TakeProfit Trader uses different withdrawal rules for simulated PRO and live PRO+ accounts. PRO has an 80% trader split and a buffer; PRO+ has a 90% trader split without the ordinary PRO buffer. These rules were checked against the official help center on 10 Oct 2026. Evaluation accounts do not pay withdrawals.
For account prices, evaluation requirements and platform choices, see our guide to Take Profit Trader rules and accounts. This page focuses on payout eligibility, retained capital, processing and fees.
PRO profit split and buffer
The trader receives 80% of an eligible PRO withdrawal. Before ordinary withdrawals, the account must build a buffer equal to its maximum drawdown allowance. The balance thresholds below are the starting balance plus that allowance.
| PRO account | Drawdown allowance | Buffer balance |
|---|---|---|
| $25,000 | $1,500 | $26,500 |
| $50,000 | $2,000 | $52,000 |
| $75,000 | $2,500 | $77,500 |
| $100,000 | $3,000 | $103,000 |
| $150,000 | $4,500 | $154,500 |
Ordinary withdrawal eligibility concerns profit above the buffer. Reaching the threshold alone does not create an amount above it to withdraw. A $50,000 PRO account at $53,000 has $1,000 above its $52,000 buffer; an eligible $1,000 withdrawal produces $800 for the trader under the 80/20 split.
PRO allows day-one and daily eligibility once the conditions are met, rather than requiring a new set of winning days for each request. This describes eligibility, not a guarantee that an account will earn a payout or that a bank deposit will arrive that day.
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Taking money from inside the PRO buffer
The official rule lets you withdraw 50% of the buffer zone only after the PRO account is completely closed. A closed PRO account can no longer be reset. This is different from an ordinary withdrawal that leaves the account open.
The help center now words it as a flat rate: "You can withdraw 50% of your Buffer Zone after your account is closed" (checked on 10 Oct 2026). The earlier rate of 80% after more than 60 trading days no longer appears in the rule.
PRO+ withdrawals and transition funds
PRO+ is the live stage, with a 90% trader split and end-of-day trailing drawdown. It does not use the ordinary PRO payout buffer. Moving to PRO+ requires the firm's review and broker onboarding rather than an automatic entitlement after one advertised profit milestone.
The upgrade guidance separately describes retaining $5,000 of PRO profit while PRO+ is active. Profit above that retained amount may be withdrawn under the PRO split. A new PRO+ account starts at $0 with the drawdown allowance of the original account; the nominal account label is not a new cash deposit for the trader.
If the live account fails, the transition guidance describes deducting the live loss from the retained PRO profit before handling the remaining eligible amount. Check the individual transition agreement instead of treating retained simulated profit as immediately withdrawable live cash.
Some traders are placed in PRO+ Development accounts instead, with smaller contract limits, a soft-breach daily loss limit and a smaller end-of-day drawdown. Take Profit Trader says the payout policy there is unchanged: daily payouts with no withdrawal limits.
Account-to-wallet processing
The August 2026 update automates the account-to-wallet step for most eligible Tradovate PRO accounts. It states a processing time of 5 to 10 seconds after submission. At the exact time of the request, there must be no open positions or working orders.
The update does not change payout eligibility. It also does not apply to every account: Rithmic PRO, PRO+ and some archived Tradovate PRO accounts still use manual handling. Trading cannot continue while the withdrawal is processing.
The update says Tradovate account balances generally refresh around 8 to 9 p.m. Eastern. An intraday profit is therefore not necessarily available for an immediate afternoon withdrawal request. Check the dashboard balance before submitting.
Wallet-to-bank processing and methods
Moving funds from the trading account to the wallet is separate from requesting payment out of the wallet. The official wallet instructions describe a review that can take up to 12 business hours, followed by the payment-method process. Complete the required tax form and use payment details belonging to the registered account holder.
U.S. bank payments use Plaid. The help center describes real-time payment where supported, with some banks taking one to two business days. International PayPal or Wise requests can take up to 12 business hours. Bank delivery is not guaranteed on the same day.
For LLC payments, the payout-system article directs users to Wise, or a PayPal account set up for the LLC. Account-holder and payment-owner information must match. A mismatch can delay a request or cause it to be denied.
Withdrawal minimums and fees
The official fee article describes a $50 fee for wallet withdrawals of $250 or less. The firm waives its withdrawal fee when the amount is over $250. Exactly $250 still falls within the fee-bearing category. PayPal may impose an additional charge.
That fee threshold is not a rule saying the minimum withdrawal is $250. A universal numerical minimum was not published in the reviewed withdrawal instructions. Use the amount permitted by the dashboard and distinguish a minimum from the amount needed to avoid a fee.
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Trading rules still apply after funding
Funded accounts still follow trading rules that can end an account before a payout. PRO's intraday trailing drawdown includes unrealized gains, so a withdrawal lowers the balance and leaves less room above the minimum; the weekly trading and news rules are in the rules guide linked above.
Standard test, PRO and PRO+ accounts have no separate daily loss cap, as our page on Take Profit Trader's daily loss limit explains. To reach PRO at all, you pass the test, including its 50% best-day rule; here is how the TPT consistency rule works.
Before submitting a request
- Check the account stage, current buffer and available balance.
- Close positions and working orders before an account-to-wallet request.
- Confirm the request amount, trader split and any wallet fee.
- Complete the required tax and identity details.
- Use payment information matching the registered account holder.
- Allow for the separate wallet review and bank delivery steps.
Current offer information is on our TakeProfit Trader profile. A discount changes a purchase price only under its stated terms; it does not remove drawdown, withdrawal or trading requirements.
Frequently asked questions
Can a PRO account request a payout on day one?
It can be eligible once it has withdrawable profit above the buffer and meets the rules. Day-one eligibility does not promise a trading result, automatic approval for every account or same-day bank delivery.
Is the PRO split 90%?
The ordinary PRO split is 80% to the trader. PRO+ uses 90%. Closing a PRO account to take money from inside its buffer pays 50% of the buffer zone instead.
Is every withdrawal processed in seconds?
No. The seconds-based update concerns most eligible Tradovate PRO account-to-wallet transfers. Some account types remain manual, and payment from the wallet to a bank is a separate step.
Does withdrawing the buffer leave the account open?
No. The inside-buffer rule requires complete closure of the PRO account. Once closed, that account can no longer be reset.
Is there a fixed monthly payout window?
PRO advertises daily eligibility above the buffer, rather than a fixed calendar window. Account conditions, data updates and the payment process still apply.
