,000, with a best day profit of $2,000 and a worst day loss of $1,000, your ESS would be 20%. Keeping your ESS within acceptable limits is crucial for receiving payouts.

Payout Schedule and Processing

TOPONEFUTURES has a structured payout system designed to balance flexibility with careful risk management. Understanding how these timelines work can help you plan your trading strategy and manage your cash flow efficiently.

First Payout Timeline

Your first payout becomes available once you meet three key requirements: the profit target, the consistency rule, and a minimum of 10 active trading days.

When you’re eligible, a Payout Request button will appear on your dashboard. Clicking this button notifies the team, and within 24 hours, you’ll receive an email invitation from Rise Works to begin the payout process.

Regular Payout Cycles

TOPONEFUTURES provides two payout options, which you choose when purchasing your account. By default, all sim-funded traders are placed on a 10-active trading-day payout cycle. With this Standard payout plan, you must wait for 10 active trading days between withdrawal requests. Once a payout is completed, the cycle resets, ensuring your trading performance is reviewed consistently.

For those who prefer more flexibility, there’s the ANYTIME payout option, which is available as a Payout Add-On. This feature allows you to request withdrawals at any time after meeting the withdrawal requirements, such as the profit target and consistency rule. However, the Payout Add-On must be purchased during checkout and cannot be added later.

At the end of each payout cycle, the system resets to prepare you for the next trading period.

Rule Reset After Payouts

After each payout, the profit targets and consistency rules reset for the following cycle. The payout process itself involves several steps. Once you’ve submitted your request, you’ll need to onboard with Rise Works. This involves accepting their email invitation, providing personal details, completing KYC verification, and creating a Rise ID. Once your Rise Works account is verified, the payout process begins with a risk review that takes between 12 and 72 hours.

All payouts are subject to a 2% processing fee and are handled through RiseWorks.io. You can choose to receive your funds via bank transfer or cryptocurrency withdrawal. After the risk review is completed and the funds are processed, they will be available in your Rise Works account for withdrawal.

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Profit Sharing and Fee Structure

Understanding how profit sharing and fees work is crucial if you want to make the most of your net earnings. TOPONEFUTURES has created a straightforward profit-sharing model that benefits traders while ensuring the firm’s operations remain viable.

Profit Share Percentages

TOPONEFUTURES operates with a 90/10 profit split: traders keep 90% of their cumulative simulated profits, and the company takes 10%. This arrangement applies to all accounts, offering consistency across the board.

For traders who opened accounts before May 22nd at 3:00 PM EST, there was an additional perk: they received 100% of profits on their first $20,000, with the standard 90% split applied to earnings beyond that amount.

You can easily monitor your profit split details and payout history through the Top One Futures dashboard. To date, the platform has shown strong support for its traders, having paid out over $10 million in earnings.

These profit-sharing policies highlight TOPONEFUTURES’ dedication to helping its traders succeed. For more information on payout limits for simulated accounts, check the earlier section.

Drawdown Rules After Payouts

Live Accounts are free from drawdown limits, allowing traders to make unlimited withdrawals. This setup rewards consistent performance and provides opportunities to steadily grow earnings within the TOPONEFUTURES system.

Improving Payout Success with QuantVPS

Achieving consistent payouts isn’t just about trading skills – it also depends on having reliable infrastructure. To meet the trade volume and steady performance required by TOPONEFUTURES, you need a dependable trading environment. That’s exactly what QuantVPS provides, helping traders maintain the consistency needed for regular payouts.

Even the best traders can face setbacks from technical issues. An internet outage or system crash during critical trading hours can derail your progress toward hitting profit targets or meeting consistency rules. Here’s how QuantVPS’s low latency, flexible plans, and strong uptime features can help you stay on track.

Low Latency Trading Benefits

When it comes to reaching payout goals, speed is everything. QuantVPS offers latency of less than 0.52 milliseconds to the CME exchange, giving traders the edge to act on market opportunities quickly and maintain steady performance.

This level of speed is especially important when you consider that over $14.51 billion in futures are traded daily through QuantVPS’s low-latency servers. With a Chicago-based datacenter providing direct exchange connectivity, traders experience reduced slippage and faster execution times.

"Ultra-low latency is critical for rapid futures trade execution and minimizing slippage. QuantVPS achieves this through several key strategies: Strategic Datacenter Location, Optimized Network Routes, High-Performance Hardware."

In trading, every millisecond counts. The right infrastructure can mean the difference between hitting your profit targets or falling short.

Scalable VPS Plans

Speed isn’t the only factor – scalability matters, too. Different trading strategies come with different resource needs, and QuantVPS offers plans that grow with you. Whether you’re running simple manual setups or complex algorithmic systems, there’s a plan to match your goals.

  • VPS Lite ($59/month): Ideal for traders managing 1-2 charts with basic strategies.
  • VPS Pro ($99/month): Designed for 3-5 charts and more active trading.
  • VPS Ultra ($199/month): Supports 5-7 charts and advanced setups with multi-monitor capabilities.
  • Dedicated Server ($299/month): Built for 7+ charts and resource-heavy algorithmic trading.

These options ensure you have the computing power to handle the trading volume required for consistent payouts. Plus, QuantVPS supports all major trading platforms, so you can work with your favorite tools seamlessly.

Uptime and Security Features

Consistent payouts require uninterrupted access to the markets – especially with TOPONEFUTURES’ specific payout schedules and active trading requirements. QuantVPS guarantees 99.999% uptime, minimizing risks of technical failures that could disrupt your trading.

Key features like DDoS protection, automatic backups, and 24/7 monitoring safeguard your trading environment. With uninterrupted access, you can focus on maintaining the steady performance needed to qualify for payouts.

Remote access tools also allow you to monitor and adjust your trading activity from anywhere, ensuring you stay responsive to market conditions even when you’re away from your main setup. This flexibility is critical for meeting active trading requirements.

And when issues do arise, QuantVPS offers expert technical support through live chat, tickets, and a detailed knowledge base. Quick problem resolution ensures minimal downtime, helping you stay on track to meet daily or weekly trading targets.

Key Points and Next Steps

To make the most of TOPONEFUTURES payouts, start by mastering the basics. The key requirements include completing your KYC verification and ensuring you log at least 10 active trading days between each payout request.

A critical rule to keep in mind is the consistency requirement. For Instant Sim Funded accounts, no single trading day can contribute more than 20% of your total profits, while for Elite Funded accounts, the limit is 25%.

After every successful payout, your profit targets reset, and these targets vary depending on your account’s purchase date. These guidelines shape how you earn, while flexible withdrawal options allow you to tailor your approach.

For even more flexibility, consider upgrading to the ANYTIME Payout Add-On, which enables withdrawals at your convenience.

Your technical setup also plays a vital role in meeting these requirements. A reliable trading infrastructure is crucial, and QuantVPS offers a strong solution. With sub-0.52 millisecond CME latency and 99.999% uptime, it ensures you can trade without interruptions. The VPS Lite plan, priced at $41.30 annually, provides an affordable option for traders looking to build a solid foundation.

Consistent trading is the cornerstone of success. Regular, steady trades not only lead to reliable withdrawals but also allow profits to compound over time. TOPONEFUTURES supports news-driven trading, giving you the freedom to execute strategies that capitalize on market movements.

Start by completing your KYC and setting up a dependable trading infrastructure. Then, focus on developing a disciplined strategy that prioritizes steady daily profits over risky, high-reward trades. With TOPONEFUTURES, you can withdraw up to 90% of your profits, so consistent, calculated trading paired with tools like QuantVPS can help you maximize your payout success.

FAQs

What is the consistency rule at TOPONEFUTURES, and how does it affect my payouts and trading strategy?

The consistency rule at TOPONEFUTURES is designed to ensure that no single day’s profit accounts for more than 25% of your total profits. This approach promotes steady, disciplined trading rather than depending on one standout day to carry your results.

By adhering to this rule, traders showcase consistent performance, a crucial factor in qualifying for payouts. Keeping your results balanced over time not only meets the firm’s standards but also positions you to make the most of your earning opportunities.

What are the payout targets for accounts purchased before and after May 22, 2025, and how do they impact my trading strategy?

For accounts bought before May 22, 2025, the initial payout requires hitting a 5% profit target. However, for accounts purchased on or after May 22, 2025, the profit target rises to 6%.

This change means newer accounts will need to generate higher profits to qualify for a payout. Make sure to fine-tune your trading approach to meet these updated goals, especially if you’re working with a newer account.

How can I set up my trading system for reliable payouts with TOPONEFUTURES using tools like QuantVPS?

To keep your payouts steady with TOPONEFUTURES, having a dependable and efficient trading setup is key. A high-performance VPS like QuantVPS can make all the difference, offering 24/7 uptime for your trading platform with minimal interruptions. With features such as fast SSD storage, powerful hardware, and low-latency connections, you can execute trades smoothly and accurately.

It’s also crucial to regularly monitor your system’s performance, update your software, and fine-tune your trading environment for speed and reliability. A well-maintained setup not only enhances your trading efficiency but also helps you stay consistent with your payouts.

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Ethan Brooks

July 19, 2025

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