FundingPips and The 5%ers are two popular proprietary trading firms offering funded accounts to traders. Both firms help traders access capital, but their approaches to scaling, drawdowns, and risk management differ significantly. Here’s a quick breakdown:
- FundingPips: Focuses on structured growth with strict drawdown limits and conservative risk controls. Ideal for traders who prefer a clear, predictable path to scaling.
- The 5%ers: Offers multiple programs with flexible scaling options, including rapid account growth and higher profit splits. Suitable for traders seeking varied risk and progression models.
Quick Comparison
| Aspect | FundingPips | The 5%ers |
|---|---|---|
| Scaling Approach | Fixed progression with profit targets | Multiple programs with varied scaling |
| Max Funding | Varies by program | Up to $4,000,000 |
| Profit Splits | Starts low, increases with performance | 50%-100% depending on the program |
| Risk Management | Strict drawdown limits | Program-specific options |
| Suitability | Structured, disciplined traders | Traders seeking flexibility |
If you value structure and clear rules, FundingPips may be the right choice. For traders who prefer options tailored to their style, The 5%ers provides more variety. Your decision should align with your trading goals and risk tolerance.
Funding Pips vs The5ers (2025) – Which Prop Firm Is Best? Honest Comparison
1. FundingPips
FundingPips offers a performance-driven scaling model that allows traders to start with preset account sizes and grow their capital by hitting profit targets and demonstrating consistent results during the evaluation phase. This approach is designed to balance growth with careful risk management, ensuring traders expand their accounts responsibly.
To maintain control over risks, FundingPips monitors daily loss limits and overall drawdowns, resetting these thresholds at the start of each session. If losses exceed acceptable levels, automated systems step in to close positions, preventing further damage.
Risk management is a top priority, particularly when it comes to position sizing and leverage. New traders are required to use conservative position sizes, while those with proven success records may earn more flexibility. However, leverage limits remain in place to ensure traders don’t take on excessive exposure, keeping risk levels in check.
The platform also employs real-time automated tools to detect unusual trading behavior. Traders who repeatedly violate risk guidelines may face account restrictions or temporary suspensions while receiving additional risk management guidance.
To further control volatility, FundingPips imposes restrictions on trading during major economic announcements and adjusts rules around holding positions over the weekend. These measures help safeguard both traders and the firm from unpredictable market swings.
2. The 5%ers
Unlike FundingPips, The 5%ers take a more flexible approach, offering multiple programs designed to suit different trading styles and experience levels. Their structure includes three distinct programs, each with unique scaling models and risk parameters.
The Hyper Growth Program is built for traders who prefer rapid account scaling. Here, account balances double every time traders achieve a 10% profit on their funded accounts. Starting with account sizes ranging from $10,000 to $40,000, traders can potentially scale up to $4 million in funding. Profit splits start at 50% and can increase to 100% as traders progress.
Prop Firm Match notes: "The 5%ers offer a feature called ‘Hyper Growth,’ which doubles the account balance with each milestone achieved. This accelerates account growth, potentially reaching over $4,000,000 in funding. It is particularly beneficial for traders with lower trading frequency, such as swing traders."
For those looking for quicker progression, the High Stakes Challenge is the fastest scaling option. Traders hit 10% profit targets to unlock larger account sizes. This program offers profit splits starting at 80%, which can reach 100% at higher funding levels. It caps at $500,000 in funding and includes a fixed monthly salary – $4,000 once accounts hit $350,000 and $10,000 at $500,000.
The Bootcamp Program takes a more gradual path, requiring traders to meet 5% profit targets at each scaling stage. The starting profit split is 50/50, increasing to 75% at $25,000, 80% at $2 million, and eventually reaching 100% at $2.5 million. Like the High Stakes Challenge, this program also offers fixed monthly salaries and allows traders to scale up to $4 million.
| Program | Scaling Method | Max Funding | Starting Profit Split | Fixed Monthly Salary |
|---|---|---|---|---|
| Hyper Growth | Double balance every 10% profit | $4,000,000 | 50% → 100% | None |
| High Stakes | 10% profit targets | $500,000 | 80% → 100% | $4,000 / $10,000 |
| Bootcamp | 5% profit targets | $4,000,000 | 50/50, 75% at $25K, 80% at $2M, 100% at $2.5M | $4,000 / $10,000 |
According to AquaFunded, "The 5%ers reward traders who show consistent profitability. They offer an impressive scaling option, allowing traders to boost their payout percentage to 100%. Plus, hitting your profit targets with most accounts means you can double your account size. This scaling plan stands out in the industry for its generosity and trader-friendly nature."
The entry costs vary across programs: High Stakes costs $39 for a $5,000 account, Hyper Growth requires $260 for a $10,000 account, and Bootcamp involves an upfront fee of $95 for a $20,000 account, followed by a $205 final fee.
These options demonstrate how The 5%ers cater to a wide range of traders by offering tailored programs that align with different goals and risk preferences.
Pros and Cons
FundingPips and The 5%ers cater to different trading styles by offering unique approaches to scaling and risk management. Here’s a closer look at the strengths and weaknesses of each platform.
FundingPips follows a fixed progression system with strict drawdown limits. This setup rewards disciplined trading and provides a clear, predictable path for traders aiming to manage larger capital over time. However, its structured nature may feel limiting for traders who prefer a more performance-based or dynamic progression.
The 5%ers, on the other hand, offers a range of risk management frameworks tailored to different challenge types. This flexibility allows traders to choose options that align with their risk tolerance and trading style. While this variety can be a strong advantage, it might also feel overwhelming for newcomers trying to navigate the available choices.
Here’s a side-by-side comparison to highlight the key differences:
| Aspect | FundingPips | The 5%ers |
|---|---|---|
| Scaling Approach | Fixed and predictable progression | Flexible frameworks for varied styles |
| Risk Management | Strict drawdown limits | Multiple options for different challenges |
| Suitability | Best for traders valuing structure | Great for those seeking adaptability |
If you value a clear, structured path, FundingPips might be the better fit. But if you’re looking for flexibility and options tailored to different trading approaches, The 5%ers could be the way to go.
Conclusion
Deciding between FundingPips and The 5%ers ultimately comes down to your trading style and what you prioritize in a funded trading program. Both firms offer unique approaches to scaling, risk management, and drawdowns, catering to different types of traders.
If you prefer structure and clear, defined rules, FundingPips might be your go-to. Its fixed scaling system removes uncertainty, making it a solid option for traders who thrive within set parameters. However, this structure may feel limiting for those who want more control over their risk strategies.
On the other hand, The 5%ers stands out for its flexibility. With various challenge types and risk frameworks, it offers something for traders who like to tailor their approach. This variety can be a major advantage for seasoned traders who know their strengths and weaknesses. That said, the range of options might feel overwhelming for beginners still exploring their trading style.
As mentioned earlier, conservative traders may find FundingPips’ strict drawdown limits appealing for protecting capital. Meanwhile, those with a higher risk appetite might gravitate toward The 5%ers’ more adaptable risk-reward setups.
Take a step back and evaluate your experience, risk tolerance, and long-term goals. The right platform will align with your trading psychology and help set the stage for your success in funded trading.
FAQs
How do FundingPips and The 5%ers differ in risk management?
When it comes to managing risk, FundingPips and The 5%ers take distinctly different approaches, especially regarding drawdowns and overall risk controls.
FundingPips sets clear and strict boundaries with daily and overall drawdown limits. These rules are designed to help traders keep losses under control. While they provide helpful guidelines on using stop-loss orders and position sizing, traders are not required to use stop-losses, leaving some flexibility in execution.
On the other hand, The 5%ers adjusts its risk management rules based on the specific challenge a trader chooses. Each program comes with different maximum loss percentages, giving traders the ability to select a plan that matches their personal risk tolerance and trading style.
Both firms prioritize disciplined trading, but their methods are tailored to suit different trading preferences and strategies. Whether you prefer rigid boundaries or adaptable rules, each platform offers something unique for traders to consider.
How do The 5%ers and FundingPips differ in their scaling options for traders?
The 5%ers and FundingPips provide distinct scaling options tailored to different trading approaches and objectives. The 5%ers adopt a gradual scaling model, where traders can access more capital as they consistently hit performance benchmarks. This approach suits traders who value steady progression and prefer to manage risk conservatively.
On the other hand, FundingPips offers opportunities for faster scaling, which might appeal to traders looking for quicker capital growth. This structure is ideal for those who thrive in a more aggressive trading environment.
Both firms tie their scaling options to their risk management frameworks, so it’s essential to assess how these align with your personal trading strategy. If you favor controlled, incremental growth, The 5%ers might be the better fit. However, if rapid capital expansion aligns with your goals, FundingPips could be more suitable. Carefully weighing these choices can help you find the program that complements your trading style and aspirations.
How do FundingPips and The 5%ers compare in terms of account scaling and risk management?
The article dives into a side-by-side look at FundingPips and The 5%ers, examining how they handle account scaling, drawdown rules, and risk management. Both firms have their own distinct methods for helping traders grow their accounts and allocate capital. However, the piece doesn’t pinpoint which one is better for fast account growth. Instead, it outlines the differences in their setups, giving traders the information they need to choose the program that best suits their trading strategies and objectives.
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