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Funded Next Forex Payout Rules Explained: How Trader Payouts Work

By Ethan Brooks on July 22, 2025

Funded Next Forex Payout Rules Explained: How Trader Payouts Work

Funded Next offers traders access to accounts up to $300,000 with profit splits as high as 95%. Payouts are processed quickly – within 24 hours, with an average of just 5 hours. U.S. traders can now access Funded Next Futures accounts starting at $25,000. Here’s what you need to know:

  • Profit Splits: Default rates range from 80% to 90%, increasing to 95% with a paid add-on.
  • Account Types: Stellar 1-Step, Stellar 2-Step, and Stellar Lite, each with unique payout timelines and profit targets.
  • Payout Timelines: First payouts take between 5 and 21 days, depending on the account type. Subsequent payouts are bi-weekly or every 5 business days.
  • Withdrawal Options: Cryptocurrency (USDT, USDC) with a minimum of $20–$50 and a maximum of $4,999 per request.
  • Scaling: Accounts can grow by 40% per cycle, with balances scaling up to $4 million.

Understanding these rules can help traders maximize their earnings while adhering to Funded Next’s requirements.

How to Withdraw Profit from Your FundedNext Account Explained | Prop Trading Guides

Trader Payout Requirements

To get paid on Funded Next, traders need to meet specific conditions that vary by account type. The platform requires traders to achieve profitability and complete a trading cycle before they can request payouts. Understanding these requirements is key to planning your trading strategy effectively. Here’s a breakdown of the account-specific criteria.

Account Types and Payout Requirements

Funded Next offers three main account types, each with its own payout structure and timelines:

  • Stellar 1-Step: Traders must achieve a 10% profit target over a minimum of 2 trading days to qualify for payouts. The first payout is processed within 5 business days, with subsequent payouts every 5 business days.
  • Stellar 2-Step: This account follows a two-phase challenge. Phase 1 requires an 8% profit target, and Phase 2 requires a 5% profit target, both with a minimum of 5 trading days. Once both phases are completed, the first payout takes 21 days, followed by bi-weekly payouts every 14 days.
  • Stellar Lite: This account skips profit targets in the challenge phase. Traders need to complete 5 trading days and wait 21 days for their first payout. Afterward, payouts occur bi-weekly on a 14-day schedule.
Account Type Profit Target Min Trading Days First Payout Subsequent Payouts
Stellar 1-Step 10% 2 5 Business Days 5 Business Days
Stellar 2-Step P1: 8%, P2: 5% 5 21 Days Bi-Weekly
Stellar Lite N/A 5 21 Days Bi-Weekly

Profit Requirements and Trading Cycle Rules

Trading cycles are central to Funded Next’s payout system. If a trading cycle ends with a loss, it extends until profitability is achieved. This ensures traders must actively trade their way out of a losing streak rather than waiting for the cycle to reset.

Once a cycle ends in profit, the account resets, making the trader eligible for a payout. For instance, a Stellar 2-Step trader with a $100,000 account who earns $2,000 profit during their first cycle can request a payout. Their next cycle then follows the standard 14-day bi-weekly schedule.

The Stellar 1-Step model operates slightly differently. If a trader finishes any 5-day cycle in profit and requests a payout, the next cycle remains 5 days. However, if the cycle ends in a loss, an additional 5 days is added until they achieve profitability.

Additionally, Stellar accounts include a bonus: traders earn a 15% profit share from the challenge phase, which becomes withdrawable once they achieve 10% growth in their funded account. This bonus does not apply to Stellar Lite accounts, as they have no profit share during the challenge phase.

Add-On Features and Payout Terms

Funded Next offers several add-on features that can influence payout terms:

  • Lifetime Payout 95% Upgrade: This feature increases the standard 90% profit split to 95%, giving traders a larger share of their earnings.
  • Stellar Instant Model: Traders can request an on-demand payout after growing their account balance by 5% or more. For example, if a trader starts with $10,000 and earns $500 (5%), they can request an immediate payout once their trades are closed. Even with smaller gains, withdrawals are allowed after 14 days, regardless of meeting the 5% growth target.

Account scaling also plays a significant role in payout terms. For Stellar Lite accounts, traders start with an 80% profit share after receiving their funded account. Meeting the scale-up criteria increases this share to 90%, offering a clear incentive for consistent performance and careful risk management.

These payout structures and features are designed to reward traders who demonstrate profitability and discipline, while also accommodating different trading styles and risk appetites.

Profit Split Rates and Add-On Options

Funded Next provides detailed profit-sharing structures and upgrade options to help traders maximize their earnings. By understanding these profit split rates and the available add-ons, you can better estimate your potential payouts and determine which features align with your trading goals.

Default Profit Split Rates

The profit-sharing rates depend on the type of account you choose. For example, Stellar 1-Step accounts come with a default profit split of 90%. This means if you generate $1,000 in profits, you take home $900. On the other hand, Stellar 2-Step and Stellar Lite accounts start with an 80% profit share. For instance, earning $2,000 on a Stellar 2-Step account would result in a payout of $1,600.

Lifetime Payout 95% Add-On

Traders looking to increase their earnings can opt for the Lifetime Payout 95% Add-On, which boosts your profit share to 95%. This upgrade offers an additional 5% to 15% in earnings, depending on your account type. Pricing for this add-on varies:

  • For Stellar 1-Step accounts, the add-on costs 25% of the challenge fee.
  • For Stellar Lite and Stellar 2-Step accounts, it costs 30%.

For example, if the fee for a Stellar 2-Step challenge is $500, the add-on would add $150 to your upfront cost. Even as your account grows and qualifies for scaling benefits, the 95% profit share remains intact, ensuring higher payouts as your trading capital expands.

Account Scaling and Profit Share Adjustments

Account scaling plays a key role in increasing both your trading capital and profit-sharing rates. For Stellar Lite and Stellar 2-Step accounts, scaling raises the profit split from 80% to 90%. Meanwhile, the Stellar Instant model offers a more ambitious scaling program, allowing account balances to grow up to 10 times their original size. This model uses a performance-based scale-up plan, rewarding consistent performance and successful withdrawals with progressively larger accounts. By Tier 3, the profit split reaches 80%.

For example, a $10,000 Stellar Instant account could grow to $20,200 after the fifth cycle and eventually reach $40,700. While the profit split caps at 80% from Tier 3 onward, the increased account balance leads to higher overall payouts.

This scaling system is designed to reward traders who demonstrate consistency and disciplined risk management. By offering larger account balances and improved profit-sharing rates over time, it provides a clear path for traders to maximize their earnings. These flexible profit split adjustments align with the withdrawal procedures outlined in the next section.

How to Request Payouts and Withdrawal Options

Once you’ve met the trading cycle requirements and achieved profitability, accessing your earnings is straightforward. The platform provides several withdrawal methods and ensures quick processing so you can receive your funds without hassle.

How to Request a Payout

To initiate a payout, log in to your dashboard, navigate to the "Payout" section, and select "Payout Request". You’ll receive a one-time password (OTP) via your registered email. Enter the OTP to confirm your request. Make sure your email is current to avoid any delays. After confirming, you can explore the withdrawal options outlined below.

Withdrawal Methods Available

Funded Next supports a variety of cryptocurrency-based withdrawal methods, including:

  • USDT (ERC20, TRC20)
  • USDC (ERC20)
  • RiseWorks (available exclusively for Iranian clients)

For international traders, USDT and USDC are the most commonly used options. The minimum payout amounts are:

  • $20 for USDT (TRC20)
  • $50 for USDT (ERC20), USDC (ERC20), and RiseWorks

The maximum payout limit is $4,999. If your earnings fall below the minimum threshold, the balance will roll over to the next cycle.

Processing Times and Fees

Payouts are processed within 24 hours of your request. If the platform fails to process your payout within this timeframe, they compensate you with an additional $1,000. Keep in mind that transfer gateway charges and a processing fee of up to 3% may apply.

Cryptocurrency withdrawals are completed within 24 hours, while bank transfers typically take 1–3 business days. Double-check your payout details before submitting your request to ensure a smooth transaction.

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Payout Examples and Timeline Details

Here’s a closer look at payout timelines for different account types and how they work.

Payout Timelines by Account Type

Stellar 1-Step Account Example:
Sarah begins trading her Stellar 1-Step account on January 15, 2025. By February 10, 2025, she hits her 10% target and becomes eligible to request payouts every 5 business days from that point forward.

Stellar 2-Step Account Example:
Mike completes both challenge phases and starts trading his funded account on March 1, 2025. His first payout becomes available after a 21-day waiting period, on March 22, 2025. After this, he can request payouts every 14 days.

Stellar Lite Account Timeline:
For Stellar Lite accounts, the initial waiting period is also 21 days, followed by bi-weekly payouts.

Now, let’s explore how payout frequency, withdrawal limits, and account scaling can further impact your earnings.

Payout Frequency and Amount Limits

Once eligible, withdrawals are subject to some minimum and maximum thresholds. The smallest payout you can request is US$20 for USDT (TRC20) or US$50 for other payment methods. If your balance falls below these amounts, it will carry over to the next payout cycle.

The maximum you can withdraw in a single request is US$4,999. For instance, if your profit totals US$8,000, you’ll need to split it into multiple withdrawal requests.

How Account Scaling Affects Payouts

Scaling your account can boost both your payout potential and the speed at which you can grow your earnings. Funded Next offers a scaling feature that increases your funded account balance by 40%, with a maximum cap of US$4 million.

For example, a US$15,000 account that meets its targets will scale up to US$21,000. Additionally, for Stellar 2-Step and Stellar Lite accounts, scaling can raise your profit share from 80% to 90%.

This scaling happens automatically during the withdrawal process. To qualify for a scale-up, you’ll need to demonstrate consistent profitability and solid risk management. Funded Next reviews your performance across multiple cycles before approving any account upgrades.

Using QuantVPS for Better Trading Performance

Meeting Funded Next’s strict payout and performance requirements demands a trading setup that’s both reliable and efficient. For traders aiming to hit profit targets and scaling milestones, QuantVPS provides the stability and speed needed to stay ahead.

Why VPS Hosting Matters for Trading

Trading from a home computer can leave you vulnerable to issues like internet outages, power failures, or unexpected system crashes. These interruptions can derail automated strategies or prevent you from managing positions during critical market moments. QuantVPS eliminates these risks by offering ultra-low latency connections and a 99.999% uptime guarantee. With latency as low as <0.52ms to the CME, traders can execute with precision and avoid costly delays [35,40].

Additionally, QuantVPS operates from a Chicago datacenter with direct connectivity to CME, reducing slippage during high-frequency trading – a key advantage for traders relying on speed during volatile sessions.

"QuantVPS has changed my perspective on how crucial a proper VPS is for consistent day trading profits." – Eric Gonzalez

QuantVPS Features for Traders

QuantVPS is built to optimize trading performance. Powered by AMD EPYC processors and NVMe storage, it ensures smooth operation of popular trading platforms like MetaTrader, NinjaTrader, and TradeStation – even during high volatility. Whether you’re running automated systems or trading manually, QuantVPS delivers the reliability needed to meet Funded Next’s performance demands.

Security is another priority. With robust DDoS protection and advanced firewalls, your trading environment stays protected from potential threats. Plus, their 24/7 technical support ensures any issues are resolved quickly, minimizing downtime that could impact your trades.

QuantVPS Plan Comparison

QuantVPS offers plans tailored to different trading needs:

Plan Monthly Cost Annual Cost Cores RAM Storage Best For
VPS Lite $59.00 $41.30 4 8GB 70GB 1–2 charts, simple strategies
VPS Pro $99.00 $69.33 6 16GB 150GB 3–5 charts, moderate complexity
VPS Ultra $199.00 $139.17 24 64GB 500GB 5–7 charts, advanced strategies
Dedicated Server $299.00 $209.08 16+ 128GB 2TB+ 7+ charts, institutional-level

Opting for annual billing offers discounts of 30% to 40% on all plans. On top of that, you can use the coupon code "AFF20" to get an extra 20% off.

For most Funded Next traders, the VPS Pro plan strikes the perfect balance – it provides enough resources to run multiple platforms simultaneously while maintaining the low latency needed for precise execution. If you’re managing larger accounts or running complex automated systems, the VPS Ultra plan offers the extra power to handle advanced trading setups effectively.

"Everything from setup to daily usage has been SMOOTH. It’s nice dealing with a VPS designed for one purpose: high-speed trading." – Charlie Griffin

QuantVPS’s 4.7/5 Trustpilot rating reflects the reliability traders count on to reach their goals. With over $14.52 billion traded in the last 24 hours on its servers, QuantVPS proves it can handle heavy trading volumes without missing a beat.

Conclusion

To make the most of Funded Next’s payout system, it’s essential to understand the requirements, profit splits, and withdrawal processes. The key to boosting your earnings lies in consistently hitting profit targets while adhering to strict risk management rules. Profit splits range from 80% to 95%, and payout cycles vary between 5 and 21 days, depending on your account type.

When it comes to managing risk, stick to trading strategies within your expertise and steer clear of overly aggressive techniques that could put your account at risk. Incorporate tools like stop-loss orders, monitor your risk parameters daily, and keep detailed trade logs to stay on track.

For withdrawals, ensure all required documents are submitted accurately, and choose withdrawal methods that strike a balance between processing speed and fees. Beyond withdrawals, understanding account scaling can significantly enhance your earning potential. For example, a $100,000 account that grows by 10% over four months and receives two payouts can scale up to $140,000.

Lastly, pairing your trading strategy with a reliable VPS solution like QuantVPS can strengthen your overall performance. QuantVPS provides ultra-low latency (as low as 0.52ms to the CME), 100% uptime, and robust DDoS protection, ensuring precision in trade execution. This technical edge supports consistent results across all aspects of Funded Next’s payout system.

FAQs

What is the account scaling feature at Funded Next, and how can it boost my trading potential?

Account Scaling Feature at Funded Next

Funded Next offers traders a chance to expand their account size by 40% every four months, as long as they meet specific performance benchmarks. This growth can continue until the account reaches a maximum size of $4,000,000.

With a larger account, traders can access more capital, enabling them to take on bigger trades and aim for higher profits. To qualify for this opportunity, traders must demonstrate consistent performance during the review period and adhere to the program’s guidelines. This feature is tailored to reward disciplined trading and support traders in reaching their full potential.

What are the requirements for traders to request a payout from Funded Next?

To request a payout from Funded Next, traders need to fulfill two simple conditions: the payout amount must be a minimum of $20, and the trader must have completed at least 21 days of trading before making their first request. After the first payout, traders can request payouts every 14 days.

Once the request is submitted, payouts are usually processed within 24 hours, ensuring a fast and hassle-free transaction. By adhering to these basic guidelines, traders can smoothly access their earnings and stay on top of their financial management.

What is the Lifetime Payout 95% Add-On, and how can it boost my trading profits?

The Lifetime Payout 95% Add-On lets you retain up to 95% of your trading profits, giving you a chance to significantly boost your earnings. This feature is ideal for traders aiming to hold onto more of their hard-earned gains over the long haul.

The add-on comes with an extra fee that depends on your account type: 20% of the challenge price for Evaluation and Stellar Challenge accounts, and 30% of the challenge price for Express Challenge accounts. While there’s an upfront cost, the ability to keep a larger share of your profits makes it a worthwhile choice for dedicated traders.

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Ethan Brooks

July 22, 2025

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