2 Step Pro Challenge

• In Phase 1 and Phase 2, no single trading day's profit can exceed 50% of total profits.
• Once a trader reaches a funded account, the consistency rule adjusts to 30%. To qualify for a payout, no single day's profit can exceed 30% of total accumulated profits.

Instant Funding Program:

• 15% consistency score, no single trading day's profit can exceed 15% of total profits during payout. $5k - $100k Accounts purchased before September 24, 2025, will maintain a 20% consistency score.

Instant Prime

• Equity Stability Score At the time of payout request, your ESS must be 20% or lower. If your ESS score is not 20% yet, you will continue trading until you get the score to 20% or lower.
• Formula: (Largest Winning Day + Largest Losing Day [absolute]) ÷ Total Profit × 100%.

See Details: https://help.toponetrader.com/en/articles/12276972-understanding-the-20-equity-stability-score-ess-instant-prime-accounts

GENERAL RULES

News Trading Rule

• Evaluation: Allowed
• Funded/Instant Funding: Prohobited to execute(pending orders including; markey orders, stop loss or take profit orders) or close any trade within 5 minutes before and after high impact news event.Violation results to profit deduction except the trade was open 5 hours prior to the news event

** Expert Advisors (EAs)**

• EAs are allowed only on 1-step-FLASH and 2-step-Pro challenge accounts, not on funded accounts.
• Traders must customize EA settings to match their own style, cannot hide EA usage, and cannot use commercially available automated EAs.

Copy Trading:

• Copy trading is allowed between your own Top One Trader accounts or accounts you own at other brokers but copy trading between multiple accounts not owned by the same individual (including friends or family) is strictly prohibited.

Weekend Trading/Holding:

• Allowed on 1-step-flash and 2-step-pro accounts, (For Instant Funding Not Allowed except with the add-on)

Inactivity Rule

• There's a 30 day inactivity rule. You must place at least one trade every 30 days (counting from account purchase date, not from first trade date) to avoid an account breach due to inactivity.

Soft Breach

• There is no limit on the allowed soft breaches for 1-step-flash and or 2-step-pro accounts, but Instant Funding accounts have a soft breach limit of 10 soft breaches before it turns into a hard-breach.

Soft Breach Violation

• Violating the 10 minutes news restriction window
• Weekend Holding
• Opening a trade without a stop-loss
• Allowing more than a 2% loss per symbol on open trades or a 2.5% loss on all open trades. Should this happen, EquityShield will protect your account by automatically closing trades in most cases
• Funded Accounts have a max lot size rule based on the account size, therefore if the total lots placed exceed the max lots, all open trades will be closed. see lot size restrictions details: https://help.toponetrader.com/en/articles/8318242-are-there-any-lot-size-restrictions

Prohibited Trading Practices

• High Frequency Trading (HFT), Tick Scalping, Latency Trading, Latency Arbitrage, Arbitrage Trading, Copy Trading (between accounts not owned by the same person), Group Trading, Hedging or Group Hedging Across Multiple Accounts, News Trading on Funded Accounts, Grid Trading, Martingale Strategy, 3rd Party Trading or ""Pass Your Challenge"" Programs, Masking of Expert Advisors (EAs), Gambling, Over-Leveraging, YOLO Trading, IP Address Sharing or Multiple IP Use Across Accounts, Rolling/Churning of Accounts.

EquityShield

• Automatic Risk Management Tool: https://help.toponetrader.com/en/articles/9181278-what-is-the-equityshield

---

INSTANT FUNDING

• Minimum Trading days: No minimum trading days.

• Locked Upon Payout Rule: In Instant Funded Accounts, when you request a payout, your maximum trailing drawdown will lock in at the starting balance. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account. See details: https://help.toponetrader.com/en/articles/9929762-lock-upon-payout-instant-funding

INSTANT PRIME

• Minimum Trading days: No minimum trading days.

• Daily Pause Rule If your account reaches a 2.5% drawdown in a single day, it automatically pauses for the rest of the day. Your account is not breached. It reopens at 5:00 PM EST for the next trading day.

Equity Stability Score

• At the time of payout request, your ESS must be 20% or lower. If your ESS score is not 20% yet, you will continue trading until you get the score to 20% or lower.

• Formula: (Largest Winning Day + Largest Losing Day [absolute]) ÷ Total Profit × 100%. see Details: https://help.toponetrader.com/en/articles/12276972-understanding-the-20-equity-stability-score-ess-instant-prime-accounts

• Lock Upon Payout Rule
  When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance.

FLASH (1-STEP)

• Minimum Trading Days At least 3 profitable days with at least 0.5% net profit of the initial account balance each day.

• Locked Upon Payout Rule
  When you request a payout, your maximum trailing drawdown will lock at your initial account balance. From this point on, no matter how much you grow the account, your drawdown stays fixed at your initial account balance. See details: https://help.toponetrader.com/en/articles/9117415-how-payouts-impact-drawdown-on-1-step-flash-accounts

PRO (2-STEP)

• Minimum Trading days No minimum trading days.

• Consistency rule In Phase 1 and Phase 2, no single trading day's profit can exceed 50% of total profits. Once a trader reaches a funded account, the consistency rule adjusts to 30%. To qualify for a payout, no single day's profit can exceed 30% of total accumulated profits.

1-Step Challenge

• Traders are eligible for monthly payouts.

• With an add-on, traders can opt for bi-weekly payouts after their first payout.

• The default profit split is 80%, with the potential to increase up to 90%.

• The minimum payout is 2% from your initial balance

• To qualify for a payout, traders must have a minimum of three profitable trading days.

2-Step Challenge

• Traders are eligible for Biweekly payouts.

• With an Instant Payouts add-on, traders can withdraw profits immediately.

• The default profit split is 80%, with the potential to increase up to 90%.

• The minimum payout is 2% from your initial balance.

• To qualify for a payout, traders must maintain a 30% consistency score.

Instant Funding

• Traders are eligible for monthly payouts.

• With an Instant Payouts add-on, traders can withdraw profits immediately.

• The default profit split starts at 60%, 2nd payout at 70%, 3rd payout at 80% and 4th & subsequent payout at 90%.

• To qualify for a payout, traders must maintain a 20% consistency score.

The minimum payout amount is 2% of the initial account balance.

Lock Upon Payout - Instant Funding | Top One Trader Help Center help.toponetrader.com/en/articles/9929762-lock-upon-payout-instant-funding More information on how a payout impacts your max drawdown on your Instant Funding account.

Instant Prime

• Traders are eligible for Bi-Weekly Payouts

• The default profit split starts at 80%, 2nd payout at 90%, 3rd payout & Subsequent Payouts at 100%

• To qualify for a payout, traders must maintain a 20% Equity stability score (ESS)

The minimum payout amount is 2% of the initial account balance.