Tradeify Review (2026): Accounts, Rules, Payouts & Pricing

Tradeify is a futures prop firm with three account types: Growth and Select evaluations, and Lightning Funded accounts that skip the evaluation, all sold as one-time purchases with no activation fee. Growth and Select funded accounts pay a 90% profit split, with payouts after 5 qualifying days on Growth and Lightning, or daily on Select's Daily path. Tradeify says payments are issued within 24 to 48 hours after processing, or up to 72 hours for requests outside business hours (checked on 10 Oct 2026).

This review separates evaluation conditions from payout eligibility; prices and rules were checked on 10 Oct 2026.

Current accounts and one-time pricing

Select has an optional 50% evaluation-consistency add-on at a higher price. The limited-release 300K Select default evaluation is $449 and has separate purchase conditions. Resets are optional costs for eligible evaluations; Lightning has no reset. Trading commissions remain separate from the purchase fee.

Evaluation rules and drawdown

Growth has an end-of-day trailing drawdown and a daily loss limit, without evaluation consistency or a minimum-day gate. Default Select has no evaluation daily loss limit, a 40% consistency requirement and a three-day minimum. Its optional 50% add-on can permit two days. Lightning skips evaluation and follows funded-account conditions immediately.

The 50K Growth and Select evaluations both have a $3,000 target and $2,000 EOD drawdown. At 150K, the target is $9,000, with $5,000 Growth drawdown or $4,500 Select drawdown. Funded scaling can begin below the evaluation’s full position allowance; check the stage rather than treating one contract limit as universal.

Compare the account stages before choosing

Growth and Select begin with evaluations, while Lightning begins as a simulated funded account. Skipping evaluation does not mean that every dollar of displayed profit is immediately withdrawable. Each route has its own loss allowance, position controls and reward conditions. The account's headline size is buying capacity, not the cash balance a trader can request. Compare Tradeify with MyFundedFutures if you want to assess their account structures side by side.

The official plan comparison is useful for separating evaluation features. Growth's lack of evaluation consistency should not be extended to its funded stage, where payout consistency applies. Likewise, Select's evaluation consistency option is distinct from the chosen funded payout path.

Keep the purchase date and selected add-ons with the account record. A plan sold under the same name can have older payout caps or different default conditions. A reset or a new purchase is another configuration event to record. Do not build a withdrawal calculator from a generic review table without identifying the actual account generation.

One-time price is only part of the operating cost

The Tradeify pricing reference distinguishes initial fees, available resets and optional configuration prices. Current Growth reset prices are $60, $95, $155 and $215 for 25K through 150K. Default Select resets are $75, $109, $169 and $239; its 50% option has separate higher reset prices. Lightning accounts do not have resets.

Select's 50% evaluation option lists initial prices of $135, $205, $329 and $459 for 25K through 150K. Treat those as a different configuration from the default table, not a correction to its 40% prices. Commissions and optional data charges can add to the cost of actually running the account even when there is no funded activation fee.

Growth payout rules

Growth pays a 90% trader share. Each request needs 35% consistency, five qualifying profitable days and the required minimum balance maintained until approval. Its 50K minimum balance is $53,000 for current accounts, and its $500 request minimum is distinct from that eligibility balance.

For a current 50K Growth account, per-request caps are $1,500, $2,000 and $2,500 for the first three payouts, then $3,000 from the fourth onward. Tradeify states payment within 24–48 hours after processing; requests outside normal business hours may take up to 72 hours. Those are published processing windows, not an arrival promise for every method.

Worked Growth eligibility and withdrawal example

Take a hypothetical current 50K Growth account with a $53,500 balance and all five qualifying days recorded. If the best profitable day is $900 and cycle profit is $3,500, the best-day share is about 25.7%. That meets a maximum 35% score in this example, but the balance, daily qualification and other agreement conditions still need to be checked.

For the first request, the current $1,500 cap limits the withdrawal even when the profit exceeds it. A $1,500 request produces a $1,350 trader share at 90%, before any separate applicable payment charges. The cap is therefore not a promise that all $3,500 of profit can be withdrawn in one request.

The current 50K qualifying-day threshold is profit greater than $150, as stated in the Growth payout policy. Exactly $150 should not be assumed to qualify under a strict greater-than test. Keep this distinction in a journal, especially when commissions affect the final daily figure.

After submission, monitor the actual account while approval is pending. The required threshold must remain satisfied, and a losing session can affect the request. The displayed eligibility balance, withdrawal cap and post-withdrawal risk allowance are different figures; inspect each rather than treating the entire remaining balance as available loss capacity.

Select Flex and Daily payout rules

Select Flex permits a request after five qualifying winning days and pays 90%. The published caps for accounts purchased after 1 September 2026 are $1,250, $2,500, $3,500 and $4,500 for 25K, 50K, 100K and 150K, limited to 50% of total profits. Older caps differ.

Select Daily requires its buffer and cycle-profit conditions. From the second request, the daily continuity formula caps the request by the current cycle’s profit as well as the account cap. Both paths require recovery to positive cycle profit and allow only one open request at a time. Daily eligibility does not mean overlapping requests or a universal 24-hour guarantee.

A Select Flex request example

For a hypothetical current 50K Select Flex account with $4,000 total profit, the 50% rule limits a request to $2,000 even though its post-1 September 2026 account cap is $2,500. With $6,000 profit, half would be $3,000, but the $2,500 cap then becomes the tighter constraint. These calculations assume that the winning-day and all other eligibility conditions have been met.

Five positive days are not automatically five qualifying days. The 50K Flex winning-day threshold is at least $150; other sizes have different thresholds. The Select payout policy also distinguishes older caps and the Daily path. Read the row for the purchased configuration.

Flex does not use Daily's fixed buffer requirement, but that does not eliminate its drawdown floor or the need for positive cycle profit. For Daily, record the buffer, account cap and cycle-profit calculation separately. The second and later Daily requests have their own continuity rule, so a first-request example cannot safely be reused for every withdrawal.

Lightning Funded payouts

Lightning has profit goals for each payout and a progressive consistency requirement of 20%, 25%, then 30% for the applicable current accounts. Its request minimum is $1,000. Goals, minimums and maximum requests are different values, so check the size-specific payout policy before withdrawing.

Lightning profit goals and caps are different

The Lightning payout policy distinguishes the profit required to unlock a request from the amount that request can withdraw. For a current 50K account, the first goal is $3,000 and later goals are $2,000 in new profit. The first three request caps are $2,000, rising to $2,500 from the fourth request.

Reaching a $3,000 first goal therefore does not permit a $3,000 first withdrawal. The next goal resets after a payout and must be met by fresh trading profit; leftover prior-cycle profit is not a substitute. Current consistency progresses from 20% for the first request to 25% for the second and 30% thereafter, while older purchases can retain different conditions.

As a hypothetical first-cycle check, a $600 best day against $3,000 profit is exactly 20%. A $900 best day against the same total is 30%, which does not satisfy the first-cycle threshold. These are eligibility calculations, not targets a trader must pursue or evidence that additional trading will succeed.

Platforms, data and account limits

Current broker choices include Tradovate, Rithmic and WealthCharts. Tradovate provides NinjaTrader and TradingView access; Rithmic supports the listed compatible platforms; WealthCharts uses its own platform. Complete the Non-Professional Data Agreement where required; optional Level 2 or EUREX data can have additional charges.

The cap is five active simulated funded accounts per household across current plan types. Simulated and live accounts cannot run alongside each other under the current Elite program restrictions. Platform compatibility does not waive the account’s trading rules.

Platform choice and a request record

If you run NinjaTrader on a Tradeify account, read about NinjaTrader VPS hosting; a separate Tradovate VPS page covers that workload. These links concern keeping the chosen software available. They do not change Tradeify's drawdown, position or automation rules, and platform compatibility alone does not authorize a particular strategy.

Before requesting a payout, reconcile daily results, the applicable consistency calculation and current balance with the dashboard. Record the requested amount and payment method, then retain the request identifier and status changes. Only one open request is allowed per account, and an already submitted request should not be treated as editable while waiting.

Do not add the headline sizes of several accounts and describe the result as withdrawable capital. Each account has its own loss allowance and eligibility history, while household limits apply across the relevant plans. An account that qualifies does not make another account eligible by association.

Elite Live progression

The current Elite article permits consideration after three payouts on one account or ten total payouts since the last live transition. That threshold is not automatic selection. The current detailed article replaces older five-payout descriptions still visible elsewhere in the help centre.

On selection, simulated accounts close and qualifying accounts transition with a $0 starting balance; no simulated profit carries over. Elite Live pays an 80% trader share and permits daily requests under its own drawdown conditions. It is a separate account stage, not the same as a simulated funded balance.

What changes on an Elite transition

Use the current Elite program policy, rather than older summary thresholds. Selection closes the simulated stage, so plan for new credentials, balances and loss rules rather than expecting the old workspace to continue unchanged. Reconcile pending requests and follow the firm's transition instructions.

The lower live trader share and different starting balance affect how a previous simulated result should be interpreted. Keep simulated and live results separate in the journal. The possibility of consideration after the published payout milestone is not a guarantee of selection or a promise of future earnings.

FAQs

How do Growth, Select and Lightning differ?

Growth and Select are evaluations; Lightning begins at the simulated funded stage. Growth has an evaluation daily limit, while Select offers a choice of payout path after passing. Current purchases are one-time and have no activation fee.

How fast are payouts processed?

Processing depends on the plan and when the request is submitted. Growth’s published window is 24–48 hours, with up to 72 hours outside business hours; Select currently states 24–48 hours and only one open request. Verify the current plan-specific policy rather than assuming a testimonial’s arrival time.

Can the whole profit balance be withdrawn at once?

Only within the applicable model’s request limits and eligibility rules. A profit goal, minimum qualifying balance and maximum request are different values. Growth, Select and Lightning use different combinations, so inspect the actual account policy.

Does an evaluation’s consistency rule continue unchanged when funded?

Not necessarily. Growth has no evaluation consistency but requires funded payout consistency. Select and Lightning have their own stage-specific conditions. Record the stage and payout path before calculating eligibility.

Does receiving several simulated payouts guarantee Elite Live selection?

No. The current program describes a consideration threshold and a selection process. A transition also changes balances, profit share and account rules. Treat it as a separate stage rather than an automatic continuation of simulated capital.