Choosing between Topstep and Take Profit Trader depends on your trading style, budget, and goals. Here’s the key takeaway:
- Topstep offers lower monthly fees, structured evaluations, and strong community support, making it ideal for traders seeking mentorship and discipline-building.
- Take Profit Trader focuses on simplicity, faster payouts, and flexible rules, appealing to experienced traders who want a straightforward process.
Quick Overview:
- Topstep: $49–$149/month, up to $750,000 simulated buying power, strong community, and coaching.
- Take Profit Trader: $150–$360/month, single-account model, immediate withdrawals, and no minimum trade days.
| Feature | Topstep | Take Profit Trader |
|---|---|---|
| Monthly Fee (50k) | $49 | $170 |
| Max Account Size | $150,000 (Live); $750,000 (Simulated Multi-Acc) | $150,000 |
| Payout Rules | 100% of first $10,000, then 90% | Immediate withdrawals, no trade-day minimum |
| Evaluation | Structured, strict risk limits | Simple, flexible |
| Community Support | Active Discord, live coaching | Limited |
Both firms have strengths and weaknesses, so your decision should match your trading style and priorities.
Take Profit Trader vs Topstep: Ultimate 2025 Prop Firm Showdown – Live Account Rules Revealed!
Company Profiles
Getting to know the background and approach of each company is key to deciding which platform best suits your trading objectives.
Topstep Profile
Topstep has been a fixture in the futures prop trading industry for over 12 years, building a reputation as a trusted name in the field. The company focuses exclusively on futures trading, working with regulated brokers and CME-approved data providers to ensure reliability in a market where trust is essential.
Topstep offers Trading Combine accounts in sizes of $50,000, $100,000, and $150,000, with a maximum individual Express Funded Account capped at $150,000. What sets Topstep apart is its unique scaling feature: traders can manage up to five active Express Funded Accounts at the same time, giving them access to a combined buying power of up to $750,000 during the simulated trading phase.
This multi-account setup provides experienced traders with significant capital to work with. However, once a trader transitions to a Live Funded Account, the starting balance is limited to the largest individual Express Funded Account size of $150,000, and no additional Express Funded Accounts can be activated.
Take Profit Trader Profile
Take Profit Trader takes a different approach, offering a simpler, single-account structure. Funded accounts range from $25,000 to $150,000, with the maximum capital a trader can control capped at $150,000.
What makes Take Profit Trader stand out is its broad range of tradable futures instruments. These include major index futures like ES (E-mini S&P 500) and NQ (E-mini Nasdaq-100), energy contracts such as CL (Crude Oil) and NG (Natural Gas), precious metals like GC (Gold) and SI (Silver), as well as forex, agricultural products, treasury futures, and Micro E-mini contracts like MES and MNQ – all available across CME Group exchanges. This variety offers flexibility for traders with differing strategies and risk preferences.
Unlike Topstep’s multi-account scaling system, Take Profit Trader sticks to a single-account model, with no options for scaling beyond the $150,000 maximum. This straightforward structure is ideal for traders who prefer a simpler approach to account management without the added complexity of juggling multiple accounts.
These contrasting profiles provide a foundation for exploring their evaluation methods and trading rules in greater detail.
Evaluation Requirements and Trading Rules
After exploring the firm profiles, let’s dive into how each prop firm evaluates traders. Understanding their evaluation processes can help you align with the one that fits your trading style and risk tolerance best.
Evaluation Process Comparison
Each firm takes a unique approach when it comes to evaluating traders, with differences in focus and flexibility.
Topstep’s Trading Combine is built around consistency and strict risk management. To pass, traders must hit a profit target while adhering to a firm Maximum Loss Limit. This setup emphasizes disciplined trading and rewards traders who demonstrate steady performance.
Take Profit Trader, on the other hand, offers a more straightforward path to securing funding. With rules that are described as trader-friendly, it provides flexibility, catering to a variety of trading approaches.
Trading Rule Metrics
| Topstep | Take Profit Trader |
|---|---|
| Single-step Trading Combine | Single-step evaluation |
| Strict Maximum Loss Limit enforced | Greater flexibility with risk management |
These metrics highlight the contrasting philosophies of both firms – Topstep leans toward structured risk control, while Take Profit Trader prioritizes adaptability. This balance of risk and flexibility sets the stage for further examination of their differences.
Pricing and Payout Structure
When considering prop firms, it’s important to look beyond just the monthly fees. Both Topstep and Take Profit Trader have pricing structures that can significantly influence your overall costs. Here’s a closer look at how these two firms compare.
Fee Comparison
Monthly evaluation fees highlight a noticeable difference between Topstep and Take Profit Trader. For instance, a $50,000 account costs $49 per month with Topstep, while Take Profit Trader charges $170 per month for the same account size. The disparity becomes even more pronounced with larger accounts. A $150,000 evaluation costs $149 monthly with Topstep, compared to $360 with Take Profit Trader.
| Account Size | Topstep Monthly Fee | Take Profit Trader Monthly Fee |
|---|---|---|
| $25,000 | Not offered | $150 |
| $50,000 | $49 | $170 |
| $75,000 | Not offered | $245 |
| $100,000 | $99 | $330 |
| $150,000 | $149 | $360 |
Beyond monthly fees, activation fees also play a role. Topstep charges a one-time $149 activation fee after passing the Trading Combine. Take Profit Trader, on the other hand, charges a $130 activation fee for a PRO account, but traders can use the "NOFEE40" code to get a 40% lifetime discount, potentially waiving this fee.
Reset fees are another factor to consider. Topstep’s Small Combine plan has a $49 reset fee, but the firm offers a "Reset Bank" system where traders earn a free reset with each monthly renewal. Take Profit Trader does not list a reset fee and instead includes up to three resets with PRO accounts.
Data fees also differ between the two firms. Topstep provides Level 1 market data at no extra cost during the evaluation phase, while Level 2 data is available for an additional $39 per month. For funded accounts, professional exchange data costs $133 per month per exchange, but starting July 22, 2025, Topstep will cover this fee for one exchange (CME by default) for all Live Funded traders. Take Profit Trader, meanwhile, does not specify additional data fees and sources its market data from CME-approved providers like Rithmic and Tradovate.
Profit Splits and Withdrawal Terms
Both firms operate funded account models where traders keep a portion of their profits. Take Profit Trader’s promotional offers, like the "NOFEE40" lifetime discount and waived activation fees, make it appealing for cost-conscious traders. However, its higher monthly evaluation fees could outweigh these perks for those who need more time to pass the evaluation.
On the other hand, Topstep’s lower monthly fees may be a better fit for traders who require longer evaluation periods or multiple attempts. The Reset Bank system adds extra value, offering a free reset each month with an active subscription. Additionally, starting in July 2025, Topstep’s decision to cover the CME data fee for funded traders could save up to $133 per month – a significant benefit for those trading live accounts.
Support Services and Platform Options
When it comes to succeeding with a proprietary trading firm, the quality of support services and platform compatibility can make all the difference. Both Topstep and Take Profit Trader take distinct approaches to trader support and offer platform options tailored to different trading styles.
Customer Support and Training
Topstep has built a strong educational framework, supported by an active community and live coaching sessions. Their Discord community has grown to include over 150,000 traders, with dedicated coaches offering daily guidance and advice. This collaborative environment allows traders to share experiences and learn from one another.
TopstepTV™ provides daily live streams featuring market insights and expert trade analysis at 1:30 AM CT. Additionally, Coach T™ offers personalized performance statistics and tailored tips to help traders refine their strategies. Group coaching sessions are also included as part of the subscription, making the learning experience more interactive. Topstep’s Trading Combine program focuses on helping traders develop discipline and healthy trading habits, emphasizing growth over simply chasing profits.
"Topstep Traders develop stronger skills, healthier habits, and have unmatched community support."
Take Profit Trader, on the other hand, provides free educational materials and straightforward trading guidelines aimed at fostering consistent profitability. The firm also organizes trading contests designed to enhance engagement and performance. However, it does not offer free trials, which may make it harder for potential users to evaluate the platform before making a financial commitment.
A notable statistic reveals that users of the TopstepX platform are 25% more likely to secure funding compared to those using other Topstep platforms. This underscores the firm’s commitment to creating a supportive environment for traders, further complemented by advanced platform and VPS solutions.
Trading Platforms and VPS Integration
Reliable trading technology is a key component of effective support. For traders aiming for consistent performance, integrating a Virtual Private Server (VPS) can be a game-changer. A dependable VPS service, like QuantVPS, enhances trading outcomes by offering ultra-low latency, uninterrupted uptime, and robust DDoS protection – essential features for navigating volatile market conditions.
QuantVPS provides tailored configurations for futures trading, with plans ranging from the VPS Lite at $59.99/month (suitable for 1–2 charts) to a Dedicated Server at $299.99/month for more demanding trading needs. These plans deliver 0–1ms latency, NVMe storage, and full compatibility with popular platforms like NinjaTrader, MetaTrader, and TradeStation. This ensures your trading platform remains responsive and connected, even during local internet outages.
Investing in a professional VPS service benefits traders across all prop firms by reducing the risk of technical issues that could lead to missed opportunities or rule violations. The improved execution quality and minimized slippage often make the cost of a VPS worthwhile, offering peace of mind and better trading performance.
Advantages and Disadvantages
After diving into the evaluation and support structures, let’s break down the advantages and disadvantages of these two prop trading firms. The table below highlights their strengths and weaknesses, helping you decide which aligns with your trading goals.
| Aspect | Topstep Advantages | Topstep Disadvantages | Take Profit Trader Advantages | Take Profit Trader Disadvantages |
|---|---|---|---|---|
| Community & Education | Active Discord community with daily coaching sessions | Premium features come with higher costs | Clear and concise educational materials | Minimal community interaction and engagement |
| Platform Performance | Well-established evaluation process with multiple platform options | Variety of platforms can confuse beginners | Simple, user-friendly platform setup | No trial period offered |
| Support Structure | Includes live coaching and group mentoring | Abundance of resources may overwhelm some traders | Straightforward and easy-to-follow guidelines | Limited support and mentorship options |
| Funding Process | Organized and structured evaluation system | Longer evaluation timeline for funding | Quick and efficient performance-based assessment | Fewer funding options available |
| Cost Structure | Transparent pricing tied to comprehensive support offerings | Higher upfront costs | Affordable entry-level pricing | Fewer premium features at lower price tiers |
Topstep focuses heavily on creating a well-rounded trading experience. With its active community, live coaching, and structured evaluation process, it’s ideal for traders who value mentorship and skill-building. However, the extensive resources and higher costs might be challenging for those just starting or working with smaller budgets.
On the other hand, Take Profit Trader offers a more direct, no-frills approach. Its simple evaluation process and budget-friendly pricing are perfect for new traders looking to get started quickly. That said, its limited community features and less robust support may leave traders seeking mentorship and deeper engagement wanting more.
Both firms also support VPS integration, minimizing technical hiccups and ensuring smoother order execution.
Best Fit by Trading Style
When deciding on the right proprietary trading firm, your trading style plays a crucial role. This choice impacts everything – from evaluation processes to platform features and the kind of support you’ll receive.
For beginners, a simple and straightforward evaluation process is ideal. It allows for a quicker transition to live trading without overwhelming complexity. On the other hand, traders who are looking for mentorship will benefit from firms that offer structured programs with plenty of resources to aid learning.
Scalpers and high-frequency traders should prioritize firms that provide fast order execution and dependable connectivity. Look for streamlined rules and platforms that can handle the demands of rapid trading.
For swing traders, it’s essential to find evaluations that align with longer-term strategies. Firms with relaxed daily requirements and detailed performance tracking are better suited for this style.
Part-time traders – those with limited daily availability – should seek firms offering flexible evaluations that fit into their schedules without adding unnecessary pressure.
If you’re aiming for rapid scaling, you’ll need to strike a balance. Look for firms with quick evaluation processes but ensure they provide thorough assessments to help you manage larger accounts effectively.
For automated traders, it’s critical to confirm that the firm supports VPS connections and doesn’t impose restrictions on your trading platform.
Conservative traders often benefit from firms that emphasize structured support and robust risk management protocols. Meanwhile, risk-takers may lean toward firms with minimal oversight, allowing for faster funding and greater freedom.
Lastly, consider your budget and learning preferences. If you’re independent and prefer to keep costs low, opt for streamlined evaluations. But if you value mentorship and community support, look for firms that provide coaching and collaborative environments.
Matching your trading style with the right firm features is a key step in setting yourself up for success in the U.S. futures market.
Final Recommendations for U.S. Futures Traders
After reviewing the comparison, here are some tailored recommendations for U.S. futures traders.
Topstep and Take Profit Trader cater to different trading approaches. Topstep stands out for its structured mentorship programs, detailed performance analytics, and reliable VPS connectivity, making it a solid choice for traders who value guidance and comprehensive tools. Many new traders are drawn to Topstep’s strong support system and established reputation.
On the other hand, Take Profit Trader is ideal for experienced scalpers and high-frequency traders, thanks to its simplified processes and lower entry costs.
If you’re focused on automated strategies, both firms accommodate VPS connections. For specialized needs, QuantVPS offers plans starting at $41.99 per month (billed annually), featuring ultra-low latency (0–1ms) and 100% uptime. These features can make a significant difference in trading performance, especially for automation.
Your budget will also play a role in choosing the right platform. Higher upfront investments often come with advanced tools, while lower-cost options help minimize initial risk – something to consider depending on your risk tolerance and trading experience.
Lastly, with stricter regulatory standards expected in 2025, it’s crucial to work with firms that prioritize transparency and compliance with industry rules.
These insights should help you align your trading style, experience, and goals with the platform that best suits your needs.
FAQs
How do Topstep and Take Profit Trader differ in their evaluation processes, and what does that mean for traders seeking funding?
Take Profit Trader streamlines the process with a single-step evaluation, enabling traders to qualify in as little as 5 days. This approach comes with fewer restrictions and allows for faster access to funding. Plus, once traders qualify, they can withdraw their profits right away.
In contrast, Topstep employs a two-step process with stricter rules, such as specific profit targets and drawdown limits. These requirements can make the path to funding and withdrawals take longer, adding an extra layer of structure to the process.
For traders, this means Take Profit Trader provides a faster and more straightforward route to funding. Meanwhile, Topstep’s method might appeal to those who value a more traditional and methodical evaluation process.
How do the monthly fees and extra costs of Topstep and Take Profit Trader impact their value and suitability for different types of traders?
Topstep’s pricing begins at $49 per month for their basic plan. Beyond this, traders should account for additional costs such as data subscriptions, commissions, and platform licenses. As of July 22, 2025, Topstep provides coverage for the CME data fee for live funded traders, which helps cut down on expenses. However, fees for other exchanges may still apply. This straightforward pricing approach makes it easier for traders to calculate their total costs.
In contrast, details about Take Profit Trader’s fees are less openly shared. For traders with smaller accounts or lower trading activity, Topstep’s transparent pricing and CME data fee coverage could make it a more budget-friendly option. Ultimately, the suitability of these costs will depend on your trading habits and frequency.
How important are community support and mentorship when deciding between Topstep and Take Profit Trader for skill development?
Community support and mentorship are key for traders aiming to sharpen their skills and build confidence. Topstep excels in creating a supportive environment for traders, offering forums, free coaching sessions, and various resources to encourage connection, learning, and growth. This collaborative approach makes it a great option for those who value mentorship and peer interaction.
On the other hand, Take Profit Trader provides less emphasis on mentorship. However, the growing focus in 2025 on programs with strong community involvement and support systems shows how these elements can significantly enhance a trader’s progress and success. For traders who prioritize guidance and skill development, these aspects should play a major role in choosing the right platform.
