TopOneFutures.com is a US-based proprietary futures trading firm offering simulated accounts from $25,000 to $150,000, with the potential to manage up to $1.35 million. Traders keep 90% of simulated profits, and payouts are processed in under 4 hours. Programs include a 1-Step Elite Challenge, Instant Sim Funded accounts, and budget-friendly S2F Sim PRO accounts.
Key highlights:
- Profit targets: $1,500–$9,000 based on account size.
- Account pricing: Starts at $34/month (Elite Challenge) or $124 (S2F Sim PRO).
- Profit split: 90%, with 100% on the first $20,000 for early accounts.
- Trading platforms: NinjaTrader, Tradovate, Rithmic, and Project X.
- Support: 24/7 live chat with 60-second response times.
While praised for transparency and fast payouts, some users report issues like retroactive rule changes and disputes over trade durations. The firm is regulated under CFTC and NFA standards, ensuring compliance in the US futures market. For traders seeking growth, account scaling up to $2.5 million is available for consistent performers.
Quick Tip: Follow rules closely, use a reliable VPS for trading stability, and focus on steady performance to maximize payouts.
Top One Futures Prop Firm – Payout Rules Fully Explained – Biggest Opportunity! Instant Funding!
Funding Programs and Account Options
TopOneFutures.com provides three distinct funding options tailored to meet the needs of traders with varying levels of experience and preferences. Whether you’re looking to prove your skills through an evaluation process or dive straight into trading with a funded simulation account, there’s a program for you.
Funding Program Types
The platform offers three main funding options: the 1-Step Elite Challenge, the Instant Sim Funded Program, and the S2F Sim PRO Account. Here’s a quick breakdown:
- 1-Step Elite Challenge: Designed for traders who want to demonstrate their abilities before accessing larger capital. To pass, you need to achieve a 6% profit on the initial balance. This program works on a monthly subscription model.
- Instant Sim Funded Program: Skip the evaluation phase and start trading immediately with a funded simulation account. This option is ideal for those ready to begin without delays.
- S2F Sim PRO Account: A low-cost entry program for traders looking for a budget-friendly way to get started.
Now, let’s look at the account sizes and profit-sharing structures available for these programs.
Account Sizes and Profit Sharing
TopOneFutures.com offers accounts in four size tiers: $25,000, $50,000, $100,000, and $150,000. Pricing varies by program, and you can use the FREEDOM code to unlock discounts across all account types.
| Program Type | $25,000 | $50,000 | $100,000 | $150,000 |
|---|---|---|---|---|
| Elite Challenge (Monthly) | $69 (Discounted: $34) | $99 (Discounted: $49) | $199 (Discounted: $99) | $299 (Discounted: $149) |
| Instant Sim Funded (One-Time) | $398 (Discounted: $278) | $598 (Discounted: $418) | $698 (Discounted: $488) | $798 (Discounted: $558) |
| S2F Sim PRO (One-Time) | $249 (Discounted: $124) | $349 (Discounted: $174) | $549 (Discounted: $274) | $649 (Discounted: $324) |
For accounts created before May 22nd at 3 PM EST, traders enjoy a 100% profit split on the first $20,000 of earnings, followed by a 90% split on profits beyond that. Standard accounts maintain a 90/10 profit-sharing arrangement, with the trader keeping the lion’s share. Additionally, you can manage up to three accounts simultaneously, regardless of their size.
Next, let’s dive into the evaluation criteria and steps for these programs.
Evaluation Requirements and Steps
Each program comes with specific profit targets and risk guidelines:
- Profit Targets: These vary by account size:
- $25,000 account: $1,500
- $50,000 account: $3,000
- $100,000 account: $6,000
- $150,000 account: $9,000
- Drawdown Limits:
- Elite Challenge: Daily drawdown capped at 2.5% of the account balance, calculated at the end of the trading day.
- Instant Sim Funded: A maximum trailing drawdown of 4% based on the starting balance.
- Consistency Rules:
- Elite Challenge: Requires a 25% consistency rule to advance to the funded phase.
- Instant Sim Funded: Operates under a 20% consistency requirement.
For the Elite Challenge, there’s an activation fee of $149 for all account sizes. If you need a fresh start, challenge reset fees range from $29 for $25,000 accounts to $119 for $150,000 accounts. This reset feature allows you to retry the challenge at a lower cost without purchasing a new one.
Trading Rules and Technical Requirements
Understanding the trading rules and technical setup of TopOneFutures.com is essential for staying compliant and ensuring smooth trading operations. The platform enforces clear guidelines and offers a strong technical foundation to support traders at all levels.
Trading Platform Support
TopOneFutures.com integrates with platforms like NinjaTrader, Tradovate, Rithmic, and Project X, offering traders low-latency execution and a suite of advanced tools. These platforms cater to various trading approaches, whether you’re a high-frequency scalper or prefer longer-term swing trading. Project X stands out with its tutorials, real-time analytics, and risk dashboards, giving traders instant access to critical metrics and account updates. Whether you’re a beginner or an experienced trader, these platforms provide the resources needed for efficient and effective trading. Moreover, their features align seamlessly with the platform’s trading rules.
Trading Rules and Restrictions
TopOneFutures.com enforces strict rules to maintain fairness and integrity in the market. Here’s what you need to know:
- Trade Duration: All positions must remain open for at least 10.01 seconds.
- Manual Trading Only: Automated systems, copy trading, group trading, and placing identical trades across multiple funded accounts within 30 minutes are prohibited. Trades must be entered manually or semi-manually to ensure the trader remains in control.
- Account Limits: A maximum of three funded accounts is allowed per household.
- Prohibited Activities: Exploiting system errors, insider trading, front-running, and hedging between accounts are strictly forbidden.
- Weekend Policies: All trades must be closed by Friday at 4:30 PM EST unless you purchase the "Weekend Holding" add-on. Crypto trading is an exception, as it’s permitted over the weekend for trades initiated after Friday at 8:00 PM EST.
Violating these rules or attempting to exploit platform vulnerabilities can result in account termination and forfeiture of all profits.
VPS Hosting Requirements
A reliable technical setup is critical to meet the platform’s trading standards. TopOneFutures.com recommends using a Virtual Private Server (VPS) with a static IP address for enhanced security and faster execution speeds. Note that using multiple IPs on a single account is not allowed, and traders planning to use a VPS should notify support beforehand.
While VPNs are discouraged due to potential location-based security risks, a dedicated VPS with a static IP is highly encouraged. For optimal performance, consider a high-quality VPS provider like QuantVPS. Their offerings include ultra-low latency (0–1 ms), a 100% uptime guarantee, and DDoS protection. Pricing starts at $59 per month for the VPS Lite plan and goes up to $299 per month for a Dedicated Server. A robust VPS setup ensures stable connectivity and minimizes slippage, which is crucial in the fast-paced futures market.
Trader Reviews and Feedback
TopOneFutures.com has garnered a mix of feedback from its traders, reflecting both positive experiences and notable challenges. These insights can help you determine if the platform matches your trading style and objectives.
Positive Trader Experiences
TopOneFutures.com has earned a strong reputation among many users, boasting a Trustpilot rating of 4.8/5 from 1,350 reviews. Traders frequently commend the platform for its clear and transparent trading rules, which outline expectations during both the evaluation and live trading stages. Additionally, there are reports of withdrawal requests being processed smoothly – even in challenging situations – highlighting the firm’s commitment to maintaining transparency. But while many reviews are positive, some traders have encountered significant issues.
Reported Issues and Challenges
Despite its high rating, TopOneFutures.com has faced criticism for several challenges. Some traders have reported payment system glitches, such as difficulties with subscription cancellations and processing delays. Others have pointed out inconsistencies in how trading rules are enforced, including variations in breach guidelines and slow responses during dispute resolution.
Specific incidents have also raised concerns. For instance, on June 16, 2025, a trader named Bas A.TH reported that trades executed in under 10 seconds were excluded from profit calculations, even when those trades were profitable. After earning $7,500 in profits, his withdrawal request was denied, and $3,000 was deducted from his account. He shared:
"After a profit of $7,500 and a requested withdrawal, the withdrawal was denied, and a profit of $3,000 was deducted. Support without a timely response from support."
The firm clarified that if trades under 10 seconds account for close to or over 50% of the withdrawable amount, profits from those trades are disqualified. However, losses from similar trades are not deducted.
Another incident occurred on June 25, 2025, when trader Mitil Patel reported that his account was terminated after receiving a second payout. The firm cited "sim farming" as the reason for the termination. Patel stated:
"TopOneFutures decided to delete their accounts after the 2nd payout. The reasoning was because they ‘apparently’ breached accounts post payout."
The firm explained that sim farming involves traders deliberately underperforming on funded accounts to avoid transitioning to live trading. While the accounts were terminated, the firm noted that payouts were approved and processed beforehand to maintain transparency.
Additionally, some traders have expressed concerns about retroactive rule changes, which create uncertainty about whether the original terms will remain consistent throughout their engagement with the platform. These challenges, combined with the positive feedback, paint a more complete picture of the trader experience.
Pros and Cons Summary
| Pros | Cons |
|---|---|
| High Trustpilot rating (4.8/5 from 1,350 reviews) | Payment system glitches and subscription cancellation issues |
| Transparent trading rules and evaluation processes | Inconsistent enforcement of rules and slow dispute resolution |
| Withdrawal requests processed smoothly in many cases | Profit deductions due to the 10-second rule |
| Account terminations for alleged rule violations | |
| Concerns about retroactive rule changes |
TopOneFutures.com seems to be a solid choice for traders who strictly follow its rules and policies. However, potential users should be aware of the platform’s strict enforcement practices, occasional technical problems, and evolving policies to ensure it aligns with their trading needs.
Tips for New Traders
Getting started with TopOneFutures.com requires careful preparation and a clear plan. According to industry statistics, only 5-10% of traders successfully pass prop firm challenges, so setting a strong foundation is essential. Below, you’ll find strategies to help you navigate the evaluation process, leverage the right tools, and manage profits effectively.
How to Pass the Evaluation
TopOneFutures offers several evaluation paths, including 1-step, 2-step, and instant funding options. Some accounts also allow news trading and have no daily drawdown limits, providing added flexibility.
To succeed, develop a detailed trading plan that includes your strategies, entry and exit points, position sizing, and risk management techniques. Make sure your plan aligns with TopOneFutures’ rules, such as their consistency requirements. For example, Instant Sim Funded accounts limit any single day’s profit to 20% of total profits, while Elite Sim Funded accounts have a 25% cap.
Stick to ethical trading practices. Avoid automated trading systems, exploiting errors, insider information, front-running, and inter-account hedging, as these actions violate TopOneFutures’ rules and could lead to account termination.
If you’re new, consider starting with a smaller account. TopOneFutures offers account sizes ranging from $25,000 to $150,000, allowing you to gain experience without the stress of managing large sums. Practicing on demo accounts is another great way to refine your strategies before tackling the real challenge.
Using VPS for Better Performance
A strong technical setup is crucial for consistent execution when trading with TopOneFutures. QuantVPS is a reliable solution, offering ultra-low latency (0–1 ms) and a 100% uptime guarantee, ensuring your trades go through without interruptions.
QuantVPS plans range from $59/month for the VPS Lite to $299/month for a Dedicated Server. These plans also include features like DDoS protection, making them a solid choice for uninterrupted trading. Since TopOneFutures allows holding positions over the weekend, having 24/7 connectivity is essential to manage trades effectively.
Payout and Profit Management
Once you pass the evaluation, focus on managing your profits systematically to secure payouts. TopOneFutures offers competitive profit splits ranging from 70% to 90%. However, you’ll need to meet specific requirements before each withdrawal. For instance, you must achieve at least 2% profit of your starting balance to request a payout. Here’s a quick breakdown:
- A $25,000 account requires $500 in profits.
- A $50,000 account requires $1,000.
- A $100,000 account requires $2,000.
- A $150,000 account requires $3,000.
Consistency is key. Instead of aiming for isolated high-profit days, focus on maintaining steady performance. After each payout, both profit targets and consistency rules reset, meaning you’ll need to build a new track record for your next withdrawal.
Here’s a testimonial from CBuck, a satisfied trader:
"I have been so impressed with Top One’s customer service. I took my first payout yesterday, including the time it took to verify & have the funds in my bank was under 2 hours. I have been trading with prop firms for a little under 2 years & I am profitable, so to see a company like this really want to serve their customers is great…"
TopOneFutures processes payouts in less than 4 hours on average, and the company has already paid out over $10 million, showing its dedication to timely payments.
Additionally, plan for account scaling opportunities. After your first payout, the maximum trailing drawdown locks in at your starting balance plus $100, giving you more room to grow. TopOneFutures also allows traders to scale their live funds up to $2.5 million, offering significant growth potential for consistent performers.
Instead of rushing to hit profit targets, focus on building a steady and sustainable trading approach. Profit targets decrease after your first and second payouts, making it easier to maintain consistent withdrawals once you’ve established a solid track record.
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Final Thoughts
TopOneFutures.com stands out as a solid option for traders looking for professional funding opportunities. With its mix of flexible evaluation programs, competitive profit-sharing models, and round-the-clock support, it caters to the needs of dedicated traders aiming to grow their careers.
The numbers speak volumes: a 4.8 Trustpilot rating from 1,350 reviews, an average payout time of just 1 hour and 44 minutes, and a track record of addressing 87% of negative reviews. These stats highlight the platform’s commitment to delivering dependable support and fostering trust among its users.
Trader feedback also reinforces these strengths:
"Top One Trader is one of the best in the field of Prop Firms. theyre not just another prop firm thats all about the money, but theyre about helping others on a personal level." – Jacob Fraser
For those aiming to scale, TopOneFutures offers growth opportunities with live funding potential of up to $2.5 million. Profit splits range from 70% to 90%, with funded account sizes between $25,000 and $150,000. This clear path for advancement makes it essential for traders to carefully review the firm’s terms to ensure they align with their trading strategies and objectives.
Additionally, having reliable technical infrastructure is key. QuantVPS provides ultra-low latency VPS solutions, helping traders meet the execution standards required by TopOneFutures.
FAQs
What are the key differences between the 1-Step Elite Challenge, Instant Sim Funded Program, and S2F Sim PRO Account at TopOneFutures.com?
The 1-Step Elite Challenge
This challenge pushes traders to hit a 6% profit target in just one trading day. It’s designed with a straightforward evaluation process, making it possible to complete the challenge in only 24 hours.
The Instant Sim Funded Program
For traders seeking immediate access to funded accounts, this program skips the evaluation or challenge phase entirely. Account sizes range from $25,000 to $150,000, and traders can request payouts whenever they need.
The S2F Sim PRO Account
This option also offers direct funding without any evaluations or challenges. With account sizes reaching up to $150,000, it’s tailored for those who want to start trading right away.
Key Difference
The standout distinction between these options lies in the evaluation process. The Elite Challenge requires traders to meet specific performance criteria, while the Instant Sim and S2F PRO accounts allow traders to dive in immediately, with no upfront requirements.
What rules does TopOneFutures.com enforce for traders, and what happens if they are violated?
Trading Rules and Compliance at TopOneFutures.com
TopOneFutures.com has implemented strict trading rules aimed at promoting fairness and ethical behavior. One key policy requires that trades remain open for a minimum of 10 seconds. Failing to meet this requirement can lead to serious consequences, including account suspension or even termination.
Beyond the platform’s own policies, traders must also adhere to guidelines set by regulatory authorities like the NFA (National Futures Association) and CFTC (Commodity Futures Trading Commission). These organizations establish industry standards to ensure compliance and accountability. Ignoring these standards can result in fines, sanctions, or other legal actions.
For traders, following these rules isn’t just about avoiding penalties – it’s about maintaining access to their accounts and ensuring a smooth trading experience. Compliance is a critical part of participating in the financial markets.
What is the best technical setup for trading on TopOneFutures.com, and why should I use a VPS?
For an optimal trading experience on TopOneFutures.com, using a Virtual Private Server (VPS) is highly recommended. A VPS with reliable uptime, minimal latency, and consistent connectivity can make a big difference – especially for traders relying on algorithmic or high-frequency strategies where speed and stability are non-negotiable.
With a VPS, you gain several key benefits: quicker trade execution, minimized slippage, and uninterrupted operations – even if there’s a power outage or your local internet goes down. This stable and secure setup ensures you’re always connected to the market, helping you capitalize on opportunities and maintain peak trading performance.
