Apex Trader Funding vs My Funded Futures (MFFU): Which Prop Firm Is Best?

If you’re deciding between Apex Trader Funding and My Funded Futures (MFFU), here’s what you need to know:

• Apex Trader Funding is ideal for experienced traders who value flexibility, automated trading, and higher profit retention. It allows up to 20 accounts, includes free data fees, and offers a 100% profit split on the first $25,000 earned.
• MFFU is better suited for beginners or budget-conscious traders. It features lower monthly costs, faster evaluation options (even same-day), and multi-asset trading (futures, Forex, and stocks). MFFU has stricter risk controls, such as end-of-day drawdowns and $0 daily loss limits.

Quick Comparison

Choose Apex Trader Funding if you want more trading flexibility and advanced tools. Pick MFFU if you’re looking for quicker funding and lower upfront costs.

Apex vs My Funded Futures – Evaluation, Funded and Payout Rule Comparison – Which is Best?

Apex Trader Funding vs My Funded Futures (MFFU): Company Profiles

Getting a sense of each company’s background helps set the stage for comparing their trading programs and conditions.

Apex Trader Funding Company Profile

Apex Trader Funding, founded in 2021 by seasoned trader Darrell Martin, has reshaped how trader payouts work with a focus on customer needs. The company’s mission is to "break down barriers to financial markets and empower a global community of traders".

With the motto "Traders Helping Traders", Apex Trader Funding has paid out over $65 million to its clients since 2022 and supports a global network of more than 30,000 traders. Specializing in futures trading, the firm appeals to traders who value flexibility. Apex allows users to stick to their usual strategies during news events, avoids imposing scaling restrictions, and provides essential tools like capital, risk management resources, and a supportive community.

The company also offers practical support, including platform setup guides, evaluation resources, and troubleshooting help. Before trading begins, participants are required to complete master training courses, ensuring they are well-prepared for success.

My Funded Futures (MFFU) Company Profile

My Funded Futures launched in June 2023 in Texas, USA, and has quickly gained traction by offering capital management of up to $600,000. The firm has built a strong global community of traders.

MFFU prioritizes disciplined trading by encouraging profitable habits and maintaining strict evaluation criteria. These include specific drawdown limits and consistency requirements to promote sound risk management. Unlike Apex, which focuses solely on futures, MFFU supports trading in futures, Forex, and stocks, making it appealing to traders interested in a diversified portfolio. The firm also emphasizes easy-to-use processes, quick funding, and adaptable trading conditions.

For support, MFFU provides live chat, an active Discord channel, and an Intercom FAQ, ensuring traders can access help when needed. Additionally, the company encourages traders to develop clear entry and exit strategies and stay updated on market news and events.

Both Apex Trader Funding and My Funded Futures have carved out unique niches in the prop trading world. Apex stands out for its flexibility and strong educational foundation, while MFFU draws in traders seeking multi-asset opportunities and a streamlined, community-focused experience.

Funding Programs and Account Evaluation

When deciding on a prop trading partner, it’s important to carefully evaluate their funding options and account requirements. Let’s break down the details for Apex Trader Funding and My Funded Futures (MFFU).

Account Types and Pricing

Apex Trader Funding offers a $50,000 account for $167 per month, which includes data fees. There’s also an activation fee ranging from $130 to $340, depending on the plan, and a reset fee of $80 if needed.

My Funded Futures, on the other hand, provides account sizes of $50,000, $100,000, and $150,000, split into two categories: Starter and Expert accounts, each with distinct pricing.

• Starter Accounts: Monthly fees are $100 for $50,000, $200 for $100,000, and $300 for $150,000 accounts. These accounts include a $149 activation fee and a $100 reset cost. However, data fees are separate, costing $75 per month. For example, a $50,000 Starter account totals $175 per month ($100 base fee + $75 data fee) plus the activation fee.
• Expert Accounts: Monthly fees are higher at $165 for $50,000, $265 for $100,000, and $375 for $150,000 accounts. Notably, Expert accounts waive the activation fee but charge the full monthly amount for resets. Like Starter accounts, data fees are $75 per month.

Evaluation Requirements and Steps

The evaluation processes vary significantly between these firms, reflecting their unique approaches to funding traders.

• Apex Trader Funding: This firm uses a single-step evaluation process. Traders must achieve their profit target while avoiding breaches of the maximum drawdown. The evaluation requires a minimum of seven non-consecutive trading days, and all trades must be closed by 4:59 PM Eastern Time. There’s no time limit to complete the evaluation, but traders must adhere to a trailing threshold drawdown system and follow the company’s code of conduct.
• My Funded Futures: MFFU offers both one-step and two-step evaluations, depending on the chosen plan. Evaluations can be completed in as little as one day for some accounts. Requirements include profit targets, daily loss limits, and minimum trading days. Starter accounts have a consistency rule, adding an extra layer of challenge, while Expert accounts eliminate this rule. For $50,000 accounts, the profit target is $3,000 for Starter accounts and $4,000 for Expert accounts. Both account types have a $2,000 trailing drawdown limit.

Funding Programs Comparison Table

The table highlights key differences between the two firms. Apex Trader Funding focuses on consistency with a minimum of seven trading days, while MFFU offers more flexibility, enabling some traders to qualify in just one day. MFFU’s Expert accounts are tailored for experienced traders who want fewer restrictions, whereas Starter accounts provide an affordable entry point with added safeguards.

One standout feature is the profit split. Apex Trader Funding allows traders to keep 100% of their first $25,000 in profits before shifting to a 90/10 split, compared to MFFU’s $10,000 threshold. This difference can make a big impact for traders who achieve high profits early on.

Next, we’ll explore how trading rules and account limits set these firms apart.

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Trading Rules and Account Limits

When choosing a prop firm, understanding trading rules and account limits is crucial. These details can help you identify which firm aligns best with your trading approach. Let’s break down the key differences between Apex Trader Funding and My Funded Futures (MFFU).

Drawdown Rules and Daily Loss Limits

One major distinction lies in how each firm handles drawdowns and daily loss limits.

• Apex Trader Funding employs a trailing drawdown system for Full accounts, which adjusts based on your peak profit minus your plan’s maximum loss. Once your account becomes profitable, the drawdown stops trailing after the liquidation threshold reaches your initial balance plus $100. For Static accounts, a static drawdown applies. Apex also stands out by not imposing daily loss limits, offering more breathing room for traders.
• My Funded Futures (MFFU) uses an end-of-day drawdown system, which ties directly to daily account gains. However, MFFU enforces a strict $0 daily loss limit, meaning traders must end each day at break-even or better.

These differences highlight Apex’s flexibility compared to MFFU’s more conservative, risk-averse approach.

Trading Style Rules and Restrictions

The two firms also differ significantly in how they regulate trading styles and activities.

• Apex Trader Funding allows automated trading, including bots and auto-strategy systems, as long as trades are actively managed. News trading is permitted under a one-direction rule, meaning traders cannot hold simultaneous long and short positions. Dollar-Cost Averaging (DCA) is fully allowed, but traders must adhere to a maximum 5:1 risk-to-reward ratio and meet a 30% consistency requirement over time. Additionally, traders can flip positions after achieving a minimum profit of $50 for at least five trading days.
• My Funded Futures (MFFU) enforces stricter rules, particularly around news trading. MFFU prohibits trading strategies that exploit immediate news bursts, such as straddles or strangles. During Tier 1 data releases (e.g., FOMC meetings, Employment Reports, CPI), traders cannot have open positions or pending orders two minutes before and after the announcement. Both Starter and Expert Sim Funded Accounts completely ban trading during Tier 1 news events. Accounts must remain active with at least one trade every seven days, and Starter accounts face additional restrictions on scaling, consistency, and withdrawals compared to Expert accounts.

Here’s a quick comparison of the rules:

Trading Rules Comparison Table

Key Takeaways

Apex Trader Funding offers more flexibility with its trailing drawdown system, no daily loss limits, and liberal policies on automated and news trading. This setup caters to traders looking for dynamic trading conditions. On the other hand, MFFU’s strict end-of-day drawdown and zero daily loss tolerance reflect a more conservative approach, appealing to those who prioritize tighter risk controls.

Trading Platforms and VPS Hosting Requirements

Choosing the right trading platform and ensuring a stable connection are critical components of success in prop trading.

Supported Trading Platforms

My Funded Futures (MFFU) offers a wide range of trading platforms tailored to suit different trading styles and preferences. Supported platforms include NinjaTrader, Tradovate, TradingView, Quantower, Volumetrica, Volsys/Volbook, ATAS, R | Trader Pro, and Sierra Chart. Each platform brings something unique to the table:

• NinjaTrader: Known for its flexibility and robust tools.
• Tradovate: A user-friendly option for those who value simplicity.
• TradingView: Popular for its advanced charting capabilities.
• Quantower: Offers a sleek, modern interface.
• Volumetrica, Volsys/Volbook, and ATAS: Ideal for traders who rely on detailed market analytics.

Once you’ve selected a platform that fits your needs, the next step is to ensure your trading setup is backed by a reliable connection.

Why VPS Hosting Matters for Prop Traders

For prop traders, a dependable Virtual Private Server (VPS) is as essential as the trading platform itself. Prop firms often have strict requirements for uptime, execution speed, and overall reliability. A good VPS ensures your trading strategies remain active and uninterrupted, even if your personal computer shuts down or faces connectivity issues.

Latency plays a pivotal role, especially for scalping or automated strategies where every millisecond counts. QuantVPS, for instance, offers ultra-low latency of less than 0.52 milliseconds to the CME. Additionally, QuantVPS boasts 99.999% uptime, ensuring your trading systems stay operational 24/7. Located in a Chicago data center, QuantVPS provides direct connectivity to the CME, reducing data transmission delays. To highlight its reliability, over $14.44 billion in futures volume was traded on QuantVPS’s servers within a single 24-hour period as of July 1, 2025.

QuantVPS Plans for Prop Traders

QuantVPS offers a range of plans designed to meet the needs of prop traders, from beginners to seasoned professionals. Each plan is optimized for major futures platforms, ensuring smooth execution of your strategies.

• VPS Lite: At $59/month, this plan includes 4 cores, 8GB RAM, and 70GB NVMe storage. It’s perfect for traders running 1–2 charts with basic strategies. However, it doesn’t support multi-monitor setups.
• VPS Pro: For $99/month, this option provides 6 cores, 16GB RAM, and 150GB NVMe storage. It supports up to 2 monitors and is ideal for traders managing 3–5 charts or using more advanced automated strategies.
• VPS Ultra: Priced at $199/month, this plan offers 24 cores, 64GB RAM, and 500GB NVMe storage with support for up to 4 monitors. It suits traders monitoring 5–7 charts simultaneously.
• Dedicated Server: At $299/month, this is the top-tier option, featuring 16+ cores, 128GB RAM, and 2TB+ NVMe storage with 10Gbps+ network connectivity. It supports up to 6 monitors and is designed for professional traders running complex algorithms across multiple markets.

All plans come with automated server backups, Anti-DDoS protection, and 24/7 expert technical support. You can access your VPS from any device, providing flexibility to manage your trades. Setup is quick, with data center options in Chicago or New York to ensure optimal connectivity to major exchanges.

With these options, QuantVPS ensures that traders of all levels have access to a reliable and high-performance trading environment. Whether you’re just starting out or managing complex algorithms, there’s a plan tailored to your needs.

Which Prop Firm Should You Choose?

After examining the funding and trading conditions, let’s break down the final details to help you decide. The right choice depends on your trading approach and what you aim to achieve.

Final Comparison and Recommendations

Go with My Funded Futures (MFFU) if you’re:

• A beginner or a trader working within a budget who appreciates clear pricing and straightforward evaluations.
• Interested in the possibility of same-day evaluations.
• Looking for easier account management tools.
• Seeking faster and more predictable payout processing.

MFFU stands out with its affordable entry costs, including no activation fees, which can be especially appealing for traders eager to see quicker returns.

Opt for Apex Trader Funding if you’re:

• An experienced trader aiming to scale operations aggressively.
• Planning to rely heavily on automated trading systems.
• Looking for maximum flexibility in your trading strategies.

Apex Trader Funding caters to high-volume traders with advanced account management options and higher profit retention. However, it’s worth noting that the firm has faced criticism over payout reliability and uses an intraday trailing drawdown system. If a reliable VPS is critical to your strategy, both firms prioritize stable connectivity, but it’s worth evaluating their offerings carefully.

MFFU is a great choice for traders seeking a low-cost, fast-track funding option. Its end-of-day drawdown rules offer a more forgiving risk management structure, which is helpful for those who prefer less restrictive conditions. On the other hand, Apex Trader Funding may appeal to seasoned traders looking to scale, though its complexity and payout concerns might push advanced users to explore other platforms as they grow.

FAQs

What are the key differences in drawdown rules between Apex Trader Funding and My Funded Futures, and how do they impact trading strategies?

Apex Trader Funding uses a trailing drawdown system that stops adjusting once your account hits the initial balance plus $100. Typically, the drawdown limit starts at 30%, but it can increase to 50% as your account grows. This setup offers room for flexibility, but it demands careful risk management to stay within the limits.

My Funded Futures (MFFU), by contrast, implements a Max End-of-Day (EOD) trailing drawdown capped at 3%. Similar to Apex, it locks in at $100 above the starting balance. However, this approach is stricter, focusing on tighter daily risk control and encouraging traders to handle profit and loss swings with more caution.

Apex’s rules might appeal to traders who want more leeway, while MFFU’s structure is ideal for those who prefer a disciplined approach with firm daily risk boundaries.

How do the profit splits at Apex Trader Funding and My Funded Futures affect traders’ earnings?

The way profits are divided at Apex Trader Funding and My Funded Futures can have a big impact on how much traders take home. At Apex Trader Funding, traders keep 100% of their profits up to $25,000. After that, they receive 90% of any additional earnings. This setup is designed to help traders make the most of their early gains while still holding onto a large portion of their higher profits.

My Funded Futures, on the other hand, offers traders a 100% profit split up to $10,000. Beyond that, the profit split shifts to 90%. This structure can be more appealing to traders who focus on achieving smaller, short-term gains early on.

Ultimately, Apex Trader Funding might be a better fit for traders with long-term profit goals, while My Funded Futures caters to those who prioritize quicker, smaller earnings.

How do I decide between Apex Trader Funding and My Funded Futures based on my trading experience and budget?

When choosing between Apex Trader Funding and My Funded Futures, it’s important to think about your trading experience and budget. If you’re just starting out or working with limited funds, My Funded Futures might be the better option. It has lower costs and a simpler evaluation process, making it more beginner-friendly.

On the flip side, Apex Trader Funding caters more to seasoned traders, offering a wider variety of account sizes and features. While the fees are higher, the added flexibility and tools can be worth it for those with more experience.

You should also take into account factors such as trading rules, payout structures, and the support tools provided. Align these features with your trading approach and financial goals to set yourself up for success in funded trading.

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